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Best Life Insurance Companies in Lowell

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648 Central Street, Lowell, MA 01876
Lowell, MA 01876
  • Life Insurance

Alpha Insurance Agency Inc. is an insurance and financial services company that caters to the needs of the Lowell community and the surrounding localities. The firm assists individuals and families in preserving their financial future through a life insurance policy. Its independent insurance agents work with New York Life Insurance that can provide term life, whole life, universal life, and variable universal life plans. The company also offers auto, home, health, and business insurance. The female-founded company started operating in 1996.

648 Central Street, Lowell, MA 01876
Lowell, MA 01876

Website(978) 459-4547

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

233 Chelmsford Street, Chelmsford, MA 01824
Chelmsford, MA 01824
  • Life Insurance

Baystate Financial is a financial management institution that provides insurance solutions to individuals and families in Lowell. Founded in 1901, it provides a broad range of services, including life and disability insurance, as well as business and estate planning. One of its financial services representatives, Kevin J. Lynch, has over two decades of industry experience. He helps clients find life insurance policies that take care of their family's needs after death. The most common policies he assists with are term and permanent life insurance.

233 Chelmsford Street, Chelmsford, MA 01824
Chelmsford, MA 01824

Website(978) 322-5639

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

261 Middlesex Road, Tyngsboro, MA 01879
Tyngsboro, MA 01879
  • Life Insurance
  • Health Insurance

Bither Insurance is a family-owned and family-operated company serving thousands of families and businesses in the Lowell metro. It is a third-generation insurance agency that works with various carriers in creating personalized life insurance plans suited to the clients' specific needs. Additionally, the company's insurance agents offer other personal coverages, including health, homeowners, disability income, umbrella, and flood insurance. They handle professional liability, inland marine, and workers' compensation insurance. Bither Insurance has been in the business for more than 60 years.

261 Middlesex Road, Tyngsboro, MA 01879
Tyngsboro, MA 01879

Website(978) 649-7301

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

191 Pawtucket Boulevard, Lowell, MA 01854
Lowell, MA 01854
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Byam Insurance is a Lowell company that offers life insurance plans in and near the area. The agency works with multiple insurance carriers to provide suitable coverage choices, including disability income, fixed annuities, and permanent life insurance plans. Its professionals inform clients of the features of universal, whole, and term life insurance and carry term life policies with a return of premium option. They also offer specialty insurance. Byam Insurance is a family business that has been in service since 1906.

191 Pawtucket Boulevard, Lowell, MA 01854
Lowell, MA 01854

Website(800) 508-2926

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15 Cabot Road, Woburn, MA 01801
Woburn, MA 01801
  • Life Insurance

Cabot Risk Strategies LLC continues to expand its client base to Lowell and surrounding regions. The life insurance policies available in the firm include term, whole, universal, and variable. Since its establishment in 2006, the company has partnered with over one hundred insurance carriers in its portfolio. Its team is dedicated to customizing an insurance product fitting the client's requirements and budget. Its president, Joe Callahan, has over 30 years of industry experience and a strong commitment to service and excellence.

15 Cabot Road, Woburn, MA 01801
Woburn, MA 01801

Website(800) 222-5963

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2 Oregon Road, Tyngsborough, MA 01879
Tyngsborough, MA 01879
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

Christopher Ferguson Insurance handles life insurance policies such as term life, whole term, and permanent term in Lowell. Its other products include annuities, disability income insurance, long-term care insurance, and key person or business insurance. Christopher Ferguson and his family have been living in Tyngsboro since 2011. He is also a licensed insurance agent in New Hampshire. A client has praised Ferguson for making her understand life insurance jargons and keeping her educated about the different coverage options.

2 Oregon Road, Tyngsborough, MA 01879
Tyngsborough, MA 01879

Website(617) 388-3198

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

14 Dinley Street, Dracut, MA 01826
Dracut, MA 01826
  • Life Insurance

Coughlin Insurance provides coverage plans tailored to the needs of individuals and commercial entities of Lowell, the rest of Massachusetts, and its neighboring areas. The agency aids its clients in choosing a suitable life policy for them and their family members by differentiating the policies offered by insurance providers. It is a member of the Independent Insurance Agents & Brokers of America (IIABA) “Best Practices” Study Group. Coughlin Insurance also offers insurance for home, auto, flood, business, and workers' compensation.

