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Best Homeowners Insurance Agencies in Detroit

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14227 Greenfield Road, Detroit, MI 48227
Detroit, MI 48227
  • Homeowners
  • Flood
  • Condos
  • Renter's Insurance

Alpha One Agency helps Detroit area residents ensure financial security for their properties in the event of a disaster. The agency guides homeowners in securing coverage for their assets—including dwellings and other structures such as garages—that are vulnerable to fire, vandalism, wind, and hail damage. Alpha One Agency also helps obtain coverage for personal belongings such as clothing and furniture, as well as liabilities and specialty items. The agency additionally offers coverage assistance for mobile homes.

14227 Greenfield Road, Detroit, MI 48227
Detroit, MI 48227

Website(888) 514-7365

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

48801 Romeo Plank Rd Ste 105, Macomb, MI 48044
Macomb, MI 48044
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Brian Lane Agency/Farm Bureau Insurance is an independent home insurance agency that has been serving the residents of Detroit, Michigan, since 1998. The company represents insurance carriers to offer policies for covering homes and condos that are customized to clients' needs. These plans cover damage to the home due to fire; storms; and floods, cost of temporary relocation, and bodily harm liability. The agency also sells auto, health, and life insurance.

48801 Romeo Plank Rd Ste 105, Macomb, MI 48044
Macomb, MI 48044

Website(586) 412-8700

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

73 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

25 N Washington St, Oxford, MI 48371
Oxford, MI 48371
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Curtis Insurance is an independent agency founded in Oxford, Michigan, over 65 years ago. It specializes in providing home insurance in the Detroit metro area. The agency works with many companies to offer solutions for homeowners and renters. Policies cover all home types and sizes, including condos, mobile, rental, and seasonal. The agency also sells auto, life, health, and pet insurance. It can provide policies for businesses and umbrella insurance to cover assets.

25 N Washington St, Oxford, MI 48371
Oxford, MI 48371

Website(248) 628-3604

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

26 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1535 Sixth Street, Detroit, MI 48226
Detroit, MI 48226
  • Multiple Policy Types

Diebold Insurance Agency is a family-owned independent agency based in Detroit. It offers homeowners insurance policies that financially protect their property and attached assets against covered disasters. The policies can provide compensation for the cost of rebuilding the home and replacing some lost possessions, as well as living expenses if the client needs to temporarily reside in another accommodation. Liability protection is also covered in cases of injury or property damage to other people caused by the policyholder's household. Diebold Insurance Agency also offers condo insurance.

1535 Sixth Street, Detroit, MI 48226
Detroit, MI 48226

Website(313) 964-3750

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

1904 11 Mile Rd, Berkley, MI 48072
Berkley, MI 48072
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

The Eagle Rock Insurance Agency is an independent home insurance specialist based in Berkley, Michigan. The agency has supplied home insurance solutions in the Detroit metro area since 1997, providing other insurance protection for motorcyclists, drivers, and businesses. As an independent agent, it scours the policies of its partners to find coverage that meets their client's needs and budget. Home insurance policies typically cover structural damage, including garages and sheds, personal property theft, and liability if a visitor is injured.

1904 11 Mile Rd, Berkley, MI 48072
Berkley, MI 48072

Website(248) 548-5530

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

30600 Telegraph Rd Ste 3110, Bingham Farms, MI 48025
Bingham Farms, MI 48025
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Emerson-Prew is an independent insurance agency based in Bingham Farms, Michigan. Founded over half a century ago, the home insurance specialist serves individual and commercial clients throughout the Detroit metro area and beyond. The agency represents a select group of insurance companies, searching each for the right policies, which it then tailors in discussion with its clients. Its standard homeowner's coverage includes protection against structural repairs, fire, flood, and theft. Add-ons can include umbrella insurance to protect against the unexpected.

30600 Telegraph Rd Ste 3110, Bingham Farms, MI 48025
Bingham Farms, MI 48025

Website(248) 642-5900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2200 Hunt St Suite 471, Detroit, MI 48207
Detroit, MI 48207
  • Multiple Policy Types

EMI Agency is a risk management specialist that has been serving Detroit and nearby locations for more than a decade. It offers various products, including home, car, life, and health insurance. Its team also furnishes plans for businesses and provides financial and retirement planning services. EMI Agency also serves individuals and businesses in Maryland, Kansas, Missouri, and North Carolina. Its managing broker, Ernie McClellan, has more than 20 years of experience in the insurance industry.

