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Best Credit Repair Companies in Lowell

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Lowell, MA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Lowell, MA
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)

Price: Free Credit Report Consultation

A1 Credit logo
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A1 Credit

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15 Hollis St, Framingham, MA 01702
  • Debt Consolidation

Business Description

A1 Credit is a full-service company that serves clients in Lowell and nearby areas. It offers a wide range of services, from credit repair for individuals and business owners to debt settlement and credit reports. It takes advantage of vulnerabilities in the laws that regulate both credit bureaus and creditors to permanently get rid of negative credit on the clients' behalf. The firm's team of specialists has a combined industry experience of more than 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ASAP Credit Repair logo
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ASAP Credit Repair

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333 Washington St STE 204, Boston, MA 02108
  • Credit Monitoring

Business Description

ASAP Credit Repair is a family-owned and family-operated company that caters to clients in Lowell and the surrounding metros. It opened its doors to the community in 2013, providing credit repair, restoration, education, and consultation services. Its professionals review the client's reports to create a plan and address the unverifiable items that affect their credit score. These items include repossessions, foreclosures, collections, bankruptcies, and judgments. They send dispute letters to credit bureaus to challenge the negative information and provide ongoing monitoring.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.6 / 5 (263)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chaffin Financial logo
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Chaffin Financial

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203 Church St Fl 2, Clinton, MA 01510
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Chaffin Financial offers credit repair solutions to clients throughout Lowell and the surrounding areas. Its credit counselors help individuals by requesting validation of debt, including documentation like Proof and Chain of Assignments, checking that the legalities concerning credit reporting are being followed, and legally disputing and challenging inaccurate, erroneous, and obsolete information from credit profiles. Additionally, the firm provides ongoing education to assist clients in maintaining their good credit standing. Other services include bookkeeping and custom financial advisory solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Options logo
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Credit Repair Options

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10 Ruby Cir, Haverhill, MA 01835
  • Credit Audit
  • Credit Dispute

Business Description

Credit Repair Options helps Lowell residents take back control of their finances through credit consultation, in-depth analysis, and recommendations services. The company's team of credit repair specialists works directly with the three major credit bureaus and their clients' creditors to challenge the negative items on their credit report for an increased credit score. They also partner with mortgage brokers, real estate agents, tax professionals, and auto dealers to help their credit-challenged clients increase their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (3449)
Depina Credit Solutions logo
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Depina Credit Solutions

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1308 Belmont St, Brockton, MA 02301
  • Debt Consolidation
  • Credit Monitoring

Business Description

Depina Credit Solutions serves Lowell residents. Its consultants execute plans to help people fix and restore their credit situations. Their process entails reviewing and analyzing reports for any incorrect information and addressing negative items such as charge-offs, collections, foreclosures, late payments, public records, and repossessions directly with credit bureaus, creditors, and collection agencies. The team aims to boost clients’ scores to rebuild their profiles and improve their financial habits. Depina Credit Solutions was founded in 2012.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (279)
Facebook
5.0 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
One Good Credit logo
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One Good Credit

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245 Main Street, 2nd Floor, Brockton, MA 02301
  • Debt Consolidation

Business Description

One Good Credit caters to individuals and businesses in Lowell and the surrounding communities who are in need of credit repair solutions. The company helps clients remove negative items from their credit reports from Experian, TransUnion, and Equifax. It also educates them on how to manage their credit and build their scores in order to reach their financial goals. One Good Credit also helps with debt resolution and offers financial consultation, score coaching, and strategic planning services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.7 / 5 (37)
Facebook
5.0 / 5 (6)
The Credit Repair Pros logo
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The Credit Repair Pros

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Boston, MA 02108
  • Credit Monitoring
  • Credit Audit

Business Description

The Credit Repair Pros caters to clients in Lowell and neighboring areas. It works to improve their credit score and corrects inaccuracies in reports acquired from Experian, TransUnion, and Equifax. The company looks for erroneous marks on bankruptcy, charge-offs, and tax liens. Its credit specialists dispute negative entries and ask debt collectors to stop bothering their clients. The Credit Repair Pros implements a method that has been giving long-term credit health to Massachusetts residents for many years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail