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Best Local Car Insurance Agencies in Detroit

2024

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Providers

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Website
18555 Fort Street, Riverview, MI 48193
  • Multiple Carriers

Why choose this provider?

Champagne Agency offers a variety of policies to clients residing in Detroit and nearby cities. For over 20 years, its insurance agent team has provided home, life, and business insurance to secure its clients' lives and properties from liabilities. It offers auto insurance policy, which provides financial aid in case of damage to the client's vehicle. The company's principal agent, Tamara, started as a financial advisor two decades ago. Champagne Agency gives back to the community by providing special accommodations to post office and automobile workers.

License Verified:

License: 16794440

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (698)
Facebook
4.9 / 5 (354)
Yelp
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Scott Lake Rd Ste Aa, Waterford, MI 48328

Why choose this provider?

A. Young Insurance Agency Inc. is an independent agency in Waterford, Michigan, that serves residents throughout the Detroit metro area. Working with Hagerty, National General, and many other insurance carriers, A. Young Insurance Agency provides motorists with collision, comprehensive, and liability auto insurance coverage. Personal injury protection policies are available to compensate clients for loss of income and funeral expenses. Optional coverage includes rental reimbursement and roadside assistance. High-risk drivers and recreational vehicles are also covered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13026 McNichols, Suite 100, Detroit, MI 48235
  • Bundling Option

Why choose this provider?

Diane Johnson Agency is a locally owned and operated insurance company that serves clients throughout Detroit and the surrounding communities. The agency works with a carefully selected group of insurance companies to build personalized auto insurance plans that protect motorists against unwanted financial losses and potential risks on the road. Its agents arrange supplementary coverage for emergency road assistance and loss of income. Other insurance plans include life, health, and homeowners' insurance. Policies cover drivers against uninsured/underinsured motorists as well as other options such as: towing, rental reimbursement, and roadside assistance. Moreover, the team can help clients seek home, business, renters, flood, disability, jewelry, motorcycle as well as life and health insurance policies.

License Verified:

License: 18584786

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3156 Fort St., Lincoln Park, MI 48146

Why choose this provider?

Acova Insurance Agency, Inc., helps residents of Detroit and nearby cities with their car insurance needs. Its automobile insurance policies include various coverages, such as personal injury and property protection, standard and limited collision, and towing and labor costs. The agency also offers insurance for motorcycles, watercraft, snowmobiles, and recreational vehicles. In addition to vehicle protection plans, it handles life, health, home, and umbrella insurance policies. It also helps clients find the right coverage to protect their businesses.

License Verified:

License: 10212986

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2000 Town Center, Suite 1900 #57, Southfield, MI 48075
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Brandon Bell Insurance Agency serves individuals and businesses in Detroit and the nearby cities. It offers full coverage auto insurance that includes liability, comprehensive, and collision protection and can add roadside assistance, rental car, and survivors' loss benefits. It also provides other products such as home, auto, life, and business insurance. The agency can also assist clients with financial literacy and their banking needs. Brandon Bell is the president and CEO of the local independent agency, which he founded in 2019.

License Verified:

License: 0124640

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
645 Griswold St Suite 2015, Detroit, MI 48226
  • Bundling Option

Why choose this provider?

J. Healan Baker Agency serves individuals and businesses in Detroit. The insurance agency offers auto, home, worker compensation, and business insurance products and services. Its auto products insure cars, RVs, and motorcycles, as well as policyholders when driving other people's cars. Its agents compare policies from multiple providers to find the ideal combination of coverage and cost. For complex coverage needs, it also writes bespoke policies. The full-service insurance agency has been in operation for more than 80 years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16093 Eureka Rd, Southgate, MI 48195
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Since 1947, Lademan Insurance Agency has been providing financial solutions to clients in Detroit. It deals with car owners and helps them insure their vehicles through auto policies. It offers a range of coverage options, from medical payments and property damage to bodily injury liability and loss of use coverage. Its team also provides insurance products that cover other vehicles, including motorcycles, RVs, and boats. The agency is a family-owned enterprise. Its president, Nick Bader, serves as a member of the advisors board at Safeco Insurance.

