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2024

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Best Local Car Insurance Agencies in Lowell

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lowell Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

74

Reviewed

49

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
799 Gorham Street, Lowell, MA 01852
  • Multiple Carriers

Why choose this provider?

I-Insurance Group provides for the car insurance needs of clients in the Lowell metro. It is an independent agency that offers a wide array of insurance policies for both personal and commercial lines. Its team specializes in crafting policy for car owners, homeowners, and individual life. It shops for insurance that best suits the client's requirements, including protection for vehicles, either for personal or corporate cars. I-Insurance Group is always ready to assist its clients from selecting the right policy to the claiming process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (25)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
461 Main Street, Tewksbury, MA 01876
  • Bundling Option

Why choose this provider?

Dick Insurance Agency is a family-owned independent insurance agency serving clients throughout Tewksbury, Lowell, and the surrounding areas of Massachusetts. The agency offers standard auto insurance that protects clients' cars from roadside risks and liabilities such as comprehensive, collision, and medical payments coverage. With over 20 years of experience in the business, its professional team of agents also offers business, homeowners, and life insurance, specializing in identifying and finding the best cost-efficient coverage for their clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
363 Great Road, Bedford, MA 01730
  • Boats
  • Golf Cart & Scooter
  • Motorcyle & ATV

Why choose this provider?

Nichols Insurance Agency, Inc., is an insurance agency that's been servicing Lowell clients since 1989. It is committed to providing the ideal insurance policies for individuals and businesses, including auto insurance. It combines the efficiencies it has learned from partnering with a large direct writer and the personal attention characteristic of an independent agent. The agency also offers recreational vehicle insurance coverage options. In addition, Nichols Insurance Agency, Inc., offers wedding and special event coverage for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
224 Littleton Road, Westford, MA 01886

Why choose this provider?

Westford Insurance Agency is an independent agency in Westford that extends its services to clients in Lowell. The agency works with different insurance carriers in providing policies like car insurance plans, which financially protect clients against liabilities. Agents offer the compulsory car policy coverages, which include personal injury protection, bodily injury to others, bodily injury caused by an uninsured car, and damage to someone else's property. They offer optional coverages such as medical payments and towing and labor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
152 Conant Street, Beverly, MA 01915

Why choose this provider?

Appleby & Wyman Insurance Agency is an auto insurance provider serving Lowell and other locations. Its auto insurance covers inexperienced and young drivers, rentals, and theft, together with several other unforeseen events. It also has insurance for motorcycles, classic cars, and boats, ensuring the inclusion of niche vehicle owners. The company was established in 1903 and has more than 10,000 personal and commercial clients across 24 states. Its agents are known by clients to extend their professional services beyond expected outcomes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
635 Rogers Street, Lowell, MA 01852
  • Bundling Option

Why choose this provider?

Angela Westen Insurance Agency is a firm in Lowell with nearly two decades of experience in providing insurance solutions. As an independent insurance agency, it works with different insurance carriers to help clients find suitable insurance plans. Its insurance specialists carry commercial and personal auto insurance policies, assisting automobile owners in understanding the insurance process. In addition, they offer general liability and home insurance products. Angela Westen Insurance Agency also provides tax preparation, notarization, and translation services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (30)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1996 Lakeview Avenue, Dracut, MA 01826
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Cloutier Insurance Agency traces its history back to 1979 when it was established to address the various insurance needs of the people of Massachusetts, New Hampshire, and Maine. Its experienced and professional associates can provide vehicle owners in Lowell the assistance they need to secure car insurance policies that will match their needs and individual risks while meeting the state’s minimum auto insurance requirements. Cloutier Insurance Agency can also help clients with insuring motorcycles, recreational vehicles, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
221 Chelmsford Street, Chelmsford, MA 01824
  • Bundling Option

Why choose this provider?

Talbot Insurance provides auto insurance products to clients located in the Lowell area. The agency has been serving the community for over 50 years, catering to families, individuals, and businesses. It has partnered with several insurance carriers, such as Foremost, Grundy, Guard, and Merchants Insurance Group. Additionally, its team of agents offers personal and commercial insurance coverage for commercial autos, motorcycles, boats, mobile homes, homes and condos, and personal items.

