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Best Homeowners Insurance Agencies in Grand Rapids

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Aspen Insurance Group logo
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License Verified:

License: 8997357

Michigan Department of Insurance and Financial Services

Aspen Insurance Group

5075 Cascade Rd SE 2A, Grand Rapids, MI 49546
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  • Homeowners

Business Description

Draft Aspen Insurance Group provides service to clients in Grand Rapids and the surrounding areas. It specializes in helping individuals apply for homeowners' insurance products to protect their personal belongings and loved ones from damages and injuries inside their homes. It also offers homeowners' insurance policies that allow clients to reimburse their expenses from theft, vandalism, or repairs. The company is also available for automobile, business, and commercial insurance services. Aspen Insurance Group is an independently owned insurance company.

License Verified:

License: 8997357

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (55)
Facebook
5.0 / 5 (21)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Averson Insurance Agency logo
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License Verified:

License: 11159498

Michigan Department of Insurance and Financial Services

Averson Insurance Agency

2180 44th St Se #203, Kentwood, MI 49508
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  • Multiple Policy Types

Business Description

Averson Insurance Agency serves individuals and families in Grand Rapids and the nearby communities. The independent agency specializes in auto and home insurance, offering multiple plan options to clients seeking to protect their properties against various risks. The company is affiliated with Safeco Insurance, Foremost Insurance Group, Progressive, AAA: Independent Insurance Agent, Encompass, and Nationwide. It aims to make shopping for auto and home insurance easy by reaching out to customers through different channels, such as online, by phone, or in-person appointments.

License Verified:

License: 11159498

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (19)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Blackwell Insurance Services logo
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License Verified:

License: 3414646

Michigan Department of Insurance and Financial Services

Blackwell Insurance Services

1700 E Beltline Ave NE Suite 120, Grand Rapids, MI 49525
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  • Multiple Policy Types

Business Description

Blackwell Insurance Services offers coverage to individuals in the Grand Rapids metro who are homeowners. The insurance company helps cover losses and damages done upon residential properties, including the homeowner's assets. Damages covered by homeowners' insurance include those resulting from fire, theft, vandalism, and weather conditions. The firm's agents work with homeowners to determine the appropriate insurance needed, collaborating with companies to provide these insurance products. Blackwell insurance Services' agents also offer business, life, and health policies.

License Verified:

License: 3414646

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Blue Bridge Insurance Agency LLC logo
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License Verified:

License: 18864415

Michigan Department of Insurance and Financial Services

Blue Bridge Insurance Agency LLC

300 Washington Avenue #100, Grand Haven, MI 49417
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

The Blue Bridge Insurance Agency, LLC, is a locally owned company that serves clients in the West Michigan Community including the Grand Rapids metro. It offers homeowners' insurance products that cover damages and losses caused by unwanted incidents to the clients' belongings, homes, and attached structures. Committed to securing the safety of every client, the agency links them to medical payments coverage and liability coverage. In addition to homeowners' insurance, the firm offers products for condo owners and renters.

License Verified:

License: 18864415

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Burr & Company logo
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License Verified:

License: 959204

Michigan Department of Insurance and Financial Services

Burr & Company

3351 Claystone SE Suite G-19, Grand Rapids, MI 49546
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  • Multiple Policy Types
  • Homeowners

Business Description

Burr & Company is a full-service agency that offers customized insurance solutions to clients in the Grand Rapids metro. It helps clients protect their homes by providing homeowners' insurance coverage. The agency partners with different companies to give clients products that fit their needs. It also assists homeowners with high-value houses, art collections, and jewelry and provides coverage for their valuables. The firm provides other personal insurance products, such as auto, boat, motorcycle, and umbrella insurance. The firm has been helping clients for more than five decades.

License Verified:

License: 959204

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (15)
Facebook
3.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Cassidy Cvanciger logo
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License Verified:

License: 16822820

Michigan Department of Insurance and Financial Services

Cassidy Cvanciger

225 Hastings St NE, Suite D, Grand Rapids, MI 49503
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  • Multiple Policy Types

Business Description

Cassidy Cvanciger is a State Farm insurance agent that has been serving Grand Rapids for more than a decade. She educates individuals and families about a wide range of homeowners' insurance coverage options to help them in making well-informed decisions. The customizable solutions include protection from financial losses caused by circumstances like theft, fire, and liability. In addition to providing assistance with banking and annuities, Cvanciger offers life, business, and pet insurance. Her team includes two furry members that clients can meet in the office.

License Verified:

License: 16822820

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (61)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Coldbrook Insurance Group LLC logo
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License Verified:

License: 0102358

Michigan Department of Insurance and Financial Services

Coldbrook Insurance Group LLC

2000 Oak Industrial Dr. NE Ste. B, Grand Rapids, MI 49505
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  • Renter's Insurance
  • Condos

Business Description

Coldbrook Insurance Group LLC is an agency that offers homeowners' insurance policies in the Grand Rapids metro. The insurance plans cover condominiums, rental dwellings, vacant homes, high-end luxury houses, and farms. It also provides insurance policies for classic and antique vehicles, motorcycles, and utility trailers. Currently, the firm handles $4 Billion worth of condominium property insurance. Coldbrook Insurance Group provides niche-specific programs for community associations, physician's practice, tool and die shop industries, and auto dealerships.

