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Best Life Insurance Companies in Lawrence

2024

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Providers

Last updated:

Website
917 Iowa Street, Lawrence, KS 66044
  • Life Insurance

Why choose this provider?

Free State Insurance Agency is an independent company that offers insurance products and services in the Lawrence area. It caters to families and individuals who need assistance in purchasing life insurance. These life insurance policies may include universal, whole, and term coverages that can protect policyholders from financial losses caused by funeral expenses, outstanding debts, and taxes. In addition, the company creates personalized coverages for homes, condominiums, and autos. Free State Insurance Agency has been in the business since 2003.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3115 West 6th Street, Lawrence, KS 66049
  • Life Insurance

Why choose this provider?

Chad Hess is a life insurance agent who serves clients from Lawrence. He offers a wide selection of life insurance across including whole life, term life, and universal options. Insurance plans for farms, homes, cars, businesses, and health are available. Since 2001, Hess has been working as an agent of Farm Bureau Financial Services. It is a full-service firm that has been providing insurance solutions and fixed or variable annuity products to the community since 1945.

License Verified:

License: 6102293

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 South 3rd Street, Leavenworth, KS 66048
  • Life Insurance
  • Health Insurance

Why choose this provider?

Klotz Agency Inc. is a company that offers insurance services in Lawrence, Kansas, and its surrounding areas for nearly 70 years. It provides life and health insurance, farm and ranch insurance, auto insurance, and disability insurance. It also offers insurance for businesses such as property insurance, business owner policies, automobile insurance, group health insurance, and group life insurance. Aside from insurance policies, Klotz Agency Inc also deals with the real estate business and helps its clients find a new home.

License Verified:

License: Verified

Kansas Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1201 Wakarusa Drive, Lawrence, KS 66049
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Prodigy Insurance Consultants is an independent insurance agency that has served individuals and groups for over 15 years. It can recommend and shop for life insurance policies for clients in Lawrence and the surrounding communities. The agency can modify each policy to cover different expenses, from retirement funding to college tuition for children. It also educates first-time clients about term life, permanent life, and final expense contracts. The agency's founder and primary consultant, Kenneth Farrar, previously worked as a police officer.

License Verified:

License: 7627260

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2706 Iowa Street, Lawrence, KS 66046
  • Health Insurance

Why choose this provider?

Jensen Insurance Group provides home, car, farm, health, renters', liability, and business insurance in Lawrence. It represents several companies and can insure historic homes, rural farmhouses, and new homes of families moving to Kansas. It has expanded from one location to other insurance offices in Wichita, El Dorado, Douglass, and Osage City. The company specializes in SR-22 car insurance, as well as drivers' and farm vehicle insurance. The company helps clients receive the coverage plan that suits their needs.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (80)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 West 31st Street, Lawrence, KS 66047
  • Life Insurance

Why choose this provider?

Integrity Midwest Insurance, LLC, is an insurance agency that serves individuals, families, and businesses in the Lawrence metro. It offers life insurance products, including term and whole life insurance plans. In addition, it provides auto, boat, condo, home, and renters' insurance policies. Owned by third-generation insurance professionals, Integrity Midwest Insurance is partnered with various insurance carriers, including Acuity Insurance, Allstate, Liberty Mutual, and The Hartford. This firm also has an office in the Eudora area.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 Iowa Street, Lawrence, KS 66046
  • Life Insurance
  • Health Insurance

Why choose this provider?

Chris Munk is a second-generation State Farm agent based in Lawrence, providing his services throughout the metro and in Missouri since 1993. His insurance products include life, health, home, renter, auto, and business insurance. Munk also assists with relocations to various counties such as Douglas, Johnson, Franklin, and Leavenworth. He also helps with banking and annuities. His team of four agents has a combined experience in insurance of more than 100 years. In-house notary services are available.

License Verified:

License: 575512

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (30)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1225 East 23rd, Lawrence, KS 66046
  • Life Insurance

Why choose this provider?

Lawrence Insurance Co is an independent agency serving personal and commercial clients in Lawrence and the surrounding areas. Its team of agents strives to provide customers with insurance plans that meet their needs through its partnerships with different insurance carriers. Products offered include life, homeowners, renters, and condo insurance. Auto, motorcycle, recreational, and ATV insurance are also available. Lawrence Insurance Co can also assist business owners with group life insurance and a business owners policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3109 West 6th Street, Lawrence, KS 66049
  • Life Insurance
  • Health Insurance

Why choose this provider?

Edie Insurance Group LLC is an independent agency that provides insurance products and services in the Lawrence metro. It accommodates families and individuals seeking life insurance plans. The company assists clients in obtaining universal, whole, and term life coverages. Additionally, Edie Insurance Group offers other plans such as health, auto, flood, home, and business insurance. Owner Brian Edie founded the company in 2010. He has been in the insurance industry for more than 10 years.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2153 Southeast California Avenue, Topeka, KS 66605
  • Life Insurance

Why choose this provider?

Allen Insurance Associates Inc. has been in the industry since 1972. It provides clients in Lawrence with customized life insurance policies that aim to financially protect their loved ones by covering debts, final expenses, and estate plan costs. Some of the plans that are available include term life, whole life, and universal life insurance. The agency gives customers a wide range of options by partnering with several trusted insurance carriers. Its other products include homeowners', auto, and commercial insurance.

