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Best Mortgage Brokers in Quincy

2024

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Providers

Last updated:

Website
10 Forbes Rd Suite 290E,, Braintree, MA 02184
  • New Construction

Why choose this provider?

Dovetail Mortgage is a team of mortgage brokers serving the Quincy area. The company addresses home loan needs and offers jumbo, VA, FHA, conventional, USDA, and reverse mortgages. Clients can estimate their possible mortgage values using the calculators available on the company's website. Robert Benson, chief experience officer, has been in the lending industry for over 20 years. Dovetail Mortgage supports various organizations, such as the Born to Run Foundation and the Imani Rescue Center.

License Verified:

License: MB2104340

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)

Website
14 Monument Square, Suite 100, Leominster, MA 01453
  • Refinance
  • New Construction

Why choose this provider?

Ross Mortgage Company caters to individuals and families in Quincy and nearby areas. It helps people procure residential properties by providing mortgage loans and educating clients on which homes to pick and how to get pre-approved. It also offers refinancing options to help borrowers adjust their payment terms to make way for other financial priorities. The company was founded in 2001 as an independent mortgage lender. It has offices in Leominster, Worcester, Danvers, Bolton, and Westborough.

License Verified:

License: 146120

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1073 Hancock St. Suite 100, Quincy, MA 02169
  • Refinance

Why choose this provider?

Northeastern Mortgage LLC is a brokerage company serving residential and commercial clients in Quincy. It offers different types of loans, including FHA, VA, USDA, Freddie Mac, and Fannie Mae. It also provides various loan products for first-time homebuyers and investors, including adjustable-rate mortgages, 30-year and 15-year fixed-rate mortgages, and hybrid ARMs. Its team aims to help clients with the legwork of the loan process and to act as a liaison between parties involved during the purchase or financing of new condominiums and single or multi-family homes.

License Verified:

License: 527601

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (9)
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (3)

Website
50 Elm Street, Ste 8, Worcester, MA 01609
  • Refinance

Why choose this provider?

MBA Mortgage assists clients in purchasing residential and commercial properties through lending services in Quincy. The firm has VA, USDA, FHA, and conventional loan products. In addition, it offers over 50 lending options and provides programs to customers based on their short- and long-term financial needs. Its products also include reverse mortgages, Fannie Mae HomeReady, and Freddy Mac Home Possible. A client commended the company for communicating via email, phone, and text to help make informed decisions.

License Verified:

License: 2880

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (195)
Google
4.8 / 5 (126)
Yelp
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 Washington St, Canton, MA 02021
  • Reverse Mortgages

Why choose this provider?

Terry Connor is a senior loan officer that caters to clients across Quincy. She works with Guaranteed Rate Affinity to deliver mortgage program options for aspiring homeowners, including jumbo loans. She also offers programs insured or guaranteed by different federal agencies, including the FHA and VA. Connor provides an online mortgage calculator to guide individuals in their decision-making. She also deals with other clients aiming to refinance their mortgages and helps them achieve financial goals like debt consolidation.

License Verified:

License: 704350

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 Adams Place, Quincy, MA 02169
  • Refinance

Why choose this provider?

Tristan Bedinger is a loan officer with MBA Mortgage serving clients in the greater Quincy area. He provides brokerage services and offers a selection of refinancing and home loan options to assist people in lowering their monthly mortgage payments or investing in new real estate. Bedinger guides investors and first-time home buyers about the selection of products available to them, such as conventional, FHA, fixed-rate, jumbo, and VA home loans. Tristan Bedinger is certified by the Nationwide Mortgage Licensing System.

License Verified:

License: 1505510

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1370 Dorchester Ave, Suite 24, Dorchester, MA 02122
  • Refinance

Why choose this provider?

The Mortgage Connection brings together multiple lending companies and prospective real estate buyers in Quincy. It has more than 100 lenders offering multiple purchase and refinance loan products. The mortgage broker assists clients during consultations, pre-qualification, loan application, underwriting, and closing. Its loan officers apply common sense in identifying financing solutions that fit clients' individual needs. They also find other options for homebuyers who have already been denied mortgages. Its CEO, Thao Nguyen, has been working in the industry since 2003.

License Verified:

License: 1447775

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (20)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4 Cabot Place, Second Floor, Stoughton, MA 02072
  • Refinance

Why choose this provider?

Maritime Mortgage has been serving homebuyers in and around Quincy since 1989. Its loan consultants aim to provide a smooth buying or refinancing process for individuals, couples, and families, working to find the ideal loan products to meet their needs and goals. Programs include conventional, VA, FHA, and jumbo loans. The firm also extends its services to clients in Rhode Island, New Hampshire, Maine, and Florida. Company vice president Jazmine Glasgow is a member of the Massachusetts Mortgage Broker Association.

License Verified:

License: 2708

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 Longwater Drive, Suite 107, Norwell, MA 02061
  • Commercial Loans

Why choose this provider?

Samantha Steinhage is a loan officer at Radius Financial Group, serving the homeownership needs of the Quincy community. Steinhage and her team help individuals and families who are buying their first homes and planning to buy a second one or refinancing an existing mortgage. They assist clients in choosing from loan options, including government programs or conforming and jumbo loans. Steinhage has been in the mortgage industry since 2018 and also serves Florida, New Hampshire, and Rhode Island.

License Verified:

License: 1731455

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.