Best Mortgage Refinance Companies in Lafayette

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Assurance Financial Lafayette logo
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License Verified:

License: 70876

Nationwide Multistate Licensing System and Registry

Assurance Financial Lafayette

1215 Camellia Boulevard, Lafayette, LA 70508
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  • Multi-Family Loans
  • Reverse Mortgages

Business Description

Assurance Financial Lafayette is an independent, full-service residential mortgage company. It has been serving clients in the metro since 2001. Its loan officers walk customers through the refinancing process, simplifying the procedure and supporting them in attaining their financial goals by lowering monthly payments, paying off mortgages quicker, consolidating debts, removing PMI, cashing out for expenditures, and finding more favorable loan terms. Assurance Financial Lafayette gives back to the community by supporting and donating to the fundraising efforts of St. Jude Children's Research Hospital.

License Verified:

License: 70876

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (261)
Facebook
5.0 / 5 (75)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Executive Mortgage logo
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License: 119341

Nationwide Multistate Licensing System and Registry

Executive Mortgage

3639 Ambassador Caffery, Suite 302, Lafayette, LA 70503
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  • Reverse Mortgages

Business Description

Executive Mortgage attends to the loan needs of residents in Lafayette and its surrounding areas. The company provides assistance for mortgage matters, such as home purchasing and home refinancing. Its five-person team directs clients toward the refinancing option that covers or addresses their current concerns best. The mortgage company also attends to clients that are still contemplating which type of loan to take, which may be conventional, rural development, or RA.

License Verified:

License: 119341

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (50)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Family First Mortgage logo
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License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Family First Mortgage

3909 Ambassador Caffery Parkway, Lafayette, LA 70503
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  • New Construction
  • Reverse Mortgages

Business Description

Family First Mortgage caters to clients in Lafayette and the surrounding locales who need a variety of loan and refinancing options. These choices include products backed by the USDA, FHA, and VA. Conventional and jumbo home loans are available. The firm also refinances a customer's current obligations to obtain more manageable terms and conditions of payment. Military veteran Chris Chustz founded Family First Mortgage in 2004. He is joined by originator Jason Alexander, who has two decades of experience in the mortgage industry.

License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (143)
Facebook
5.0 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pamela Guillory logo
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License: 419418

Nationwide Multistate Licensing System and Registry

Pamela Guillory

2000 Kaliste Saloom Rd., Lafayette, LA 70508
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  • Reverse Mortgages

Business Description

Pamela Guillory is a Lafayette-based mortgage loan officer providing refinancing services to her clients. Working with First Horizon, she handles homeowners' refinancing needs which include clients' primary homes, vacation homes, and rental or investment properties. She provides clients with mortgage options with flexible terms and payment options to lower clients' interest rates and monthly payments. Since her industry experience started in 1986, she has been a volunteer teacher and supporter of the SMILE Community Action Agency.

License Verified:

License: 419418

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PRMG Lafayette logo
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License Verified:

License: 1434288

Nationwide Multistate Licensing System and Registry

PRMG Lafayette

216 Rue Louis XIV, Lafayette, LA 70508
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Business Description

PRMG Lafayette is an independently operated, full-service brokerage company that caters to individuals and families in the metro. It helps clients purchase or refinance their homes through a wide range of residential lending products and services. It offers Fannie Mae and Freddie Mac products such as Homestyle Renovation, HomeReady, and Home Possible loans. Other options it provides include jumbo, FHA, VA, and USDA loans. Branch Manager Keith Moncrieffe has more than two decades of industry experience.

License Verified:

License: 1434288

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
The Complete Mortgage Team logo
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License Verified:

License: 671698

Nationwide Multistate Licensing System and Registry

The Complete Mortgage Team

100 Asma Boulevard, Lafayette, LA 70508
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  • Multi-Family Loans

Business Description

The Complete Mortgage Team organizes refinancing programs for homes, new constructions, and investment properties across Lafayette. Its loan officers handle various loan programs, including FHA, VA, USDA, Fannie Mae, and Freddie Mac. They also provide credit repair options to people dealing with collections, charge-offs, and delinquent and past-due accounts. Branch manager Ashley Renee Courville has been in the mortgage industry since 2008. She has been leading the all-female mortgage team since 2010, which completes over 150 purchase transactions yearly.

License Verified:

License: 671698

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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