License Verified:

License: 6104265

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 South Main Street, Ottawa, KS 66067
  • Life Insurance
  • Health Insurance

Why choose this provider?

Keith King is a State Farm insurance agent that serves clients in Lawrence and surrounding areas. He offers a range of insurance options, including life insurance, health insurance, and home insurance as well as pet insurance. He also provides property and business insurance coverage. King has been a State Farm agent since 2001, and he worked as a State Farm claim representative for five years. He is an active community member, and he supports local schools and non-profit organizations.

License Verified:

License: 3396856

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1906 Southeast 29th Street, Topeka, KS 66605
  • Life Insurance
  • Health Insurance

Why choose this provider?

Todd Shepard is a risk management specialist who is affiliated with State Farm. He assists Lawrence residents in several areas, including life insurance. Whether they need to pay off debts or need assistance in shouldering living expenses, he can furnish different types of policies, from universal life and whole life to term life. In addition, he offers health, home, and auto insurance, and he also assists in state-to-state transfers. Shepard is a National Association of Insurance & Financial Advisors member as well.

License Verified:

License: 6122951

Kansas Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
557 Main Street, Osawatomie, KS 66064
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Marsha Adams is a State Farm insurance agent that serves clients in Lawrence and surrounding areas. Adams offers a range of insurance options, including life insurance, health insurance, and home insurance. She also provides auto and business insurance coverage. She has been with State Farm Insurance since 1990 and is an active community member. Adams has served as a board member for Osawatomie Rotary Club and USD 367 Board, and she supports homeless projects and local school and sports projects.

License Verified:

License: 6098047

Kansas Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3300 Bob Billings Parkway, Lawrence, KS 66049
  • Life Insurance

Why choose this provider?

Prairie Land Insurance has been providing insurance solutions to individuals, families, and businesses in Lawrence since 1975. Aside from Kansas, the company is also licensed in other states such as Arizona, Colorado, Ohio, Texas, and Arkansas It offers life insurance policies that include whole, term, and universal. In addition, it assists automobile owners in acquiring coverage for their cars, motorcycles, RVs, watercraft, and aircraft. For agricultural business owners, the company also offers comprehensive farm and crop insurance.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8575 West 110th Street, Overland Park, KS 66210
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Founded in 1960, Copeland Insurance Agency is a family-owned, independent insurance agency that provides insurance services in Lawrence and its surrounding areas. It offers different personal insurance policies that include life insurance, auto insurance, renters' insurance, recreational vehicle insurance, and flood insurance. The company also focuses on providing insurance policies for businesses as well as those in the farming and harvesting industry. Copeland Insurance Agency has offices in Junction City, Kansas City, Manhattan, and other areas.

License Verified:

License: 6118011

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
120 East 9th Street, Lawrence, KS 66044
  • Life Insurance

Why choose this provider?

James Whittaker is an insurance agent serving Lawrence and nearby communities. He helps clients by providing life insurance policies that can help families prepare for major financial responsibilities following the death of the main provider. These life insurance plans can cover college tuition fees, retirement savings, or expenses in caring for aging relatives. James has worked in the fields of education, health, and fitness for more than 20 years before starting his career in the insurance industry.

License Verified:

License: 16961152

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is it acceptable to apply to several Lawrence life insurance providers at the same time?

    No, it is not advisable to apply for coverage with multiple Lawrence insurance companies simultaneously. The Medical Information Bureau maintains a record of your application for life insurance. This organization exchanges confidential, classified information regarding medical conditions and risk factors in order to alert insurers of any potential inaccuracies in applicants' medical histories. Multiple applications displayed on the MIB may give the impression that you are requesting more coverage than you need, which may result in the rejection of your application.

  • How long does it take in Lawrence to receive the proceeds of a life insurance claim?

    If you have submitted a life insurance claim in Lawrence and you are the designated beneficiary, it typically takes between three and five days to get your death benefit payment. The insurance provider will carry out an investigation if the policyholder's death happened during the policy's contestability term. This may result in a delay in the payment of the death benefit.

  • Will having high blood pressure increase the price of your life insurance in Lawrence?

    Yes, if you have high blood pressure, your life insurance premiums in Lawrence may rise. Insurance providers may charge higher rates or impose restrictions on your policy based on the severity of your illness and other risk factors. However, because each insurance provider has different underwriting standards, you must compare options to find the best one for you.

  • Can you improve your chances of finding low-cost life insurance in Lawrence if you have high blood pressure?

    Yes, if you have high blood pressure, there are a few steps you can take to improve your chances of finding low-cost life insurance in Lawrence. These include providing precise and accurate information about your medical history to your insurance provider and controlling your blood pressure with dietary changes and medication.

  • What documentation must you prepare before submitting a life insurance application in Lawrence?

    Before applying for life insurance in Lawrence, you must have the following documents ready:

    • Personal and financial information, including your age, citizenship status, driver's license number, income, and net worth.
    • Your medical history, including any conditions you've had in the last 10 years, any drugs you are currently taking, and information about your family's medical history.
    • Habits and interests.
  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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