Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Louisiana

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Louisiana Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86844

Reviewed

52111

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Louisiana
  • Individual Health Insurance

Why choose this provider?

Louisiana Underwriters, LLC, assists individuals and families across the state protect what matters to them most. The full-service insurance agency offers health plans in accordance with the Affordable Care Act. These products allow clients to take charge of their health care, providing eligibility for recommended preventive health services, and letting them choose the primary care doctor they want from their plan's network. Louisiana Underwriters' staff members have more than eight decades of collective industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Life Insurance

Why choose this provider?

All Premier Insurance Agency has been serving the needs of individuals, families, and businesses in and around Louisiana since 2004. The independently owned and locally operated insurance agency represents a vast network of health insurance carriers that provide EPO, HMO, POS, and PPO insurance plans. Its agents can also help clients find plans that cover dental expenses, mental health services, and prescription drugs. Owner Karen Bryant previously served as President of the Baton Rouge Professional Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (20)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Individual Health Insurance

Why choose this provider?

Jeff Davis Insurance is an independent agency that assists clients in Louisiana in managing unexpected losses and reducing financial uncertainty. It provides individual and group health insurance plans to protect policyholders and their families from the financial burdens that illnesses and injuries can cause. Its representatives discuss various aspects of health insurance, such as deductible options and co-insurance percentages. They also offer insurance products from various carriers for homes, cars, and businesses. Jeff Davis Insurance has been in business for over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (245)
Facebook
4.9 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Medicare Supplement Insurance
  • Individual Health Insurance

Why choose this provider?

Healthcare Search offers health insurance plans to individuals, families, big and small businesses, and trucking companies in Louisiana. Its policies cover doctor's fees, hospital expenses, prescription medicines, and critical illness, injury, and substance abuse treatments. Among its remuneration approaches are co-payment, deductible, and coinsurance. The agency is affiliated with over 4,000 providers to cater to the different needs of clients. Healthcare Search is an independent company that has been advocating for affordable medical care services for over 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Life Insurance

Why choose this provider?

Darryl Andrews, Sr. works under the State Farm Insurance banner and he caters to clients in Louisiana who need health coverage. He delivers policies that provide security for the treatment and care concerns of individuals. Non-life products are also available ranging from renters' plans to automobile assurance choices. Pet care contracts are available for animal lovers. Darryl Andrews, Sr. has been an agent of State Farm since 1970 and has won the National Quality Award.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Life Insurance

Why choose this provider?

Health Plans of Louisiana Benefits Inc. caters to the health insurance needs of employees in the metro. It provides consulting services to small and mid-size businesses, offering health plans that support their overall goals and strategy. The agency helps clients in various areas of employee benefits, such as health, life, dental, and vision, as well as long and short-term disability. In terms of health insurance, the agency caters to HMO, PPO, POS, HAS, and HRA plans. The agency is partners with major carriers, such as UnitedHealthcare, BlueCross BlueShield, and MetLife.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Individual Plans

Why choose this provider?

RCF Insurance & Financial Services is a Louisiana-based independent agency offering healthcare solutions to residents across the state. It assists families, individuals, and employers in obtaining health insurance plans such as personal medical policies, group packages, Medicare Supplement, and long-term care coverage. Its insurance agents search multiple providers to provide clients with various options, help with decision-making, and assist in updating policies. The company was founded in 2001 and supports local charities and organizations in Marksville, Shreveport, and Monroe.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Individual Plans

Why choose this provider?

Cenla is a group of agents that serves the insurance needs of Louisiana residents and those from nearby locations. It offers and advises on major medical, group health, Medicare Advantage, Medi-Gap, and Prescription plans. Supplemental solutions cover dental and vision benefits, in-network doctor fees, and gaps in existing policies. The independent agency works with a variety of carriers, including Aflac, United Healthcare, Athene, Vantage Health Plan, and HMO Louisiana. Cenla's team also includes life insurance agents and financial planners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Individual Plans
  • Group Plans

Why choose this provider?

Brown & Brown is an insurance and risk management company that provides commercial and personal insurance solutions in Louisiana. The brokerage offers life and health insurance products, deploying strategies and digital health solutions customized to the unique needs of each client. Another product it offers is pharmacy benefits, which allow access to a wide selection of effective treatments and identify alternatives to high-inflation products. Brown & Brown specializes in helping companies build their healthcare systems. The company was founded in 1939.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Louisiana
  • Individual Plans

Why choose this provider?

Medicare Advisor of Louisiana LLC offers health insurance to local clients through person-to-person consultations. It also assists customers in Medicare enrollment, and healthcare planning, as well as cost and coverage options, and claims and appeals. The firm also represents insurance carriers like Humana and People's Health, including supplemental insurance options from the Mutual of Omaha Insurance Company. Owner Jeremy Scallan founded the firm in 2011 and has since been working with health and HR departments in presenting Medicare and other insurance plans to their employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Group Plans
  • Individual Plans

Why choose this provider?

Group Insurance, Inc. is a health insurance brokerage company in Louisiana founded in 1971. The services it provides include delivering the latest information on health care reform, researching and analyzing group benefits needs and physician networks, and surveying the marketplace for appropriate plans for individual, group, and senior coverages and carriers. It also provides education to employees about their plans and supports employee benefits and HR needs. Group Insurance, Inc. is represented by thousands of brokers, making it the largest in the state.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Group Plans
  • Individual Plans

Why choose this provider?

Hometown Options Insurance caters to the risk protection needs of individuals in Louisiana. The agency offers health and medical insurance policies to help clients save on doctor visits and prescription medication expenses. Its coverage also includes dental, vision, and life plans. In addition, it provides supplemental insurance that pays a benefit if the policyholder is diagnosed with cancer. The agency has partnered with several insurance carriers, including Cigna, Humana, Aetna, Foresters Financial, Centene Corporation, and Columbian Financial Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisiana
  • Individual Health Insurance
  • Life Insurance

Why choose this provider?

Ted Tolbert is a State Farm insurance agent catering to the healthcare needs of Louisiana. Tolbert and his team provide health insurance plans tailored to individuals, families, and senior citizens. They assist clients in choosing from options such as supplemental health insurance add-ons, disability coverage, and Medicare supplement plans. Additionally, the staff helps update policies, bundle different products together, or file claims. Tolbert has been with State Farm since 2008 and holds a Chartered Financial Consultant designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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