14 Dinley Street, Dracut, MA 01826
Dracut, MA 01826

Website(978) 957-3588

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1175 Main Street, Clinton, MA 01510
Clinton, MA 01510
  • Life Insurance

David V. Carruth Insurance is an independent insurance brokerage near Lowell that has been offering insurance and financial solutions to clients since 1900. The company was founded by David Carruth, an immigrant from Scotland who wanted to establish an insurance company in the Clinton metro. It offers life insurance products such as term and permanent life insurance policies that provide financial protection to policyholders and their families. The plans can also be used to pay off debts, mortgages, and educational payments.

1175 Main Street, Clinton, MA 01510
Clinton, MA 01510

Website(978) 365-3172

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: B+

461 Main Street, Tewksbury, MA 01876
Tewksbury, MA 01876
  • Life Insurance

Dick Insurance Agency, Inc., is an insurance agency that serves the insurance needs of residents and local businesses in Lowell and the surrounding communities. It is an independent agency that carries life insurance plans such as term life and whole life insurance. Moreover, it provides business, home, and auto insurance. Brian Dick and his brother, Barry Dick, are co-owners of Dick Insurance Agency and Merrimack Financial. They have more than 30 years of combined experience in the insurance and financial planning industries.

461 Main Street, Tewksbury, MA 01876
Tewksbury, MA 01876

Website(978) 851-3323

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

41 Wellman Street, Lowell, MA 01851
Lowell, MA 01851
Instagram
  • Life Insurance

Located in Lowell, Fred C. Church Insurance is an insurance agency that has been in business for 150 years. It offers term and permanent life insurance policies, which cover credit card debts, funeral expenses, medical bills, and mortgages. In addition, it provides condo, home, recreational vehicle, travel, and umbrella insurance plans. Chris Duble, the CEO, started his career in the insurance industry, working with the Chubb Group of Insurance Companies. He holds the Certified School Risk Manager designation.

41 Wellman Street, Lowell, MA 01851
Lowell, MA 01851

InstagramWebsite(800) 225-1865

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

799 Gorham Street, Lowell, MA 01852
Lowell, MA 01852
Instagram
  • Life Insurance

I-Insurance Group is a life insurance firm serving clients from Lowell. The company offers several types of life insurance, such as universal, whole, and term. There are also other insurance products offered by the firm, like plans for vehicles, homeowners, and business owners. This independent insurance company believes in the importance of educating its clients. It guides clients from start to finish, helping them understand their specific needs. The company aims to provide constant communication with its clients.

799 Gorham Street, Lowell, MA 01852
Lowell, MA 01852

InstagramWebsite(978) 645-6996

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

289 Chelmsford Street, Chelmsford, MA 01824
Chelmsford, MA 01824
  • Life Insurance

Jay Colangelo Insurance is an independent agency that serves families, individuals, and businesses in Lowell. Included in its line of products are whole life and term life insurance. Its team reviews policies from providers such as Travelers, Progressive, and Plymouth Rock to find plans that match clients' unique needs and situations. Home, car, and business protection plans are the other products the agents offer. Jay Colangelo Insurance has been protecting clients since 1996.

289 Chelmsford Street, Chelmsford, MA 01824
Chelmsford, MA 01824

Website(800) 286-8603

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Treble Cove Road, Billerica, MA 01862
Billerica, MA 01862
  • Life Insurance

John McBride Insurance is a family-owned and family-operated company serving the Lowell metro area. With its life insurance policies, the team secures the financial future of its clients' beneficiaries. The firm represents multiple carriers that can provide different life insurance coverages for a variety of purposes, including income replacement, final expense payment, and inheritance creation. The company also offers home, auto, flood, personal umbrella, and business insurance. The agency has been insuring individuals, families, and entrepreneurs since 1962.

Treble Cove Road, Billerica, MA 01862
Billerica, MA 01862

Website(978) 663-3301

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

77 High Street, Clinton, MA 01510
Clinton, MA 01510
Instagram
  • Life Insurance

Kerrigan, O'Malley & Bailey Insurance Agency is a family-owned company helping clients in Lowell with their life insurance needs. For over 80 years, the company has helped individuals and families identify and obtain the best insurance coverage to secure their future. Its agents cover a range of life insurance lines, including term life insurance, permanent or whole life insurance, universal life insurance, and joint life insurance. They also offer other insurance products such as home, auto, and business insurance policies.

77 High Street, Clinton, MA 01510
Clinton, MA 01510

InstagramWebsite(844) 384-8608

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

200 Jefferson Road, Wilmington, MA 01887
Wilmington, MA 01887
  • Life Insurance

Marotta is a family-owned independent insurance agency in Lowell. It works with various carriers to provide life insurance policies as well as other personal insurance types, such as home, auto, motorcycle, and motor home insurance. Business owners can also get coverage for excess liability, automobiles, and properties. Al and Cliff Marotta, its founders, have more than 40 years of experience in the field. Marotta's partners include Safety Insurance, Plymouth Rock Assurance Corporation, and the Massachusetts Property Insurance Underwriting Association.

200 Jefferson Road, Wilmington, MA 01887
Wilmington, MA 01887

Website(978) 658-7311

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206 Ayer Road, Harvard, MA 01451
Harvard, MA 01451
  • Life Insurance

Nikopoulos Insurance Agency has been serving clients in Harvard since 1990 by offering insurance options based on their specific situations. Its personal insurance options include, but are not limited to, life insurance, homeowners' insurance, and renters' insurance. Their life insurance plans are geared towards protection from unexpected events and can help cover expenses ranging from mortgages to tuition fees. They also offer various types of business insurance policies that cover commercial properties, commercial general liability, and workers' compensation.

206 Ayer Road, Harvard, MA 01451
Harvard, MA 01451

Website(978) 456-9700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

81 Plain Street, Lowell, MA 01851
Lowell, MA 01851
  • Life Insurance

Paul A. Balakin Insurance Agency is a family-owned and family-operated business that provides various forms of insurance in Lowell and the surrounding areas. The firm aids those who are looking for a life insurance policy that would effectively secure their beneficiaries' financial future. As an independent insurance broker, the firm looks for life insurance from a variety of companies that can satisfy the client's needs. Balakin has been protecting individuals, families, and businesses since 1985.

81 Plain Street, Lowell, MA 01851
Lowell, MA 01851

Website(978) 441-3003

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

505 Middlesex Turnpike, Billerica, MA 01821
Billerica, MA 01821
  • Life Insurance

PKA Insurance Group, Inc., has been serving the Lowell area for 10 years. It works with several insurance companies to secure comprehensive insurance plans for its clients, such as life, disability, employee benefits, and long-term care insurance. Some of its insurance carriers include Lincoln Financial Group, Lafayette Life Insurance Company, Prudential Financial, and Transamerica. The team of professionals at this firm explains to clients their available options, provides them with a recommendation, and helps them find the policy that suits their specific situation.

505 Middlesex Turnpike, Billerica, MA 01821
Billerica, MA 01821

Website(800) 258-1018

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: --

Detail: --

224 Littleton Road, Westford, MA 01886
Westford, MA 01886
Instagram
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Westford Insurance Agency has been providing insurance products and services to clients in the Lowell area since 1979. Its individual and family life insurance policies include term-life and whole-life insurance. The agency can assist with home, renters', and condo insurance. It also offers coverage for automobiles and other recreational vehicles. Westford Insurance Agency additionally provides a range of policies to cover commercial properties, general liabilities, business auto, and workers' compensation, as well as commercial umbrella insurance.

224 Littleton Road, Westford, MA 01886
Westford, MA 01886

InstagramWebsite(800) 333-7642

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1015 Main Street, Clinton, MA 01510
Clinton, MA 01510
  • Life Insurance

A comprehensive financial services firm, Williams Financial Group assists clients in Lowell with every aspect of their financial lives. It provides insurance coverages such as life insurance, disability income insurance, and long-term care insurance. The company also offers an array of financial planning options like college plans, retirement income plans, estate plans, money purchasing plans, and profit-sharing plans. Other services include investments like brokerage accounts, simple IRA, educational IRA, traditional IRA, variable annuities, and mutual funds.

1015 Main Street, Clinton, MA 01510
Clinton, MA 01510

Website(978) 365-2765

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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