Through hand-crafted plans that fit its clients' needs, Cortez Group Insurance helps families and small business owners in Lowell and the neighboring areas to mitigate their losses. Under its health insurance policy, the firm assists clients in securing on or off-exchange plans. Its team also works to enroll qualified individuals at the Massachusetts Health Connector. A.C. Michaels, its president, enjoys selling insurance, allowing him to tackle personal responsibility ideas with others. He also serves in the Army.