License Verified:

License: 0102358

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Compass Insurance Agency Knapps Corner logo
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License Verified:

License: 16611037

Michigan Department of Insurance and Financial Services

Compass Insurance Agency Knapps Corner

1971 E. Beltline Ave NE, Suite 222, Grand Rapids, MI 49525
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Business Description

Compass Insurance Agency Knapps Corner offers home insurance products to residents of Grand Rapids. The firm's policies protect clients against contingencies such as fires, natural calamities, and thefts. Homeowners are also protected in cases of injury suits arising from accidents on their property. In addition, the business provides bundled home and automobile insurance contracts. The business is partnered with 20 of its trusted insurance providers in the state and across the country. It also provides life insurance coverage.

License Verified:

License: 16611037

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dan Charles Agency Inc. logo
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License Verified:

License: 2761844

Michigan Department of Insurance and Financial Services

Dan Charles Agency Inc.

6983 S Division Avenue, Grand Rapids, MI 49548
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  • Multiple Policy Types

Business Description

The Dan Charles Agency Inc. has been offering insurance to clients in Grand Rapids since 1982. Homeowners can get protection for their properties from damage caused by fire, flooding, and natural disasters. The firm's policy also provides compensation for theft and vandalism, along with injuries inside the home. In addition, clients can get policies for rental properties, businesses, and vehicles like cars, boats, and RVs. Chief executive officer Dan Charles Sr. has more than three decades of industry experience.

License Verified:

License: 2761844

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Doug Zuidema logo
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License Verified:

License: 0521869

Michigan Department of Insurance and Financial Services

Doug Zuidema

1626 Leonard Street NW, Grand Rapids, MI 49504
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Doug Zuidema has been a State Farm insurance agent since 2011. He provides a varied range of policies to the residents of Grand Rapids and the surrounding areas. He offers an array of life and non-life policies, including home, condominium, and renters' insurance. Automobile insurance products are also offered. In addition, he assists with obtaining banking and mutual fund investment contracts. The agent is also bilingual and can converse with both English and Spanish speakers.

License Verified:

License: 0521869

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (54)
Facebook
1.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mapes Insurance Agency logo
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License Verified:

License: 958351

Michigan Department of Insurance and Financial Services

Mapes Insurance Agency

2032 Lake Michigan Drive N.W., Grand Rapids, MI 49501
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  • Homeowners

Business Description

Mapes Insurance Agency is an independent business that has been serving Grand Rapids since 1918. It educates homeowners about insurance options and coverage available depending on their needs and circumstances. A homeowners' insurance policy can cover damages from water or sewage backups and replacement costs. In addition to handling surety bonds, the agency also provides businesses an analysis of their insurance needs, design of a protection program, and periodic reviews of the insurance coverage.

License Verified:

License: 958351

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ottawa Kent logo
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Ottawa Kent

7472 Main Street, Jenison, MI 49429
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  • Multiple Policy Types
  • Homeowners

Business Description

Ottawa Kent is a risk management company serving the Grand Rapids area. It has been protecting clients for over 40 years. The company offers homeowners' insurance to protect clients against property damage from theft and other catastrophic incidents. Defamation is also covered. The agency provides coverage and risk management services for automobiles and businesses of different kinds. It takes a consultative approach, aiming to engage closely with clients in order to assist them in making crucial and well-informed decisions about their protection needs and future.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Thum Insurance logo
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License Verified:

License: 7144034

Michigan Department of Insurance and Financial Services

Thum Insurance

3140 3 Mile Rd NE, Grand Rapids, MI 49525
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  • Multiple Policy Types
  • Homeowners

Business Description

Thum Insurance is a family-operated agency that serves clients in Grand Rapids. Since its establishment in 1990, the firm has been offering a range of personal and commercial lines of insurance products. These include coverage for homeowners to protect their homes and belongings from unexpected damages. The homeowners' insurance also covers the policyholder and their family from lawsuits filed against them. In addition, the agency insures rental spaces, vacant dwellings, seasonal residences, and manufactured homes.

License Verified:

License: 7144034

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Watermark Insurance Services logo
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License Verified:

License: 8328772

Michigan Department of Insurance and Financial Services

Watermark Insurance Services

4981 Cascade Rd. SE, Suite B, Grand Rapids, MI 49546
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  • Multiple Policy Types

Business Description

Watermark Insurance Services is an independent agency that serves individuals and businesses in Grand Rapids and nearby areas. It offers homeowners' insurance plans that can be tailored depending on the clients' needs and may include coverage for identity theft, backup of sewers and drains, and at-home businesses. Additionally, the agency provides risk management options for automobiles, boats, yachts, and special collections. Life and umbrella insurance plans are available. Watermark Insurance Services is headed by Sheila VanZile, who has over 25 years of industry expertise.

License Verified:

License: 8328772

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Weadock & Associates, LLC. logo
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Weadock & Associates, LLC.

1025 Spaulding Avenue Southeast, Grand Rapids, MI 49546
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Weadock & Associates LLC serves clients throughout the Wyoming metro area and provides homeowners insurance services. Its agents consult clients to find out their needs and guide them through the insurance purchase process while assessing their assets to provide price estimates. Weadock & Associates LLC typically sells coverage to protect homeowners from losing money when properties are damaged or destroyed, or when sued because of guest injuries. This agency sells health insurance and disability plans as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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