Best Homeowners Insurance Agencies in Detroit

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored Detroit Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 526 319 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Brian Lane Agency/Farm Bureau Insurance

Brian Lane Agency/Farm Bureau Insurance is an independent home insurance agency that has been serving the residents of Detroit, Michigan, since 1998. The company represents insurance carriers to offer policies for covering homes and condos that are customized to clients' needs. These plans cover damage to the home due to fire; storms; and floods, cost of temporary relocation, and bodily harm liability. The agency also sells auto, health, and life insurance.

48801 Romeo Plank Rd Ste 105
Macomb, MI 48044


Curtis Insurance

Curtis Insurance is an independent agency founded in Oxford, Michigan, over 65 years ago. It specializes in providing home insurance in the Detroit metro area. The agency works with many companies to offer solutions for homeowners and renters. Policies cover all home types and sizes, including condos, mobile, rental, and seasonal. The agency also sells auto, life, health, and pet insurance. It can provide policies for businesses and umbrella insurance to cover assets.

25 N Washington St
Oxford, MI 48371



Emerson-Prew is an independent insurance agency based in Bingham Farms, Michigan. Founded over half a century ago, the home insurance specialist serves individual and commercial clients throughout the Detroit metro area and beyond. The agency represents a select group of insurance companies, searching each for the right policies, which it then tailors in discussion with its clients. Its standard homeowner's coverage includes protection against structural repairs, fire, flood, and theft. Add-ons can include umbrella insurance to protect against the unexpected.

30600 Telegraph Rd Ste 3110
Bingham Farms, MI 48025


Hudson & Muma, Inc.

Hudson & Muma Insurance Services is an independent insurance agency located in Bloomfield Hills that has served the Detroit, Michigan, area since 1958. Licensed in 31 other states, the agency offers homeowners, condo, renters, boat, and yacht coverage from trusted insurance carriers. Online claim-filing and payments are available as well as other personal and commercial coverage options. With a philosophy rooted in God, country, and family, Hudson & Muma believes that insurance agents should have honesty, sincerity, and integrity.

40950 Woodward Ave Ste 340
Bloomfield Hills, MI 48304


K.A. Sutton Insurance Agency

K.A. Sutton Insurance Agency is an independent insurance agency located in Genesee, Michigan, and serving renters and homeowners in the Detroit, Michigan metro area. The agency offers homeowners insurance policies that cover the physical structure and contents of homes and other structures on a property, as well as additional expenses incurred due to a covered loss. K.A. Sutton Insurance Agency also offers renters, condo, auto, farm, life, and business insurance.

7227 N Genesee Rd
Genesee, MI 48437


Luxe Agents Only

Lux Agents Only is an independently owned and operated insurance agency based in Detroit, Michigan, that offers home protection solutions. Insurance specialists help homeowners find affordable coverage that meets their needs with top insurance carriers, such as Safeco Insurance, Progressive, Travelers, Allied Insurance, Mercury Insurance Group, and The Hartford. The agency also provides protection options for renters that cover personal property, bodily injury to the policyholder and guests, and liability.

101 W Big Beaver Rd # 14
Troy, MI 48084


Professional Insurance Associates

Professional Insurance Associates is a Detroit, Michigan-based independent insurance agency which has been active since 1943 and serves clients throughout the entire metro area. It provides home insurance services with policies tailored to a variety of property types including new construction homes, historic properties, modular homes, and condominiums. This full-service agency is adamant about its umbrella policies, which combine home insurance policies with auto and life insurance coverage for lower rates and additional benefits.

3028 S Wayne Rd
Wayne, MI 48184


Wrong city? Here are some nearby places: