Expertise.com

2024

Last updated:

Best Mortgage Brokers in Boston, MA

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boston Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

166Reviewed

107Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

440 Harvard Street, Brookline, MA 02446
WebsiteLicense: 2218

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Blue Door Mortgage is a brokerage business that caters to residential clients in Boston. Its professionals particularly guide home refinancers through the steps of modifying their mortgage loans or tapping into their home equity. Working with real estate attorneys, the business also selects and arranges loan applications for house purchasers. Blue Door Mortgage president Jonathan White has been serving as a mortgage broker for more than two decades. He is a member of the Mass Mortgage Association.

  • Refinance

41 Shirley Rd, Needham, MA 02494
WebsiteLicense: 2403

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Boston Mortgage Solutions LLC is a Needham-based mortgage brokerage firm that has been serving clients since 2005. It provides FHA, VA, USDA, and jumbo loans. It also handles mortgage refinancing to help clients decrease their monthly interest rates and payments. In addition, the firm offers several types of mortgage options such as fixed-rate, adjustable-rate, interest-only, and graduated-payment mortgages. Its principal and co-founder, Darren Franco, has been in the finance and real estate industry for two decades.

  • Home Purchase
  • Investment Property
  • Refinance

1775 Massachusetts Avenue, Lexington, MA 02420
WebsiteLicense: 1445

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (2)

Why choose this provider?

Established in 1996, Capstone Mortgage is a company serving families, veterans, singles, first-time buyers, and repeat buyers throughout Boston. The team of mortgage professionals works closely with its clients to understand their financial situations and tailor a home loan program that suits their specific needs and objectives. Capstone Mortgage's experts also guide its customers throughout the entire home buying and home refinancing process. Founder Chris Smith carries more than 30 years of experience in home loan origination.

  • Refinance
  • Purchase Transactions

200 Lincoln Street, Boston, MA 02111
WebsiteLicense: 1880432

Expertise.com Rating

Why choose this provider?

MassHome Mortgage LLC is a mortgage broker that helps borrowers in Boston through the residential and commercial loan application process. Serving clients since 1999, the company offers residential ARM and fixed-rate programs, commercial real estate loans, and home equity lines of credit. It also works with various lenders to arrange mortgage programs for first-time homebuyers. Its mortgage professionals are fluent in English, Mandarin, and Cantonese, enabling them to cater to clients from the Chinese community.

  • Refinance

167 Washington Street, Norwell, MA 02061
WebsiteLicense: 1219

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.0 (4)

Why choose this provider?

South Shore Mortgage, Inc., is a full-service company that offers brokerage services to people in Boston looking to buy a home or refinance their property. Clients can avail of various options, such as fixed-rate, adjustable-rate, interest-only, and graduated payment mortgage. Its refinancing programs include FHA, cash out, VA and USDA, HELOC, and jumbo loans. It also offers niche solutions, like bank statement programs and asset depletion. South Shore Mortgage's president, Mary Hackett, has been in the industry for 30 years.

  • New Construction
  • Refinance

4 Cabot Place, Stoughton, MA 02072
WebsiteLicense: 2708

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

For over three decades, Maritime Mortgage has been helping home buyers in Boston obtain affordable home financing. Its team of professionals offers a full range of mortgage loan programs, helping clients achieve a smooth buying or refinancing experience. Its loan officers can assist clients who need help with VA loans, FHA loans, jumbo loans, and conventional loans. While its physical office is in Massachusetts, the company serves customers from Rhode Island, New Hampshire, Florida, and Maine.

  • Refinance

137 Washington Street, Norwell, MA 02061
WebsiteLicense: 1503014

Expertise.com Rating

Why choose this provider?

Conway Financial Services LLC is a mortgage broker that serves the residents of Boston and the rest of Massachusetts. It arranges a wide variety of loan programs, such as adjustable-rate loans, fixed-rate loans, first-time homebuyer loans, and jumbo mortgages. It also offers construction loans such as FHA construction loans and VA construction loans. Conway Financial Services, LLC has been in operation for more than 30 years. Its parent companies include Jack Conway & Company Inc., Shelter Mortgage Company, and NewRez LLC.

  • New Construction

331 Marrett Road, Lexington, MA 02421
WebsiteLicense: 1778683

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (6)
Zillow
5.0 (4)

Why choose this provider?