License Verified:

License: 0007562

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (126)
Facebook
4.7 / 5 (84)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33080 Groesbeck Hwy, Fraser, MI 48026
  • Multiple Carriers

Why choose this provider?

Moravian Insurance Agency serves the residents of Detroit. The agency offers auto, boat, motorcycle, RV, home, and renters' insurance. Its agents help car owners secure insurance policies no matter the status of their driving record. The agency strives to give clients a hassle-free and simple experience by organizing the paperwork and giving them the option of getting same-day coverage. The family-operated insurance agency has been operating for more than 40 years. It is a member of the Michigan Association of Insurance Agents.

License Verified:

License: 959544

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1420 Ford Ave, Wyandotte, MI 48192
  • Multiple Carriers

Why choose this provider?

Karn Sitkins Payette Insurance Agency, Inc. serves residential and commercial clients in and around the Detroit metro. The independent agency offers auto insurance that provides property, liability, and medical coverage. Its team also has products that help protect its customers' homes and businesses. In addition, it provides group and individual life and health plans. The company was formed in 1982 and is a member of the Wyandotte Business Association and the Michigan Green Industry Association.

License Verified:

License: 989522

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (45)
Facebook
4.8 / 5 (44)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
69 Southbound Gratiot Ave, Mount Clemens, MI 48043

Why choose this provider?

Duane S Gerlach & Associates Inc. is located in Detroit, Michigan, and serves surrounding areas, such as Mount Clemens. The agency supplies auto insurance policies that cover collision and comprehensive damage, along with liability, medical payment, and personal injury protection coverage. Policies not only cover drivers against uninsured/underinsured drivers, but also include other options such as towing, rental reimbursement, and roadside assistance. Moreover, the team can help clients seeking home, business, renters, flood, recreational, or life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2200 Hunt St Suite 471, Detroit, MI 48207

Why choose this provider?

The Ernie McClellan Insurance Agency serves individuals and businesses in and around Detroit. It provides auto insurance for people looking to protect themselves and their vehicles from the financial impact of road accidents. Its personal coverage options also include life and health insurance. It offers surety bonds and commercial solutions for companies, helping allocate funds for future losses. The firm was founded in 2007 by Ernie McClellan, an insurance professional with 25 years of experience in the field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33652 Ford Rd., Westland, MI 48185
  • Multiple Carriers

Why choose this provider?

Juenemann Insurance Agency caters to individuals and families in Detroit. The company offers auto, home, health, life, and business insurance. Its auto insurance policy includes liability, medical expenses, and personal property coverage. The company works with various carriers, including Auto-Owners, Safeco, Michigan, and Indiana Insurance. It is also a Trusted Choice agency and is a member of the Westland Chamber of Commerce. Its president, Jeffrey Juenemann, served on the board of directors for the Westland Rotary Club.

License Verified:

License: 960296

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
246 Liberty St, Walled Lake, MI 48390

Why choose this provider?

TDA Insurance & Financial Agency has more than two decades of experience providing insurance solutions to residents throughout the Detroit metro area. The agency offers auto insurance policies customized to the needs of car, truck, and motorcycle owners with a variety of coverage options, including, property damage, liability, and uninsured motorist. Comprehensive coverage is available for clients looking to protect against losses due to fire and theft. Commercial and homeowners insurance are among the agency's numerous additional products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3031 West Grand Blvd. Suite 529, Detroit, MI 48202
  • Multiple Carriers

Why choose this provider?

Long Insurance Services, LLC, is an independent agency that caters to Detroit individuals, families, and businesses. It helps clients protect themselves on the road by offering auto insurance policies. These cover bodily injury to others, damage to someone else's property, and personal injury protection. The firm also provides health, home, life, general liability, and workers' compensation insurance plans. It partners with carriers like AIG, Chubb, Progressive, and Titan Insurance. Long Insurance Services is a member of the National Association of Professional Insurance Agents.

