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Best Mortgage Refinance Companies in Wichita

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Andover State Bank logo

Andover State Bank

1718 N Webb Rd, Wichita, KS 67206
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Andover State Bank is a group of mortgage refinance lenders in Wichita. Its lending specialists help residential customers to find refinancing solutions tailored to their unique personal situation. The company issues FHA loans, VA loans, jumbo loans, and conventional mortgages with either fixed or adjustable rates. Furthermore, it provides financing for property construction and a range of personal loan products. Andover State Bank offers a straightforward and secure application process through its website.

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Capitol Federal logo

Capitol Federal

10404 W Central Ave, Wichita, KS 67212
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Capitol Federal is a bank providing home mortgage refinance in Wichita. Its lending specialists help homeowners to create personalized refinancing plans whether for debt consolidation or to boost long-term savings potential. The company conducts homeownership and personal finance training programs to help the customer make an informed decision. Capitol Federal provides both fixed and adjustable-rate loans suitable for a wide range of incomes. In addition, it offers lending programs for home improvements and parent-child property purchases.

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Carson Bank logo

Carson Bank

255 N Rock Rd, Derby, KS 67037
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Founded in 1886, Carson Bank is a financial institution providing mortgage refinancing to residential, commercial, and agricultural clients in Wichita. Its expert loan originators help customers choose from a wide selection of mortgages and home equity loans. Clients needing help with debt consolidation, finding a competitive interest rate, or converting property holding into cash for unexpected expenses can speak with knowledgeable loan officers. Carson Bank also offers consumer loans and financing for residential and commercial construction.

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Craig Wyant logo

Craig Wyant

2118 North Tyler Road, Wichita, KS 67212
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  • Reverse Mortgages
  • NMLS #: 39166

Craig Wyant is a financial consultant for the mortgage refinance firm Benchmark Mortgage, which services clients from Wichita and nearby areas. The business helps individuals in choosing the right mortgage loans with the best interest rates. Craig believes that his personal mission is to give individuals high-quality services at all times, whether they're buying a new home or refinancing their current ones. Craig and the company especially help the veterans community with VA lending, for them to achieve homeownership. Benchmark Mortgage has been providing its services for more than 20 years.

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Emprise Bank logo

Emprise Bank

701 N Goddard Rd, Goddard, KS 67052
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Founded in 1910, Emprise Bank is a financial institution near Wichita offering mortgage refinancing. The company issues conventional mortgages with fixed or variable rates and a number of maturity options. Biweekly payment scheduling is available for customers who wish to reduce the term of their loan or increase their savings potential. Emprise Bank also offers country estate mortgages for single-family residences on up to 160 acres of non-income producing land.

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First Equity logo

First Equity

10011 West 21st Street, Wichita, KS 67205
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  • Reverse Mortgages
  • NMLS #: 39166

First Equity Mortgage Services Inc is a locally owned and operated mortgage lender serving the Wichita area. Working with residential and commercial clients, the company provides refinancing plans for the purposes of debt consolidation, conversion of equity into cash, or to simply take advantage of more competitive interest rates. Its experienced lending specialists offer assistance with conventional homeowner mortgages, FHA loans, VA loans, and USDA loans. Additionally, First Equity Mortgage Services provides financing solutions for the purchase of investment properties.

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Garden Plain State Bank logo

Garden Plain State Bank

10526 W Maple St, Wichita, KS 67209
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Founded in 1966, Garden Plain State Bank is a team of mortgage refinance lenders serving homeowners and commercial clients in Wichita. Its expert loan officers help the customer to choose from a diverse offering of mortgage products with competitive interest rates. The company offers home equity loans for customers wishing to convert their property holding into cash due to changes in financial circumstances. In addition, Garden Plain State Bank issues lines of credit for property construction and consumer loans.

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INTRUST Bank logo

INTRUST Bank

105 N Main St, Wichita, KS 67202
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Intrust Bank refinances home loans and typically serves clients within the Wichita metro area. This bank services a wide range of residential loans and offers a refinance process that allows clients to lower their monthly payments and interest rates, take cash from equity, and shorten the amortization period connected to their loans. Clients can also acquire most common types of residential purchase loans here, such as an FHA or VA loan as well as both adjustable-rate and fixed-rate mortgages.

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JR Mortgage Group logo

JR Mortgage Group

12007 E 13th St N, Wichita, KS 67206
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  • New Construction

JR Mortgage Group provides financing solutions to residents in Wichita interested in buying, building, or selling homes. Its loan professionals help clients choose from various loan programs, including VA loans, 30-year fixed mortgages, jumbo loans, and reverse mortgages. They also give financial advice for clients planning to refinance their existing loans and guide them through the loan process. JR Mortgage Group was founded by Justin Rocheleau. Rocheleau has been in the mortgage industry for over six years.

