Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Lowell

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lowell Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2083Reviewed

1252Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2100 Lakeview Ave, Dracut, MA 01826

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (2)

Why choose this provider?

Life Bridge Group Inc. provides health insurance to the locals of Lowell and the surrounding areas. The agency offers Medicare Supplement plans to policyholders who have Original Medicare Part A and B as it pays for services that the latter doesn't cover, such as emergency overseas travel coverage. Some of the agency's carriers include Heartland National, Humana, Cigna, and Harvard Pilgrim Health Care. Ana St. Louis founded the agency in 2019 with the mission to financially educate 10 million families within the next five years.

  • Individual Plans
  • Group Plans

Lowell, MA 01852

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Through hand-crafted plans that fit its clients' needs, Cortez Group Insurance helps families and small business owners in Lowell and the neighboring areas to mitigate their losses. Under its health insurance policy, the firm assists clients in securing on or off-exchange plans. Its team also works to enroll qualified individuals at the Massachusetts Health Connector. A.C. Michaels, its president, enjoys selling insurance, allowing him to tackle personal responsibility ideas with others. He also serves in the Army.

  • Individual Plans

11 Summer Street, Suite 6, Chelmsford, MA 01824

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

New England Medical Insurance is a full-service employee benefits brokerage serving Lowell. It has been in the industry for over 35 years, designing and implementing full and self-funded medical and dental plans. The firm also offers life, dental, vision, and long-term care insurance, in addition to individual disability protection. It maintains a partnership with various companies, including Benefit Strategies and HealthEquity. Steve Mallette, its managing partner, served on the board of directors of the Massachusetts Association of Health Underwriters.

  • Group Plans

530 Rogers St, Lowell, MA 01852

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Review Sources

Google
4.2 (61)
Facebook
5.0 (7)

Why choose this provider?

F E Provencher Insurance Agency, Inc., provides Lowell residents with health insurance coverage. It offers policies to secure its clients’ well-being and protect their assets. It carries auto, motorcycle, homeowners', and renters' insurance. It assesses each client’s financial situation and their desired standard of living for their dependents to provide a policy that will address their needs. The company is locally operated and owned. Owner Frank Provencher has 42 years of experience in the insurance business.

Dracut, MA 01826

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Lodestar Benefits Group provides health insurance options to the members of the Lowell community. It aids in the selection of plans that are suited to the needs of individuals or families, such as short-term policies that provide 30- to 90-day coverage. It represents a number of national and local insurance companies and offers consumers a variety of Medicare, dental and vision, and small business health protection programs. Founder Chibueze Chikere has been running the agency for the past 10 years.

  • Individual Plans
  • Group Plans

136 Haven St #134, Reading, MA 01867

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
5.0 (4)

Why choose this provider?

JH Insurance Group serves individuals, families, and businesses in Lowell and the surrounding communities. It offers individual and group health insurance policies that cover clients' medical expenses when they get sick. Its professionals help customers navigate the ever-changing health insurance laws and work with a wide range of insurance carriers to find the coverage that suits their specific situations and needs. Other products include life, supplemental, and disability insurance. Josh Harrington, the agency owner, has been in the industry for 15 years.

  • Individual Plans
  • Group Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the health insurance marketplace being used in Lowell?

    Lowell uses the state-based marketplace for health insurance, known as the Massachusetts Health Connector. Health Connector allows insurance providers the opportunity to offer policies to families and individuals at an affordable rate. Massachusetts manages this marketplace actively and has been operating it longer than the marketplaces of most states.

  • How much do Lowell residents pay for health insurance on average?

    On average, a Lowell resident pays $564 for a major health insurance policy. This is a plan’s average price on eHealth, but the actual cost differs depending on the resident’s zip code, gender, age, and other variables. Premiums may be lower for people in good health. One should obtain a personalized quote in order to get a more accurate rate.

  • Who are the target customers of a Lowell short-term health insurance policy?

    The target customers of a Lowell short-term health insurance policy are those who need a more affordable plan, are in between jobs, and are waiting for group coverage to take effect. Such types of insurance offer coverage for up to one year and may be renewed for a maximum of three years.

  • What do short-term Lowell health insurance plans consist of?

    Short-term Lowell health insurance plans consist of benefits that usually pertain to emergency care. They may be for people who do not need regular medical attention, including frequent doctor visits or costly medications. They do not have the range of benefits that standard health insurance policies have, but they're affordable. They usually have no coverage for pre-existing medical issues and are not guaranteed for renewal.

  • What state health insurance is available to Lowell residents?

    The state health insurance available to Lowell residents is known as MassHealth. This program provides low-cost or free coverage to eligible families and individuals. It includes visits to the doctor, prescription drugs, and hospital stays. Eligibility in the program is based on different factors such as age, disability status, and household income.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.