Best Credit Repair Companies in Cambridge

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333 Washington St Ste 204, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Monitoring
  • Credit Audit

ASAP Credit Repair is a family-owned and family-operated company that caters to customers in the Cambridge metro and the surrounding areas. It helps rebuild credit scores by offering repair solutions. Its process involves obtaining the clients' credit reports and building a plan that addresses the negative items listed, teaching them how to keep the scores high, challenging the incorrect items, and providing continuous monitoring and support. ASAP Credit Repair has been in the business since 2013.

333 Washington St Ste 204, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(857) 557-7004

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

264 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

177 Huntington Avenue Suite 1703 #50552, Boston, MA 02115
Boston, MA 02115
  • Credit Monitoring

For more than 12 years, Key Credit Repair has been helping Cambridge clients rebuild their credit standing to be able to get qualified for home purchases, car loans, or new credit cards. Its team works with the three major credit bureaus and creditors to dispute, appeal, or validate negative items like collections, charge-offs, tax liens, judgments, and late payments from the clients' credit reports. The firm was featured on The Boston Globe, Fox News, and Real Estate Radio Network.

177 Huntington Avenue Suite 1703 #50552, Boston, MA 02115
Boston, MA 02115

Website(617) 265-7900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

113 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Washington Mall, 1105, Boston, MA 02108
Boston, MA 02108
  • Credit Audit

New Leaf Consultants is a credit restoration firm that serves business owners, families, and individuals in Cambridge and nearby locations. It offers credit repair solutions to help clients achieve their financial goals. The company creates personalized plans to remove customers' negative credit histories, including debt, credit mix, balance, account, and utilization issues. It works with collector agencies, creditors, and credit bureaus to validate and verify incorrect information. New Leaf Consultants is certified by the Credit Consultants Association.

1 Washington Mall, 1105, Boston, MA 02108
Boston, MA 02108

Website(877) 441-5997

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

245 Main Street, 2nd Floor, Brockton, MA 02301
Brockton, MA 02301
  • Debt Consolidation

One Good Credit assists Cambridge residents in rebuilding their creditworthiness by eliminating negative items from their reports and educating them on how to manage their scores. It assesses the debt and credit status and goals of each client. It also advises them on how to deal with debt collectors who engage in illegal collection practices. As a consumer credit advocate, One Good Credit aims to protect people from threats such as identity theft. The company accepts requests for speaking engagements.

245 Main Street, 2nd Floor, Brockton, MA 02301
Brockton, MA 02301

Website(774) 296-8212

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

1 Washington Mall #1221, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Monitoring

Point Climbers Credit Restoration caters to customers in the Cambridge metro and the surrounding communities. Its team offers credit repair services, which help individuals to get approved for cars, houses, and premium credit cards. Its process involves analyzing the clients' credit reports and challenging the negative items listed. These include bankruptcies, charge-offs, collections, inquiries, late payments, and student loans. Medical bills and repossessions are also included. The company is certified by the Credit Consultants Association.

1 Washington Mall #1221, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(888) 489-2130

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

113 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Boston, MABoston, MA
  • Credit Monitoring

The Credit Repair Pros assists the locals of Cambridge in restoring their creditworthiness. Drawing from years of experience, its staff members implement strategies that help individuals achieve a good credit status. They assess reports to spot inaccurate marks, such as charge-offs, bankruptcies, and tax liens. Then, they create plans for sending letters to dispute errors and validate data. The team also handles the forwarding of correspondence in requesting debtors to cease their collections. Other services also cover credit restoration education.

Boston, MABoston, MA

Website(617) 468-3532

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

114 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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