2200 Hunt St Suite 471, Detroit, MI 48207
Detroit, MI 48207

Website(877) 759-2100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

40950 Woodward Ave Ste 340, Bloomfield Hills, MI 48304
Bloomfield Hills, MI 48304
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Hudson & Muma Insurance Services is an independent insurance agency located in Bloomfield Hills that has served the Detroit, Michigan, area since 1958. Licensed in 31 other states, the agency offers homeowners, condo, renters, boat, and yacht coverage from trusted insurance carriers. Online claim-filing and payments are available as well as other personal and commercial coverage options. With a philosophy rooted in God, country, and family, Hudson & Muma believes that insurance agents should have honesty, sincerity, and integrity.

40950 Woodward Ave Ste 340, Bloomfield Hills, MI 48304
Bloomfield Hills, MI 48304

Website(248) 549-3519

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

19203 Grand River Avenue, Detroit, MI 48223
Detroit, MI 48223
  • Multiple Policy Types

John Cash operates a State Farm-affiliated insurance agency located in Detroit. He safeguards families in the community through a comprehensive homeowners' insurance policy that may cover damages from lightning, wind, fire, theft, and vandalism. It can also protect personal items and valuables such as jewelry and instruments. The firm helps policyholders maximize their savings through home and auto policy bundles. Cash and his team prioritize treating their customers like a family.

19203 Grand River Avenue, Detroit, MI 48223
Detroit, MI 48223

Website(313) 537-1200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7227 N Genesee Rd, Genesee, MI 48437
Genesee, MI 48437
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

K.A. Sutton Insurance Agency is an independent insurance agency located in Genesee, Michigan, and serving renters and homeowners in the Detroit, Michigan metro area. The agency offers homeowners insurance policies that cover the physical structure and contents of homes and other structures on a property, as well as additional expenses incurred due to a covered loss. K.A. Sutton Insurance Agency also offers renters, condo, auto, farm, life, and business insurance.

7227 N Genesee Rd, Genesee, MI 48437
Genesee, MI 48437

Website(810) 640-2600

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6301 Michigan Ave, Detroit, MI 48210
Detroit, MI 48210
  • Multiple Carriers

London Consulting and Insurance Firm is a team of independent agents serving the Detroit area. They write home insurance policies, which protect personal belongings and reimburse losses from theft and vandalism. They also furnish protection plans for condominium owners and renters. With access to policies from multiple providers such as MetLife, Foremost, and Bristol West, they customize coverages to suit clients' unique needs. Agency founder Stephanie Coney is a Detroit native, whose insurance career started in 2000.

6301 Michigan Ave, Detroit, MI 48210
Detroit, MI 48210

Website(800) 651-9142

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7125 Orchard Lake Rd Ste 302, West Bloomfield, MI 48322
West Bloomfield, MI 48322
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Phil Klein Insurance Group is an independent agency assisting clients throughout the Detroit, Michigan, metro area with home insurance policies by educating them on available and desirable coverage options and helping them to determine affordable policies agreements using rates offered by associated providers. The agency works with home owners, renters, and landlords, offering consultation for a variety of coverage areas concerning both single family homes and condominiums. Auto insurance services are also available.

7125 Orchard Lake Rd Ste 302, West Bloomfield, MI 48322
West Bloomfield, MI 48322

Website(248) 682-7445

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

623 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3028 S Wayne Rd, Wayne, MI 48184
Wayne, MI 48184
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Professional Insurance Associates is a Detroit, Michigan-based independent insurance agency which has been active since 1943 and serves clients throughout the entire metro area. It provides home insurance services with policies tailored to a variety of property types including new construction homes, historic properties, modular homes, and condominiums. This full-service agency is adamant about its umbrella policies, which combine home insurance policies with auto and life insurance coverage for lower rates and additional benefits.

3028 S Wayne Rd, Wayne, MI 48184
Wayne, MI 48184

Website(734) 722-3500

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1007 W Huron St, Waterford, MI 48328
Waterford, MI 48328
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Located in Waterford, Michigan, The Huttenlocher Group has provided home insurance solutions since 1918. As an independent agency, Huttenlocher determines clients' needs and creates comprehensive packages with competitive pricing from its select group of underwriters. Home insurance coverage includes protection of the structure itself as well as the items in the home and accidents that occur on the property. Huttenlocher offers other personal insurance services including auto and renters policies.

1007 W Huron St, Waterford, MI 48328
Waterford, MI 48328

Website(248) 681-2100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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