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Best Mortgage Refinance Companies in Longview

2024

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Providers

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Website
PO Box 149, Carthage, TX 75633
  • Purchase and Refinance
  • First Time Home Buyers

Why choose this provider?

3B Home Lending is a mortgage brokerage that serves homeowners and buyers throughout the state of Texas, including Longview. It offers wholesale home refinancing solutions for existing mortgages, as well as conventional, VA, and FHA loans. The brokerage also educates first-time home buyers about the home loan process and matches their needs with their financial situation. Russell Cunha, an independent mortgage loan originator and broker with Pacific Wholesale Mortgage, leads a team that has more than 100 years of collective industry experience.

License Verified:

License: 2085835

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1658 West Grande Boulevard Suite 200, Tyler, TX 75703
  • Multi-Family Loans
  • New Construction

Why choose this provider?

Legacy Mortgage is a veteran-owned company that serves the needs of homeowners in Longview. It has a team of 11 loan officers that work with customers to determine the best options to take for their refinancing needs. Legacy Mortgage also assists first-time buyers in getting pre-approved for purchase loans. Derek Jones, a West Point grad who served in the First Gulf War, started the business in 2001 after a bad experience with a broker. From just one office, the company expanded into a full team.

License Verified:

License: 355969

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (214)
Facebook
4.9 / 5 (27)
Yelp
5.0 / 5 (2)

Website
111 N. Trinity St., Gilmer, TX 75644
  • First Time Home Buyers
  • Purchase
  • New Construction

Why choose this provider?

Blue J Mortgage is open to inquiries from prospective clients in Longview. It offers home purchase loan programs to established property investors and first-time homebuyers alike, to help clients realize their dreams of homeownership. It has other custom financial programs, including FHA and VA mortgages, that offer opportunities for applicants to improve their interest rates and reduce their monthly settlements. It also offers cash-out opportunities that contribute to emergency and educational funding, as well as property improvements and debt payments. Its agents evaluate people's credit scores and sources of income prior to recommending options based on their financial capacity.

License Verified:

License: 2381847

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
1328 Heritage Blvd, Longview, TX 75605
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Kenneth Travis Team is a mortgage firm under Trademark Mortgage that has been operating since 2008. It serves homeowners in and around Longview who wish to apply for a refinancing loan to adjust their monthly payments, rates, and terms. The refinancing program is also available to borrowers who want to use their home equity to pay off debts or as capital for renovation costs. Among the refinancing products offered are FHA Streamline, VA IRRRL, 203k, and HARP loans.

License Verified:

License: 233918

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (139)
Google
4.8 / 5 (100)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
455 Rice Road #111, Tyler, TX 75703
  • New Construction

Why choose this provider?

Jeanna Hill serves clients in Longview and the surrounding communities. Jeanna is a residential mortgage loan originator at Mortgage Financial Services, offering a variety of loan options for homeowners and first-time home buyers. She provides mortgage refinancing loans for those who want to lower their monthly payments. These loans include FHA and VA loans with adjustable-rate and fixed-rate options. Jeanna helps clients in selecting the mortgage refinancing program and rate that fits their needs. She has been in the mortgage industry for over two decades.

License Verified:

License: 253767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (49)
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 Hollybrook Drive, Longview, TX 75605
  • Reverse Mortgages

Why choose this provider?

Tom Holyfield serves clients in Longview who need assistance obtaining a loan to purchase a new home or refinancing the present home. Holyfield and his colleagues help accomplish clients' American Dream of house ownership. They provide FHA home loans for borrowers with a mid-credit score of 580. Some benefits of the loan include a low down payment of 3.5% and up to 6% seller-paid closing costs assistance. Tom Holyfield is a senior loan officer who has been in the mortgage industry for over two decades.

License Verified:

License: 210861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (35)
Yelp
2.5 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
212 Old Grand Blvd., Tyler, TX 75703
  • Reverse Mortgages

Why choose this provider?

The Home Life Lending Group offers consultation services and financial plans to clients from the Longview area. Its wholesale lending options are available for residential property purchases, with each option possessing specific terms and rates that fit an applicant's preferences and income capabilities. Its staff also provides potential applicants with custom loans that fund the re-purposing and rehabilitation of commercial properties. It employs an educative approach by informing clients regarding different financial factors like interest rate changes in the local market.

License Verified:

License: 1584567

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7428 Old Jacksonville Hwy, Ste 80, Tyler, TX 75703
  • Reverse Mortgages

Why choose this provider?

The Mortgage House serves clients in Longview. The company provides refinance programs to individuals looking to reduce interest rates, change the length of their current mortgage, or obtain cash from their home's equity. Its mortgage brokers educate borrowers on the differences between refinance programs, allowing them to make informed decisions. Teri Killingsworth and Marque Ross—who are friends and mortgage brokers—founded the company with the belief that everyone deserves to own a home. They both have more than a decade of mortgage experience.