MorningTide Financial Group, Inc., is a Lexington-based mortgage brokerage that primarily serves Boston and the entire state of Massachusetts. It offers several home financing options such as VA, FHA, Construction, Reverse, and Jumbo. Tom Higgins, a licensed originator for MorningTide Financial Group, Inc, offers several loan options for first-time home purchasers and refinancing options for existing loaners. In addition, he gives a detailed loan analysis to each of his clients to educate them about their financial situation.

  • Refinance

10 Bremen Street, East Boston, MA 02128
WebsiteLicense: 1986484

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (11)

Why choose this provider?

MDO Mortgage is a privately held business serving clients in and around Boston for more than two decades. It offers home purchase and refinances, cash-out refinance, and investment property loans. It also has direct access to Freddie Mac, Fannie Mae, and FHA designations. Additionally, MDO Mortgage's team members, who speak English and Spanish, assist self-employed clients in obtaining mortgage loans. They are led by Diego Osorno, who has been in the finance industry since 1999.

  • Refinance

600 Longwater Drive, Norwell, MA 02061
WebsiteLicense: 1846

Expertise.com Rating

Review Sources

Zillow
5.0 (308)
Facebook
4.0 (105)
Google
4.0 (31)

Why choose this provider?

Radius Financial Group Inc. is a mortgage lending company focusing on a customer-centric service approach. The company blends its use of technology with the experience that its loan advisors have in the mortgage broker market. They simplify the loan application by providing an online platform for their clients. The types of loans they cater to include conforming, refinancing, jumbo, and government loans. The company services can be availed by residents in Boston and other surrounding areas.

  • Refinance

100 Grandview Road, Braintree, MA 02184
WebsiteLicense: 2846

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Harbor Mortgage Solutions, Inc. is a family-owned mortgage broker firm that has been serving clients in the Boston area for over 25 years. The company assists first-home buyers, downsizing clients, those upgrading their homes, and property investors. It provides homeowners with a wide variety of home purchase and refinancing programs. Options include jumbo, FHA, home equity, and construction financing. The firm also offers reverse mortgages to allow qualified seniors to get cash from their home equity. These include the HECM program and proprietary.

  • Reverse Mortgages

321 Walnut Street, Newton, MA 02460
WebsiteLicense: 13417

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Westchester Mortgage is a company in Newtonville that has been helping individuals in Boston with their purchase and refinance needs for two decades. It offers several mortgage programs, including adjustable-rate mortgages, jumbo loans, and fixed-rate mortgages. Westchester Mortgage guides its clients through the entire loan process, from application to closing. The majority of them are first-time homebuyers, downsizing older couples, buyers of second or vacation homes, newly divorced women, cohabitating couples, and small business owners or self-employed individuals.

  • Refinance
  • Reverse Mortgages

2 Adams Place, Quincy, MA 02169
WebsiteLicense: 2880

Expertise.com Rating

Review Sources

Zillow
5.0 (145)
Google
4.7 (78)
Facebook
4.5 (25)

Why choose this provider?

MBA Mortgage is a veteran-owned and veteran-operated firm serving Boston and nearby areas. It assists individuals seeking to purchase a new property or refinance their current mortgage. The firm offers mortgage refinancing options that help decrease payments, consolidate debts, and shorten mortgage terms. It has access to various loan options, including VA, FHA, and fixed-rate loans. Reverse mortgage is also available. Owner and president Bob Barlow is licensed to operate in Rhode Island and New Hampshire. MBA Mortgage is an Equal Housing Lender.

  • Refinance

75 McNeil Way, Dedham, MA 02026
WebsiteLicense: 1460

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Operating since 1966, Massachusetts Capital Mortgage Corp. is a firm that provides brokerage services to residential and commercial borrowers in Boston. Working with national wholesalers and portfolio lenders, it prepares financing packages for self-employed professionals, rental property investors, and home builders. It also helps clients with high-interest debt by arranging debt refinancing solutions to settle their medical expenses and auto loans. Its mortgage advisor, Stuart Blackman, has been working in the finance industry for two decades.

  • Refinance

235 Cypress Street, Brookline, MA 02445
WebsiteLicense: 1505241

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
5.0 (2)

Why choose this provider?

