Expertise.com

2024

Last updated:

Best Mortgage Brokers in Brockton

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brockton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

24Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

859 Washington Street, South Easton, MA 02375
WebsiteLicense: 1511439

Expertise.com Rating

Review Sources

Google
5.0 (212)
Facebook
5.0 (74)

Why choose this provider?

Right Key Mortgage delivers a variety of brokers' services to residents of Brockton. The company finances home purchases using conventional products for first-time buyers and government-backed choices aimed at military veterans and farmers. Refinancing is an option to transform burdensome loans into manageable forms. The team also caters to property investors who are in the market for a vacation home or rental asset. Right Key Mortgage mandates its staff to undergo continuing training to keep abreast of current developments in the lending sector.

  • Refinance
  • New Construction

115 Ripley Road, Suite 5 , 02025, Cohasset, MA 02066
WebsiteLicense: 373332

Expertise.com Rating

Review Sources

Facebook
4.6 (5)
Google
5.0 (1)

Why choose this provider?

Back Bay Mortgage Brokers (BBMB) is a full-service company that helps the people of Brockton realize their dreams of homeownership. Its loan officers walk clients through the process of securing mortgages for renovating, refinancing existing loans, and purchasing their first homes. They assist a variety of buyers, ranging from investors and foreign nationals to commercial property buyers and senior homeowners. BBMB's team has over 25 years of lending and brokerage experience and additionally serves Rhode Island.

  • Refinance

59 Legacy Boulevard, Suite 203, Dedham, MA 02026
WebsiteLicense: 1460

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Massachusetts Capital Mortgage Corp. is a local residential and commercial brokerage company that serves clients in the Brockton community. It offers mortgage solutions through its partnership with different portfolio lenders, banks, national wholesalers, and credit companies. It provides loans for home purchase, debt consolidation, and refinancing transactions, working with first-time home buyers, investors, and self-employed clients. It has been in the industry since 1996 and is currently headed by Stuart Blackman, a mortgage adviser with over two decades of financial industry experience.

  • Refinance

20 Park Plaza #491, Boston, MA 02116
WebsiteLicense: 2130399

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Style Mortgage has been working with buyers and investors in and around Brockton for over two decades. It addresses the real estate concerns of people who want to purchase various types of residential properties. The agency provides a selection of mortgage programs, including construction, conventional, jumbo, first-time homebuyer, FHA, and VA loans. Its team also refinances loans to reduce interest rates, change loan terms, and lower monthly payments. Vice president Christopher Morey has over 35 years of industry experience.

  • Refinance

7 Cabot Place, Stoughton, MA 02072
WebsiteLicense: 2723

Expertise.com Rating

Review Sources

Zillow
5.0 (7)
Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Continental Funding Corp is a mortgage broker that helps clients in Brockton obtain financing for home purchases. It offers a wide variety of lending solutions for home buyers, including FHA, USDA, VA, USDA, FNMA, and non-conforming loans. The company also offers mortgage programs for individuals who have bad credit scores, such as borrowers who have gone through bankruptcies or foreclosures. Continental Funding has been in business since 1989 and is licensed to serve clients in Massachusetts, Connecticut, Rhode Island, New Hampshire, and Florida.

  • New Construction

944 South Washington Street Suite 4, South Easton, MA 02375
WebsiteLicense: 2080868

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Michael Mularczyk, a loan officer at NewFed Mortgage Corp., caters to individuals and families in Brockton and nearby areas. He assists local borrowers who are looking to purchase and refinance homes through various lending options. He carries conventional, USDA, FHA, and VA loans, as well as HomeReady and HomePossible programs. He also leverages more than 20 years of marketing experience to help real estate professionals generate referrals. Mularczyk publishes homebuyers' guides for his clients and partners.

  • Refinance
  • New Construction

160 Katharine Lee Bates Road, Falmouth, MA 02540
WebsiteLicense: 1617

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Slade Mortgage is a locally owned company that has been serving the Brockton area since 1997. It offers jumbo, FHA, and VA loans alongside specialty mortgage programs like reverse mortgages. Its staff provides clients with personalized mortgage quotes based on their specifications and financial capabilities. The company also serves mortgagors, advising them on their refinancing prospects and assisting them in processing their desired refinancing plan. Slade Mortgage holds affiliation with the National Association of Mortgage Brokers.

  • Refinance
  • New Construction

10A Bridge Street, Suite 200, South Dartmouth, MA 02748
WebsiteLicense: 1223

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (60)

Why choose this provider?

Stonegate Mortgage strives to meet the home purchasing, investing, or refinancing needs of the Brockton community. Its professionals assist clients in choosing from various options such as USDA, VA, and jumbo loans, bank statement programs, and renovation mortgages. They provide online pre-approval or refinancing assessment and handle the financing process starting from application to closing. One of these professionals, Kevin Trahan, is a state-certified and FHA-certified appraiser who has served clients for over 20 years.

  • Refinance

1100 Washington Street Suite 7, Hanover, MA 02339
WebsiteLicense: 1120140

Expertise.com Rating

Why choose this provider?

Wheel House Mortgage works with buyers and investors in and around Brockton. It helps individuals and families acquire their dream residential spaces through its variety of mortgage programs. The agency processes conventional or Fannie Mae and Freddie Mac, USDA, FHA, and 203k streamlined and full rehab loans. It also caters to clients seeking refinancing solutions to lower their monthly payments and interest rates. The company's loan officers, Paul Rocha and Tammi Thorp, bring over three decades of combined industry experience.

  • New Construction

540 Main St Suite 15, Hyannis, MA 02601
WebsiteLicense: 153492

Expertise.com Rating

Why choose this provider?

Homestead Mortgage caters to the community of Brockton. It provides loan options based on its clients' needs, credit history, and finances. Some of the programs it offers include fixed-rate mortgages and FHA, rehab, VA, USDA, and jumbo loans. The business accommodates first-time home buyers and offers mortgage loans for investment properties and vacation homes. Its staff also provides refinancing options to help clients lower their monthly payments. Alexis Velez, one of its loan originators, is also an MBA student.

  • Refinance
  • New Construction

5 Bristol Drive, Suite 1, South Easton, MA 02375
WebsiteLicense: 1695859

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
5.0 (12)

Why choose this provider?

Peoples Choice Mortgage has been serving property owners in Brockton since 2018. It offers FHA, USDA, and renovation loans. Its team also assists with refinancing, educating clients about the different types of loan programs. Additionally, Peoples Choice Mortgage provides non-QM loans for self-employed individuals, such as Uber drivers and gig workers, and runs a mobile app that enables its clients to submit digital home loan applications. Its broker and owner, Shawn Hendricks Sr., is also licensed to practice in Michigan, Florida, and Colorado.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.