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2024

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Best Pet Insurance Companies in Lafayette

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lafayette Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2141Reviewed

1286Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2701 Johnston St Suite 230, Lafayette, LA 70503
  • Policy Bundle Discount

Why choose this provider?

Trey Meche is an affiliated insurance agent of Physicians Mutual. He serves individuals, families, and businesses throughout the Lafayette metro and the surrounding areas of Los Angeles. He offers pet insurance policies that cover pet illnesses, accidents, hospital bills, vaccines, and wellness costs. His company provides separate options for cats and dogs to target each animal's specific needs. Trey listens to his clients and guides them through the process. He also handles dental, life, and medicare insurance packages.

License Verified:

License: 755044

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
114 Curran Ln, Lafayette, LA 70506
  • Policy Bundle Discount

Why choose this provider?

Shield 365 Insurance caters to clients throughout Lafayette. The independent agency provides pet insurance products and deals with owners of dogs, cats, and birds. It works to help them handle unexpected veterinarian costs. It also sets up insurance policies that cover a range of vehicles, from RVs to motorcycles. Its team represents multiple carriers, including The Hartford, Travelers, Hartville, and Progressive. One of the agency's team members, Travis McGrew, is a board member at the non-profit organization Maddie's Footprints.

License Verified:

License: 555161

Louisiana Department of Insurance

Website
3616 Ryan St, Lake Charles, LA 70605
  • Policy Bundle Discount

Why choose this provider?

Curt Beckham is a State Farm insurance agent. He opened his own agency to provide risk management products to individuals, families, and businesses in Lafayette and nearby areas. His office offers policies for pets, as well as home, auto, life, health, and business insurance. He also assists clients with their financial needs via mutual funds, annuities, and banking matters. Beckham is a member of the Alliance Chamber of Commerce and the Business Networking International Partner in Education.

License Verified:

License: 490518

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (135)
Facebook
4.9 / 5 (43)

Website
277 Highway 171 N, Suite 14, Lake Charles, LA 70611

Why choose this provider?

Christine Bailey has been a State Farm agent since 2000. She delivers services to the residents of Lafayette who are looking for pet insurance policies. Her team members evaluate the age, breed, and specific needs of pets to present their owners with appropriate plans from Trupanion. Helping customers in their decision-making, they itemize and explain coverages for surgeries, medications, veterinary supplements, and breed-specific conditions. They also assist in customizing plans by adding extra benefits for rehabilitative and alternative therapies.

License Verified:

License: 234737

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (36)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 E McNeese Street, Suite C, Lake Charles, LA 70607

Why choose this provider?

Johnny Janese is a State Farm agent who caters to individuals in the Lafayette metro. He provides a selection of products, including policies for clients with cats and dogs. Janese finds an insurance plan that covers the medical expenses of a person's pets. This type of insurance covers costs for veterinary visits due to injuries, illnesses, procedures, or breed-specific conditions. Janese also offers banking and annuity-related services. He started his career in the industry in 1981.

License Verified:

License: 482697

Louisiana Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Does pet insurance in Lafayette cover pre-existing conditions?

    Most pet insurance companies in Lafayette do not cover pets with pre-existing conditions and hereditary or congenital conditions. This means that if the pet has an illness that first occurred or showed clinical signs or symptoms before you applied for insurance, then most likely, the condition will not be covered.

  • How does pet insurance in Lafayette work?

    Pet insurance in Lafayette can be used at any animal hospital, provided your pet gets treatment from a licensed veterinarian. Unlike human healthcare insurance, there are no networks in pet insurance. It follows a reimbursement-based model. Some pet insurance plans have a direct-vet pay option that covers a hefty veterinary bill out-of-pocket. Pet owners who can pay upfront bills may submit a claim to their provider to initiate reimbursement.

  • What does pet insurance in Lafayette usually cover?

    Pet insurance in Lafayette usually covers various conditions, including broken bones, hip dysplasia, stomach issues, pain, ear infections, cancer, and more. It also reimburses pet owners for their pets' health checks. Pets are not exempt from requiring healthcare. That is why having pet insurance is helpful in case your furry friend gets sick or gets into an emergency.

  • Does pet insurance in Lafayette cover spaying and neutering?

    A standard pet insurance policy in Lafayette does not cover spaying and neutering. However, you can purchase an add-on that covers your pet for these procedures. If you have this add-on endorsement on your pet's insurance policy, you can submit a claim to your insurance provider for reimbursement when your female pet is spayed or your male is neutered.

  • When is the best age for a pet to be insured in Lafayette?

    The best time to buy pet insurance in Lafayette is when your pet is still young if it's just a puppy or kitten. Just like when people age, pets who get older require more care. The older your pet gets, the higher the premium rates go. Sometimes, coverage may no longer be available.

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