License Verified:

License: 1781418

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20 Central Avenue, Ayer, MA 01432
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Established in 1935, the Markham Group is an independent, full-service insurance agency offering car insurance options to families and businesses in Lowell. Its team of local agents finds a customized insurance policy with proper coverages and flexible options at the best premiums to protect clients' assets. For the convenience of policyholders, the company's claims agency is open 24/7 every day of the year. The Markham Group also offers personal insurance, business insurance, and financial services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
165 Thorndike Street, Lowell, MA 01852
  • Bundling Option

Why choose this provider?

Clark Insurance is an independent insurance agency in Lowell that provides insurance solutions and products to clients in the metro. The company was founded in 1931 and has since written policies for personal and business insurance needs. It offers auto insurance policies that cover property damage, bodily injury liabilities, and physical damage. It also provides coverage for other motor vehicles such as off-road vehicles, motorcycles, watercraft, RVs, and snowmobiles. It prides itself as a 100% employee-owned company whose members follow the Code of Ethics of the Independent Insurance Agents and Brokers of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (25)
Google
4.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 Boston Road, Billerica, MA 01821
  • RV & Motorhome
  • Boats

Why choose this provider?

Triple L Insurance Agency, Inc., is a family-owned, independent agency serving the community's personal and commercial insurance needs in Lowell for over 40 years. It offers a full range of insurance lines, such as for personal cars, commercial automobiles, homeowners, as well as business insurance, which allows clients the convenience of combining car and homeowner policies. Triple L Insurance Agency partners with top-rated insurance providers, including Progressive, Foremost, Commerce, and Plymouth Rock.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.9 / 5 (7)
Facebook
4.4 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1641 Bridge Street, Dracut, MA 01826
  • Multiple Carriers

Why choose this provider?

L'Hussier Insurance is an independent insurance agency that provides car insurance products to residents in the Lowell metro and nearby towns. It offers auto insurance policies for personal and commercial vehicles that protect owners from significant damage and liability payments. L'Hussier Insurance is currently headed by Suzanne L’Hussier, an insurance professional dedicated to protecting clients from their life's what-ifs. The family-owned company was formed in 1974 and has since written a variety of personal and business insurance plans for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are there minimum coverage liability requirements for car insurance in Lowell?

    Yes, vehicle owners and drivers in Lowell are required to have minimum coverage for property damage, bodily injury, and uninsured motorist and personal injury protection. They must have a $5,000 property damage liability per accident, $8,000 personal injury protection, $20,000 bodily injury liability per person, $40,000 bodily injury liability per accident, $20,000 uninsured motorist coverage per person, and $40,000 uninsured motorist coverage per accident.

  • In Lowell, can you purchase car insurance if you have a poor insurance payment history and driving violation records?

    You may still purchase car insurance in Lowell if you have a poor insurance payment history and driving violation records, including speeding tickets and accidents. You need to look for an insurance carrier that provides coverage that fits your needs and budget even if you have not-so-good payment and driving records.

  • Does getting car insurance quotes in Lowell impact your credit scores?

    No, getting multiple car insurance quotes in Lowell does not impact your credit score. Insurance carriers run a soft pull on your credit, but it does not mean that it will affect your score. Also, asking for insurance quotes will not increase your premium with your current car insurance provider.

  • What types of vehicles are protected by classic car insurance in Lowell?

    In Lowell, classic car insurance covers the repair or replacement cost of damaged race, sports, and muscle cars. It also insures antique vehicles and modern classic cars from the 80s, 90s, and 2000s, as well as modified vehicles, hot rods, and replicas. To qualify for classic car insurance, vehicles must be stored in a safe parking space.

  • In Lowell, why is it important to have your proof of car insurance ready at all times?

    In Lowell, it is important to have your proof of car insurance ready at all times because it must be available in case you have been involved in an accident, you renew your vehicle registration, or it was requested by law enforcement. According to Massachusetts law, all motor vehicles parked or operated in the state must be insured.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.