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Best Credit Repair Companies in Boston

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Boston, MA 2134Boston, MA 2134

Credit Saint LLC has been providing Boston residents with credit restoration services for more than 15 years. Headquartered in New Jersey, the credit repair company assists customers in challenging errors or wrong information in their credit histories and improving their credit ratings. Its credit specialists identify items that may be damaging a customer's credit and educate clients on how to read their credit reports and maintain a good score. Credit Saint holds an A+ rating from the Better Business Bureau.

Boston, MA 2134Boston, MA 2134

Website(248) 971-7525

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

867 Boylston St Floor 5, Boston, MA 02116
Boston, MA 02116
  • Credit Audit
  • Credit Dispute
  • Realtor
  • Financial Services
  • Credit building
  • Credit Monitoring
  • Money Back Guarantee
  • Credit Restoration
  • Credit Repair
  • Real estate agent

Based in Boston, Quintus Group caters to clients throughout the metro. The company helps individuals improve their credit scores by filing aggressive dispute letters against creditors, challenging derogatory information involving areas like late payments and student loans. It uses SmartCredit, a software platform, to monitor signs of identity fraud. The company also works with insurance firms and real estate agents to assist clients with auto insurance and home selling concerns. It offers special programs for college students, health workers, and veterans.

867 Boylston St Floor 5, Boston, MA 02116
Boston, MA 02116

Website(617) 624-4136

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

130 Rumford Ave Ste 202, Auburndale, MA 02466
Auburndale, MA 02466

American Consumer Credit Counseling Inc. is a nonprofit credit counseling agency serving clients in the Boston area. It assists individuals who need to repair their credit histories and manage finances by reviewing their income flow, assets, and expenses. The professionally trained counselors advise clients as to whether they require a personalized debt management plan or if bankruptcy is their best solution. The agency evaluates each person's financial situation and works with creditors to arrange possible debt pay-off options. American Consumer Credit Counseling is approved by the Department of Justice to provide bankruptcy counseling sessions to the public.

130 Rumford Ave Ste 202, Auburndale, MA 02466
Auburndale, MA 02466

Website(617) 559-5700

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

469 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pleasant St, Weymouth, MA 02189
Weymouth, MA 02189
  • Debt Consolidation

American Credit Heroes helps clients in the Boston area. Its team disputes outdated or erroneous information in credit reports from the three major credit bureaus so that individuals can get loans with lower interest rates. These include issues related to charge-offs, bankruptcies, student loans, and foreclosures. The company also educates clients about how to use credit and formulates an action plan to improve their credit scores. Its advisors bring extensive experience in credit repair and are available 24/7.

Pleasant St, Weymouth, MA 02189
Weymouth, MA 02189

Website(855) 769-3426

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1104 Main Street, Brockton, MA 02304
Brockton, MA 02304
Instagram

Bay State Credit Repair services Boston clients who struggle with credit scores and errors in credit reports. The Quincy-based firm supports clients through the credit repair process to help them achieve homeownership, automobile purchases, reduced interest rates, and employment through credit-vetting procedures. Bay State Credit Repair also offers customized dispute assistance to help clients challenge credit report errors involving factors like medical bills, foreclosures, late payments, and repossessions. Beyond credit repair, the firm also provides credit monitoring services to ensure clients' financial visibility.

1104 Main Street, Brockton, MA 02304
Brockton, MA 02304

InstagramWebsite(800) 915-6193

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

95 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

100 Grandview Rd Ste 310, Braintree, MA 02184
Braintree, MA 02184

National Financial Credit Group is a credit repair company serving the Boston metro area for over 13 years. The company helps clients dispute all negative line items that affect their credit scores on reports from the three main credit bureaus: Experian, Equifax, and Transunion. Its six-part credit repair process takes an overview of a client's entire credit picture, assists in the removal of negative items, and provides the tools necessary to add positive points to a credit score, all completed with 100 percent transparency via an online customer portal system. National Financial Credit Group also provides foreclosure and bankruptcy prevention services.

100 Grandview Rd Ste 310, Braintree, MA 02184
Braintree, MA 02184

Website(617) 300-0371

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15 Vineyard St. Apt #404, Providence, RI 02907
Providence, RI 02907
  • Credit Monitoring

Founded in 2008, On Home Buying and Credit Repair serves clients in Boston and the surrounding areas. It provides credit repair services that help improve clients' chances of getting loans from banks and remove inaccurate information from their credit reports. The company also guides homeowners, homebuyers, and investors through the process of obtaining mortgage loans. Owner Edward F. St. Onge uses his 37-year experience as a litigation lawyer in helping customers improve their financial well-being.

15 Vineyard St. Apt #404, Providence, RI 02907
Providence, RI 02907

Website(401) 270-2800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

245 Main St Ste 2, Brockton, MA 02301
Brockton, MA 02301

One Good Credit serves the greater Boston area with credit repair services. It aims to optimize clients' credit scores by submitting disputes to the three major credit bureaus to remove negative items from credit reports. The credit repair specialists help in debt resolution, credit management, score analysis and coaching, and strategic planning to achieve financial relief, and the company's credit management program delivers manual or automated reminders for timely payments. The staff works with attorneys to enhance consumer protection and manage related legal issues. One Good Credit offers consumer education and provides industry notes and reading resources.

245 Main St Ste 2, Brockton, MA 02301
Brockton, MA 02301

Website(774) 296-8212

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

Washington Mall #1221, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Monitoring

Point Climbers Credit Restoration is a full-service firm serving the financial guidance needs of the Boston metro and surrounding areas. It assists clients in repairing their credit reports due to collections, student loans, bankruptcy, late payments, medical bills, and charge-offs. It specialists devise action plans to meet goals, provide credit building tools, challenge negative information on credit reports, conduct coaching on budget management, and coordinate with credit bureaus. The firm is certified by the Credit Consultants Association.

Washington Mall #1221, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(888) 489-2130

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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