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Kansas Mortgage Center logo

Kansas Mortgage Center

840 S. Oliver, Wichita, KS 67218
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  • New Construction

Kansas Mortgage Center caters to clients in Wichita and the surrounding areas. It provides mortgage refinance solutions to borrowers who want to fund their existing loans for house renovation purposes or those seeking to reduce payments and interest rates. The firm's specialists also help clients modify their loan types or terms. There are also lending programs available for first-time homebuyers, such as FHA, VA, USDA, conventional, jumbo, and adjustable-rate mortgages. Kansas Mortgage Center has been in the industry for over five decades.

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LeaderOne Financial Corporation logo

LeaderOne Financial Corporation

7500 College Boulevard, Overland Park, KS 66210
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  • Reverse Mortgages
  • NMLS #: 39166

LeaderOne Financial Corporation provides a variety of refinance options for clients with home mortgages. It does cash-out refinancing for clients who want to convert equity into cash. It offers lower fixed-rate loans to clients who want to experience the lower interest rates of market conditions that have changed since their home purchase. This company also does refinancing for term adjustments, allowing clients to get shorter and longer-term loans that amortize within more convenient periods.

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Legacy Bank logo

Legacy Bank

123 E Chicago Ave, Colwich, KS 67030
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Legacy Bank is a financial institution serving residential and commercial customers in the Wichita area. Its expert team of loan professionals provides assistance to those in need of a new mortgage, whether the intention is to switch to a better interest rate or to free up cash from home equity. Legacy Bank offers classic homeowner mortgages with fixed or variable rates and flexible payment schedules. Additionally, it issues government-backed financing including FHA loans, VA loans, and USDA loans.

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Phoenix Mortgage Group logo

Phoenix Mortgage Group

240 N Rock Rd, Ste 280, Wichita, KS 67206
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  • New Construction

Phoenix Mortgage Group is a wholesale brokerage firm catering to homebuyers in the Wichita metro. The firm assists homeowners and property investors in refinancing their current loans and new buyers in financing their home purchases. Its mortgage specialists guide clients in each step of the loan process, from initial discussion to closing. Phoenix Mortgage Group President Adam Hamilton has been a mortgage broker for over 20 years. Hamilton and his team support the cause of CASA of Sedgwick County.

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PrimeLending logo

PrimeLending

13205 W 21st St. N, Ste 100, Wichita, KS 67235
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  • New Construction

PrimeLending delivers financial solutions to individuals and families in Wichita and the neighboring communities. The company offers mortgage refinancing programs, including fixed-rate, adjustable-rate, and cash-out refinance. It proffers conventional, jumbo, VA, FHA, and USDA loans. It also helps first-time buyers determine appropriate loan programs for their primary property. Matt Wendling is the branch manager at PrimeLending in the metro. He leads a team of loan originators in assisting clients in applying for options appropriate to their needs.

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Randy Pitts logo

Randy Pitts

144 North Oliver Street, Wichita, KS 67208
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  • Reverse Mortgages
  • NMLS #: 39166

Randy Pitts - LeaderOne Financial Corporation is a lender providing home mortgage refinance in Wichita. Loan specialist Randy Pitts creates custom refinancing plans to help homeowners boost their savings potential, shorten mortgage terms, eliminate private mortgage insurance, and consolidate debt. The company issues classic mortgages with competitive interest rates and flexible repayment options. Additionally, it offers jumbo loans and a variety of government-insured financing plans including FHA, VA, and USDA loans.

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Regent Financial Group, Inc. - Kansas logo

Regent Financial Group, Inc. - Kansas

10209 West Central Avenue, Wichita, KS 67212
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  • Reverse Mortgages
  • NMLS #: 39166

Regent Financial Group Inc. is a mortgage refinance company in Wichita. Its team of loan officials offers expert guidance when selecting a new mortgage, whether the goal is to capture a better interest rate or to free up cash from home equity. Regent Financial Group issues conventional mortgages with fixed or adjustable rates and several government-backed financing options, including FHA, VA, and USDA loans. The company has been recognized as a finalist in the Better Business Bureau's Integrity Awards.

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The Citizens State Bank logo

The Citizens State Bank

2315 S Kansas Rd, Newton, KS 67114
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The Citizens State Bank is a financial institution with over 115 years of experience serving residential and business customers in Wichita. The company offers mortgage refinancing options to help clients switch to lower interest rates or meet other financial objectives. The Citizens State Bank offers conventional mortgages with fixed or variable rates and flexible repayment options. In addition, it offers VA loans, FHA loans, rural development loans, and home equity lines of credit.

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Wheat State Credit Union logo

Wheat State Credit Union

1400 S Oliver Ave, Wichita, KS 67218
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  • Reverse Mortgages

Wheat State Credit Union is a mortgage refinance company in Wichita. Founded in 1963, the company provides a range of lending services to residential and commercial clients. Wheat State Credit Union offers an easy online application process through its website, or customers can rely on the advice of expert loan officials to guide them towards a refinancing option to suit their needs. The company issues home purchase and refinance first mortgages, home equity loans, and classic mortgages with competitive rates.

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Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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