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Best Health Insurance Agencies in Lafayette

2023

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Website
1525 Camellia Boulevard, Lafayette, LA 70508
  • Life Insurance
  • Health Insurance
  • Medicare Supplement Insurance
  • Long Term Care

Why choose this provider?

Insurance Advisors is an insurance agency providing health plans for individuals and businesses in Lafayette. It works on guiding clients to different health insurance products, such as fee-for-service and managed care. It also gives clients an option to choose from several types of managed care insurance. These include HMO that offers benefits if the member sees a primary care physician that works in the network. In addition, Insurance Advisors partners with Pets Best, Wealth Advisors, and Security Life.

License Verified:

License: 581811

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 Jefferson Street, Lafayette, LA 70501
  • Life Insurance

Why choose this provider?

Serving individuals and businesses located in the Lafayette area, Landry Harris & Co. is an insurance brokerage that offers an extensive range of employee benefits for businesses, including individual health insurance, dental and vision insurance, and wellness packages. It also offers single and family health plans, providing clients a wide variety of policy options. Landry Harris & Co. joined AssuredPartners in 2014. AssuredPartners was founded in 2011 and has office locations in 38 states and two countries.

License Verified:

License: 243406

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
412 W. University, Suite 204, Lafayette, LA 70506
  • Individual Plans
  • Life Insurance

Why choose this provider?

Williams Insurance Agency, Inc., is a family-owned company in Lafayette that has been providing health insurance products and services for over 100 years. Its agents assist clients in assessing different health insurance policies and selecting the most suitable coverage that fits any budget. They also offer policies that span business and individual insurance lines, as well as employee and group benefits. The company has a network of insurers that provide the right balance between coverage and cost.

License Verified:

License: 17502

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3816 West Congress Street, Lafayette, LA 70506
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

The Erny Insurance Agency is locally operated and independently owned. It caters to the insurance needs of clients in Lafayette and the surrounding areas. It will help in searching for insurance coverage that matches the needs and prices preferred by clients. The various options it offers include home, life, business, car, renters, and boat insurance. Additionally, it also offers comprehensive health insurance options such as consumer-directed, fee for service, and managed care. Such options will cover mental health services, dental expenses, and prescription drugs.

License Verified:

License: 887172

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1921 Kaliste Saloom Road, Lafayette, LA 70508
  • Individual Plans
  • Life Insurance

Why choose this provider?

Pete Nicolosi & Associates is an independent and family-owned insurance agency that serves clients in Lafayette. It offers various types of personal or group health plans for businesses and non-profit organizations, including disability income, vision and dental, health savings accounts, and prescription medication insurance. The agency also covers various types of life insurance policies, such as term, permanent, whole life, and universal life insurance. Pete Nicolosi works with several insurance carriers to deliver insurance coverage options that suit clients' needs.

License Verified:

License: 13111

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
––
Helpfulness
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Detail
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Website
130 Rue Beauregard, Lafayette, LA 70508
  • Individual Plans
  • Life Insurance

Why choose this provider?

Knight Insurance TWFG is a locally owned independent agency providing services to clients in Lafayette. It offers various types of health coverage plans, such as EPO that only provides benefits if the client sees doctors or specialists under the insurance network. It also has a PPO plan that allows individuals to receive benefits even if they see medical specialists inside or outside the insurance policy network. Additionally, it represents America First Insurance, Bristol West, Centauri, and Colony Specialty Insurance carriers.

License Verified:

License: 651423

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.7 / 5 (17)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
312 Guilbeau Rd Unit 4C, Lafayette, LA 70506
  • Life Insurance

Why choose this provider?

Bolivar Broussard and Company Insurance is a Lafayette-based insurance agency that provides health insurance products to the metro. The agency represents a wide range of insurance providers such as White Pine Insurance Company and Allied Trust. Bolivar Broussard and Company Insurance also offers other insurance coverages including auto and home insurance policies. It also caters to comprehensive commercial insurance, life insurance, and umbrella insurance that aims to guide clients in long-term financial planning and asset protection.

License Verified:

License: 84363

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
106 Oil Center Drive, Lafayette, LA 70503
  • Individual Plans
  • Group Plans

Why choose this provider?

Insurance Resource Group is a full-service insurance agency that caters to individuals and businesses in the Lafayette area. It works with at least 20 established insurance carriers, such as Lincoln Financial, Humana, and Blue Cross Blue Shield of Louisiana, to provide comprehensive health insurance policies that suit the needs and goals of its clients. Its policies include long-term care, short-term disability, and group dental care plans. Additionally, the agency offers Medicare Supplements, individual and group health, and whole life risk protection policies.

License Verified:

License: 271920

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 Rue Fontaine, Lafayette, LA 70508
  • Life Insurance

Why choose this provider?

Thomson Smith & Leach Insurance Group was founded in 1999 in Lafayette. The locally owned company assists clients with risk identification and management. The risk advisors at this company offer health insurance products to individuals and companies interested in cutting down their costs for their employees' future medical transactions. They also provide customers with a full range of options, such as homeowner's insurance, motorcycle insurance, and liability insurance. Some of their other services are contract review, risk management consulting, and electronic claims filing.

License Verified:

License: 159502

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (59)
Facebook
0.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2020 West Pinhook Road, Lafayette, LA 70508
  • Individual Plans

Why choose this provider?

Acadiana Benefits Group is an insurance brokerage providing employee benefits solutions to businesses across the Lafayette metro. The company has more than 20 years of experience in financial and insurance services, allowing it to help business owners find insurance solutions compatible with their needs and budget. The firm offers group health insurance, dental and vision coverage, and short-term and long-term disability insurance. Clients may also opt for group life insurance plans and voluntary employee coverage.

License Verified:

License: Active

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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