License Verified:

License: 2423697

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)

Website
1717 Cass Lake Rd, Keego Harbor, MI 48320

Why choose this provider?

Complete Insurance Services is a full-service insurance agency that was formed in 1999 and is based in Keego Harbor, Michigan. It provides auto insurance services including basic policies as well as comprehensive fire, theft, and accident coverage with coverage for medical and legal expenses. The company provides coverage for cars, motorbikes, RVs, and watercraft. Complete Insurance Services also offers life, health, rental, and business insurance, as well as umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (26)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7725 Vernor Highway, Detroit, MI 48209
  • Bundling Option
  • RV & Motorhome

Why choose this provider?

PD Dandnaik is a State Farm insurance agent serving Detroit clients. He offers different insurance coverage options for a car collision, rental, comprehensive, and rideshare insurance. He also creates customized policies for clients depending on their needs. The comprehensive policy from State Farm covers teen drivers, rental cars, or even sports cars. Dandnaik provides 24-hour good neighbor service via call, text, email, or in-person consultation. State Farm also offers other insurance policies for motorcycles, boats, motorhomes, and roadside assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (103)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37000 Grand River, Suite 150, Farmington Hills, MI 48335
  • Multiple Carriers

Why choose this provider?

VTC Farmington Hills Insurance Agency offers risk management solutions in Detroit. It helps individuals and families acquire various types of personal protection products, which include car insurance. The independent company assists policyholders in filing claims to secure reimbursements for vehicle damage and physical injuries caused by accidents and theft. Its specialists also process life, homeowners', renters', umbrella, and motorcycle insurance. They work with multiple carriers, such as Chubb, Foremost, and Hagerty. CEO Alan Chandler has been a part of the agency for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the coverages under a car insurance policy in Detroit?

    Car insurance policies in Detroit typically include liability for bodily injury and property damage, as well as mandatory personal injury protection or PIP. Additionally, it may include optional collision and comprehensive coverage and uninsured motorist coverage. Given Michigan's no-fault insurance system, PIP is crucial, covering medical expenses for the policyholder and passengers regardless of fault. In contrast, liability coverage is essential due to potential injury and property damage claims.

  • What is the benefit of getting car insurance in Detroit?

    Getting car insurance in Detroit is vital due to the high vehicle ownership rates and the various risks associated with city driving. It is a financial safety net when unexpected vehicle damage occurs and is legally required in many areas. The right insurance coverage protects your significant investment, your vehicle. It ensures you can file claims for compensation in case of damage, preventing potentially hefty repair or replacement costs.

  • What does your car insurance company in Detroit do if your car gets stolen?

    If your car is stolen in Detroit, as standard practice, most insurance companies will institute a waiting period, typically around 21 days, to see if law enforcement can recover your vehicle. If your car is found during the waiting period, the insurance provider will likely request a repair estimate before determining the appropriate course of action. However, if your car remains missing after the waiting period, your insurance company should provide you with a settlement.

  • What does it mean if a car insurance company determines your car is "totaled" in Detroit?

    When your vehicle is declared "totaled," it means the expenses of repairing the vehicle are considered uneconomical, prompting the insurance company to settle the claim based on the car's assessed value rather than pursuing extensive repairs. When this happens, the insurance company in Detroit will likely issue you a check equivalent to your car's value and retain possession of the vehicle.

  • Can you extend your car insurance to a rented car in Detroit?

    Yes. Comprehensive and collision coverage will apply to the rental vehicle during your Detroit trip. The rental car gets the most comprehensive coverage from any vehicle on your policy, usually eliminating the need for the rental car company's extra damage coverage. Auto-owner insurance provides broader rental car coverage than the norm. However, it is essential to remember to clarify the rental's purpose and who will be driving for eligibility.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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