Olive Tree Mortgage Solutions is an independent mortgage company serving Boston and surrounding communities. It helps individuals who are planning to purchase or refinance a home to determine the loan program they need. A wide variety of loan options are available such as FHA, conventional, debt consolidation, renovation, and kiddie condo. Its team of loan officers collaborates with clients as well as their real estate agent or attorney to provide guidance during the loan process. Clients can complete their loan applications online.

  • New Construction
  • Refinance

400 Tradecenter Drive, Woburn, MA 01801
WebsiteLicense: 26792

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Aaron Berger is a mortgage professional and the CEO of Landmark Mortgage Corporation. Berger has been providing solutions for the home loan needs of customers in Boston and nearby areas for the last 15 years. He is knowledgeable in various areas of home financing, such as veterans' mortgages, divorce scenarios, fast closings, first-time home buying, and 1% down financing. He ensures to provide transparency to the home buying process and answers any queries borrowers have about the loan programs.

  • New Construction
  • Refinance

87 West Street, Walpole, MA 02081
WebsiteLicense: 1979

Expertise.com Rating

Review Sources

Google
5.0 (376)
Zillow
4.8 (210)
Yelp
4.5 (29)

Why choose this provider?

Poli Mortgage Group, Inc., is an independently owned mortgage broker that serves clients in Boston. Since its establishment in 2001, the company has originated more than 48,000 mortgages. Clients can select several loan options, including FHA, conventional, and jumbo mortgages. The broker's Community First program benefits first responders, military personnel, medical industry workers, and educators. Poli Mortgage Group, Inc., is one of the major mortgage companies in the Eastern Seaboard.

  • Refinance

2 Winter Street, Waltham, MA 02451
WebsiteLicense: 22431

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

American Mortgage Resource has been providing mortgage loan products to clients in Boston since 2007. The mortgage broker has professionals that provide personal attention to their clients in assisting them in finding the mortgage loan that meets their needs. With associations to over 20 different lenders, it specializes in first-time home buyers and home refinancing while it also offers conventional, FHA, VA, and jumbo loans. American Mortgage Resource also serves clients in the Waltham area.

  • Refinance

100 Cummings Center, Beverly, MA 01915
WebsiteLicense: 1841

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (7)

Why choose this provider?

GoldCoast Mortgage Service is a mortgage broker that has assisted clients in arranging mortgages throughout a three-state region for nearly two decades. Servicing the Boston area and its surrounding communities, the company offers commercial mortgage debt placement services. GoldCoast Mortgage Service works closely with first-time homebuyers to navigate the mortgage process. The company also works with lenders who often offer their clients pricing incentives based on their long-time working relationships. They also offer sound advice for clients who are considering refinancing their homes.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Blue Door Mortgage
440 Harvard Street, Brookline, MA 02446
Boston Mortgage Solutions LLC, Darren Franco
41 Shirley Rd, Needham, MA 02494
Capstone Mortgage
1775 Massachusetts Avenue, Lexington, MA 02420
MassHome Mortgage LLC
200 Lincoln Street, Boston, MA 02111
South Shore Mortgage Inc.
167 Washington Street, Norwell, MA 02061
Maritime Mortgage
4 Cabot Place, Stoughton, MA 02072
Conway Financial Services, LLC
137 Washington Street, Norwell, MA 02061
Morningtide Financial Group, Inc
331 Marrett Road, Lexington, MA 02421
MDO Mortgage
10 Bremen Street, East Boston, MA 02128
Radius Financial Group Inc.
600 Longwater Drive, Norwell, MA 02061
Harbor Mortgage Solutions, Inc.
100 Grandview Road, Braintree, MA 02184
Westchester Mortgage
321 Walnut Street, Newton, MA 02460
MBA Mortgage
2 Adams Place, Quincy, MA 02169
Massachusetts Capital Mortgage Corp.
75 McNeil Way, Dedham, MA 02026
Olive Tree Mortgage Solutions
235 Cypress Street, Brookline, MA 02445
Aaron Berger
400 Tradecenter Drive, Woburn, MA 01801
Poli Mortgage Group, Inc.
87 West Street, Walpole, MA 02081
American Mortgage Resource, Inc.
2 Winter Street, Waltham, MA 02451
GoldCoast Mortgage Service, Inc.
100 Cummings Center, Beverly, MA 01915

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.