License Verified:

License: 1930068

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Longview, TX 75771

Why choose this provider?

Magnolia Street Mortgage provides solutions to residents in the Longview community. It offers mortgage refinancing services, helping those who want to pay off their current home loan with a new one. Its home loan refinancing solutions lower interest rates, reduce monthly payments, and change the term of the client's current mortgage. The company also provides fixed-rate and adjustable-rate mortgages. Magnolia Street Mortgage guides clients through the process and offers loan program options based on their situation.

License Verified:

License: 2277917

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9907 Judson Road, Longview, TX 75601
  • Reverse Mortgages

Why choose this provider?

America's Mortgage Center has been serving homebuyers and homeowners throughout Longview since 2000. It assists clients in obtaining suitable financial products when refinancing or purchasing homes. Its team members help individuals apply for FHA, USDA, VA, and reverse mortgage loans. They carry more than 70 years of collective experience in the industry and have appeared in various media outlets, including CBS19, ABC7, and FOX51. One customer commended the company's employees for their prompt responses to her queries and thoughtful handling of her documents.

License Verified:

License: 224654

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1028 Asher Way, Tyler, TX 75703
  • Reverse Mortgages

Why choose this provider?

Maritza Bedolla is a loan officer at CMG Financial who offers refinancing solutions to borrowers in Longview. She assists homeowners who want to reduce their monthly payments, get cash from equity, or restructure their debts through USDA, VA, FHA, and jumbo refinancing. She also has purchase products from the four programs. Additionally, she offers conventional, all-in-one, Fannie Mae HomeReady, Freddie Mac HomePossible, and HomeFundIt loans. Bedolla streamlines her application processes with an app that works on both Android and iOS devices.

License Verified:

License: 463226

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
SK 12-A Lake Cherokee, Henderson, TX 75652
  • New Construction

Why choose this provider?

South Park Mortgage, LLP is a wholesale mortgage broker that serves Longview. It originates refinancing loans, providing accurate and reliable quotes. It handles cash-out refinance and streamline refinance for VA and FHA-backed loans. It also assists with financing purchase loans and consolidating debt. Founded in 1999, it has offices in Colorado and Nebraska as well. Its team has worked with many veterans for VA loans since there are several military bases in the three states where it operates.

License Verified:

License: 380548

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (36)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1100 Judson Rd, Ste 700A, Longview, TX 75601
  • New Construction

Why choose this provider?

Rodney Malone is a branch manager and loan officer for a Supreme Lending division serving the Longview community. He guides property owners through refinancing, helping them reduce interest rates, lower monthly payments, and change mortgage terms. His office works with clients in determining the mortgage solutions that meet their needs while also adhering to state laws. Whether a customer is refinancing or purchasing, Rodney strives to have their loan cleared to close in 30 days or less. Supreme Lending was founded in 1999.

License Verified:

License: 132831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the benefits of getting a rate-and-term refinance in Longview?

    A rate-and-term refinance in Longview provides the flexibility to adjust your loan's term and interest rate, yielding benefits such as lower interest payments, potential consolidation of mortgages, quicker loan payoff, improved rates with a better credit score, removal of private mortgage insurance, and enhanced monthly savings. This option suits those aiming to reduce rates, trim loan amounts, or expedite loan repayment.

  • What should you consider when considering having a rate-and-term refinance in Longview?

    When contemplating a rate-and-term refinance in Longview, there are crucial factors to ponder. Firstly, assess affordability: weigh if the new loan expenses align with potential savings. Secondly, analyze local housing trends; increased home prices signify enhanced equity, while drops necessitate long-term viability. Lastly, prioritize monitoring interest rates as the new loan will entail a distinct rate.

  • How soon can you replace your cash-out refinance in Longview?

    Under Texas law, you must wait a minimum of 12 months from the closing date of your cash-out refinance before replacing it with another refinance, whether cash-out or rate-and-term, in Longview. This waiting period applies due to the "once a Texas cash-out, always a Texas cash-out" rule. Even refinancing without a cash-out after a previous cash-out will be categorized as such, subject to an 80% loan-to-value limit on subsequent refinancing.

  • What is the required equity to qualify for cash-out refinance in Longview?

    In Longview, a minimum of 20% equity in your home is required to qualify for a cash-out refinance. This ensures that at least 20% of your home's value remains untouched as equity after the refinancing process. It is best to research these things before considering applying for a cash-out refinance or talking with a mortgage refinance company.

  • What are the potential fees included in your refinance process in Longview?

    When considering a cash-out refinance in Longview, it's essential to recognize that several other costs and expenses are involved besides the application fee. These additional expenses are akin to those incurred during the initiation of your original mortgage. It's essential to be aware of these costs as they contribute to the overall financial implications of the refinancing process.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.