Expertise.com

Best Mortgage Refinance Companies in Shreveport

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Acadiana Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 111237

Nationwide Multistate Licensing System and Registry

Acadiana Mortgage

Visit WebsiteWebsite
1017 Benton Road, Bossier City, LA 71111
  • New Construction
  • Reverse Mortgages

Business Description

Acadiana Mortgage helps residents of Shreveport acquire refinancing loans. Its mortgage professionals offer loans for home buyers, self-employed clients who need financing, and customers who have low or bad credit. The company provides fixed rate mortgage with 15- or 30-year terms and balloon and buy down loans. Through its offerings, Acadiana Mortgage helps clients consolidate their debt, refinance their home, and buy a house. It pledges to provide them with the best available loan programs and rates. The company has over 50 years of experience in the industry.

License Verified:

License: 111237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Mortgage logo

License Verified:

License: 2285572

Nationwide Multistate Licensing System and Registry

Capital City Mortgage

331 Milam Street, Shreveport, LA 71101

Business Description

Capital City Mortgage provides financial solutions for investors, businesses, and homeowners in the Shreveport metro. It is a traditional and non-traditional lender company that offers products and services that assist first-time homebuyers and existing homeowners in purchasing or refinancing homes. It also helps self-employed people purchase and refinance homes using alternative income documentation, such as 12 to 24 months' worth of bank statements, and real estate investors using their LLC to invest in real estate. Fixed and adjustable-rate mortgages are available.

License Verified:

License: 2285572

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cherry Mortgage, LLC. logo
Visit WebsiteWebsite

License Verified:

License: 1962984

Nationwide Multistate Licensing System and Registry

Cherry Mortgage, LLC.

Visit WebsiteWebsite
1800 Jimmy Davis Highway Suite B, Bossier City, LA 71112
  • New Construction
  • Reverse Mortgages

Business Description

Cherry Mortgage, LLC, is a brokerage agency serving borrowers in and around Shreveport. It offers mortgage refinance options to homeowners with VA-backed loans considering lowering their rates, changing their loan terms, or tapping into their home equity. The agency offers VA Streamline (IRRRL) or VA cash-out refinance. It also assists in securing financing for VA, FHA, USDA Rural Development, and conventional purchase loans. Cherry Mortgage, LLC, is owned and operated by broker Tanya Corbett, who has been in the industry since 2000.

License Verified:

License: 1962984

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cross Country Equity logo
Visit WebsiteWebsite

License Verified:

License: 108674

Nationwide Multistate Licensing System and Registry

Cross Country Equity

Visit WebsiteWebsite
7505 Pines Rd #1280, Shreveport, LA 71129
  • New Construction

Business Description

Cross Country Equity is a team of mortgage professionals that cater to clients in Shreveport. The company offers refinancing loans for both VA loans and FHA 203(K) rehab loans. The company handles both commercial and residential loans including FHA, USDA rural development, conventional, commercial lending, and jumbo plans. Founders Gary Moore and Leeonnas Richardson started the company in 2005 and now head a team of mortgage brokers who have over 40 years of combined experience

License Verified:

License: 108674

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J & L Processing/Mortgages logo

License Verified:

License: 1747388

Nationwide Multistate Licensing System and Registry

J & L Processing/Mortgages

2234 Windsor Ct, Bossier City, LA 71111
  • New Construction

Business Description

J & L Processing/Mortgages addresses the real estate concerns of residents in and around Shreveport. Its team works with investors and buyers who want to refinance their mortgages to obtain their dream homes. The company provides refinancing solutions to help clients consolidate bills, change mortgage terms, lower interest rates, and convert adjustable-rate into fixed-rate loans. It also caters to first-time homebuyers who need assistance in processing VA, USDA, and FHA loan programs. Additionally, J & L Processing/Mortgages assists customers in checking their credit scores.

License Verified:

License: 1747388

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (24)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patriot Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1700843

Nationwide Multistate Licensing System and Registry

Patriot Mortgage

Visit WebsiteWebsite
2400 Old Minden Rd., Ste 5E, Bossier City, LA 71112
  • New Construction

Business Description

Patriot Mortgage is a mortgage brokerage that specializes in helping veterans in Shreveport buy and refinance their homes. It offers VA cash-out refinancing loans for veterans looking to consolidate their debt or remodel their homes, as well as VA streamline refinancing loans for those who want to reduce their monthly payments or change mortgage terms. The company, which itself was founded by veterans, strives to ensure that its services remain accessible to clients with disabilities.

License Verified:

License: 1700843

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pierremont Mortgage logo

License Verified:

License: 70476

Nationwide Multistate Licensing System and Registry

Pierremont Mortgage

6425 Youree Drive, Suite 590 One Bellemead Centre, Shreveport, LA 71105
  • New Construction
  • Reverse Mortgages

Business Description

Pierremont Mortgage provides customized solutions to clients looking for a new home in Shreveport. It makes it easier for home buyers to find the right mortgage by assisting them whether they apply by phone, online, or in person. The firm offers FHA, VA, USDA, term, fixed-rate, and variable-rate home loans, helping buyers choose the product that suits their needs and goals. It also provides clients with options for conventional home loans. Pierremont Mortgage is a member of the Mortgage Bankers Association.

License Verified:

License: 70476

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stacy Hooper logo
Visit WebsiteWebsite

License Verified:

License: 93184

Nationwide Multistate Licensing System and Registry

Stacy Hooper

Visit WebsiteWebsite
6245 Youree Dr., Suite 100, Shreveport, LA 71105
  • Reverse Mortgages

Business Description

Legacy Mortgage Services deals with the financing needs of clients throughout Shreveport and nearby locations. The agency is affiliated with the Eustis Family of Companies and works with customers in securing suitable mortgage deals. Its refinancing options help homeowners turn their property equity into cash to consolidate high-interest debt, renovate homes, pay for college, or stabilize their financial status. The business is operated by Stacy Hooper, who has been in the mortgage industry for over two decades.

License Verified:

License: 93184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.3 / 5 (13)
Google
5.0 / 5 (3)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.