Best Credit Repair Companies in Quincy

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Credit Saint logo
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Credit Saint

Quincy, MA
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Saint

780 Credit Pro logo
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780 Credit Pro

45 Dan Rd. Ste. 125, Canton, MA 02021
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  • Credit Audit

Business Description

780 Credit Pro serves Quincy residents. It offers individualized solutions to help them restore their credit and guide them toward a better financial future. Its analysts conduct line-by-line review of reports to determine accounts that impact scores, such as charge-offs, collections, foreclosures, inquiries, repossessions, and tax liens. They work with credit bureaus to remove these issues in the reports. The company also offers education program to teach clients about healthy financial habits. 780 Credit Pro was founded in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
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780 Credit Pro

Assertive Consultation Services, LLC logo
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Assertive Consultation Services, LLC

​75 North Main St. #516, Randolph, MA 02368
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  • Credit Audit

Business Description

Assertive Consultation Services, LLC, helps clients in Quincy improve their creditworthiness. Its consultants begin the process of maximizing credit scores by identifying accounts in clients' credit reports. They then customize dispute letters and send them to bureaus, collectors, and creditors with the required corrections. The team provides clients with an online portal to check whether derogatory items like credit card debt, old addresses, tax liens, or repossessions have been removed from their records. Education on how to build good credit is also offered.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Assertive Consultation Services, LLC

Kings & Queens Consulting LLC logo
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Kings & Queens Consulting LLC

859 Willard Street Suite 400, Quincy, MA 02169
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  • Credit Monitoring
  • Credit Dispute

Business Description

Kings & Queens Consulting, LLC, provides credit repair solutions to individuals and businesses in Quincy and the neighboring communities. The company helps clients dispute inaccurate and unverifiable items on their credit profiles, such as late payments, medical bills, child supports, student loans, and tax liens. It also offers coaching sessions on business credibility checks and business support on grants and government contracting. Financial support is also available in the form of personal credit assistance, tax support, and business funding aid.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Facebook
5.0 / 5 (3)
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Kings & Queens Consulting LLC

New Leaf Consultants logo
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New Leaf Consultants

1 Washington Mall, 1105, Boston, MA 02108
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  • Credit Audit
  • Credit Dispute

Business Description

New Leaf Consultants offers credit repair services to clients in and around Quincy. Its analysts conduct audits, assessing credit reports item by item to identify the factors affecting a client's credit score. They also write to creditors and collector agencies for validation and verification of potentially inaccurate information. Applying information from the audit, the company develops action plans complete with credit education on how to build and rebuild positive credits. The company's business credit services give entrepreneurs access to equipment financing and retirement funding programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

New Leaf Consultants

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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