Best Homeowners Insurance Agencies in Detroit

Alpha One Agency helps Detroit area residents ensure financial security for their properties in the event of a disaster. The agency guides homeowners in securing coverage for their assets—including dwellings and other structures such as garages—that are vulnerable to fire, vandalism, wind, and hail damage. Alpha One Agency also helps obtain coverage for personal belongings such as clothing and furniture, as well as liabilities and specialty items. The agency additionally offers coverage assistance for mobile homes.

Brian Lane Agency/Farm Bureau Insurance is an independent home insurance agency that has been serving the residents of Detroit, Michigan, since 1998. The company represents insurance carriers to offer policies for covering homes and condos that are customized to clients' needs. These plans cover damage to the home due to fire; storms; and floods, cost of temporary relocation, and bodily harm liability. The agency also sells auto, health, and life insurance.

Curtis Insurance is an independent agency founded in Oxford, Michigan, over 65 years ago. It specializes in providing home insurance in the Detroit metro area. The agency works with many companies to offer solutions for homeowners and renters. Policies cover all home types and sizes, including condos, mobile, rental, and seasonal. The agency also sells auto, life, health, and pet insurance. It can provide policies for businesses and umbrella insurance to cover assets.

Diebold Insurance Agency is a family-owned independent agency based in Detroit. It offers homeowners insurance policies that financially protect their property and attached assets against covered disasters. The policies can provide compensation for the cost of rebuilding the home and replacing some lost possessions, as well as living expenses if the client needs to temporarily reside in another accommodation. Liability protection is also covered in cases of injury or property damage to other people caused by the policyholder's household. Diebold Insurance Agency also offers condo insurance.

The Eagle Rock Insurance Agency is an independent home insurance specialist based in Berkley, Michigan. The agency has supplied home insurance solutions in the Detroit metro area since 1997, providing other insurance protection for motorcyclists, drivers, and businesses. As an independent agent, it scours the policies of its partners to find coverage that meets their client's needs and budget. Home insurance policies typically cover structural damage, including garages and sheds, personal property theft, and liability if a visitor is injured.

EMI Agency is a risk management specialist that has been serving Detroit and nearby locations for more than a decade. It offers various products, including home, car, life, and health insurance. Its team also furnishes plans for businesses and provides financial and retirement planning services. EMI Agency also serves individuals and businesses in Maryland, Kansas, Missouri, and North Carolina. Its managing broker, Ernie McClellan, has more than 20 years of experience in the insurance industry.

Hudson & Muma Insurance Services is an independent insurance agency located in Bloomfield Hills that has served the Detroit, Michigan, area since 1958. Licensed in 31 other states, the agency offers homeowners, condo, renters, boat, and yacht coverage from trusted insurance carriers. Online claim-filing and payments are available as well as other personal and commercial coverage options. With a philosophy rooted in God, country, and family, Hudson & Muma believes that insurance agents should have honesty, sincerity, and integrity.

John Cash operates a State Farm-affiliated insurance agency located in Detroit. He safeguards families in the community through a comprehensive homeowners' insurance policy that may cover damages from lightning, wind, fire, theft, and vandalism. It can also protect personal items and valuables such as jewelry and instruments. The firm helps policyholders maximize their savings through home and auto policy bundles. Cash and his team prioritize treating their customers like a family.

K.A. Sutton Insurance Agency is an independent insurance agency located in Genesee, Michigan, and serving renters and homeowners in the Detroit, Michigan metro area. The agency offers homeowners insurance policies that cover the physical structure and contents of homes and other structures on a property, as well as additional expenses incurred due to a covered loss. K.A. Sutton Insurance Agency also offers renters, condo, auto, farm, life, and business insurance.

Phil Klein Insurance Group is an independent agency assisting clients throughout the Detroit, Michigan, metro area with home insurance policies by educating them on available and desirable coverage options and helping them to determine affordable policies agreements using rates offered by associated providers. The agency works with home owners, renters, and landlords, offering consultation for a variety of coverage areas concerning both single family homes and condominiums. Auto insurance services are also available.

Professional Insurance Associates is a Detroit, Michigan-based independent insurance agency which has been active since 1943 and serves clients throughout the entire metro area. It provides home insurance services with policies tailored to a variety of property types including new construction homes, historic properties, modular homes, and condominiums. This full-service agency is adamant about its umbrella policies, which combine home insurance policies with auto and life insurance coverage for lower rates and additional benefits.

Located in Waterford, Michigan, The Huttenlocher Group has provided home insurance solutions since 1918. As an independent agency, Huttenlocher determines clients' needs and creates comprehensive packages with competitive pricing from its select group of underwriters. Home insurance coverage includes protection of the structure itself as well as the items in the home and accidents that occur on the property. Huttenlocher offers other personal insurance services including auto and renters policies.