Best Credit Repair Companies in Hammond

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Credit Repair Companies FAQs

Last updated: September 24, 2022

All in One Tax Services

6340 Kennedy Ave., Hammond, IN 46323

Debt Consolidation

All in One Tax Services serves the needs of businesses and individuals in Hammond and the surrounding areas. It assists clients in improving their credit scores and devising strategies for businesses. Its professionals guide clients in every step of the process, including consultation, action plan creation, and progress monitoring. They also offer other solutions, such as tax return preparation, life insurance assistance, and notary services. The firm was established in 2016 by Jennifer Williams. She conducts credit repair classes.

AlwaysTheBest Credit Repair

205 N Michigan Ave Suite 810, Chicago, IL 60601

Credit Audit

AlwaysTheBest Credit Repair offers its services to communities within the Hammond area. Its staff provides comprehensive consultations to clients, including Spanish-speaking individuals, in matters involving their business, mortgage, and consumer credit scores. The firm handles the preparation of custom dispute letters and required documents to be filed for bureaus and agencies when challenging negative report items. It also has case analysts and advisors who are tasked to collaborate with clients by providing marketing tools and credit education for their options and inquiries.

BINND

Hammond, IN

Credit Dispute

BINND is a financial services company that serves Hammond. It assists clients in improving their credit scores through a variety of services, such as consultation, report analysis, rebuilding solutions, and monitoring programs. Its professionals guide clients in every step of the process from initial discussion and action planning to financial literacy training and personal budget coaching. The company has been in the accounting and finance industry for over 20 years. It also helps professionals in improving their careers through coaching and interview preparation.

Dependable Credit Fix

Chicago, IL 60007

Credit Monitoring

Dependable Credit Fix is a firm serving Hammond and nearby locations. It offers credit repair services, which involve disputing with creditors and credit bureaus and challenging negative items such as foreclosures, late payments, tax liens, and bankruptcies. The company takes care of preparing the needed documents, including custom dispute letters. Clients have access to their credit scores, allowing them to monitor their progress in real-time. Dependable Credit Fix works with tax professionals, real estate agents, and attorneys with clients who need credit restoration assistance.

Flyy Credit

15941 Harlem Ave #284, Tinley Park, IL 60477

Credit Monitoring

Flyy Credit provides solutions to individuals and businesses in Hammond and nearby areas. It offers one-on-one services to help clients repair and rebuild credit, as well as build business credit scores. Its team conducts online educational courses and provides e-books to help clients understand credit scores, debt elimination, and sustainable wealth building. Flyy Credit has lessons on credit-building fundamentals and effective money-saving strategies that show how to eliminate bank fees, analyze credit reports, and dispute negative items.

Imperial Financial Solutions

9219 Indianapolis Boulevard, Suite D-103, Highland, IN 46322

Credit Monitoring

Imperial Financial Solutions caters to the credit repair needs of clients in the Hammond metro and the surrounding areas. It helps them challenge credit bureaus, credit reporting agencies, and creditors regarding negative report items that affect their credit scores. It guides clients toward restoring their credit reports and assists them in updating their profiles with accurate information. Imperial Financial Solutions also helps businesses with their accounting, bookkeeping, payroll, tax preparation, notary service, and business consulting needs.

Kenise Consulting

1 East Erie St Suite 525 PMB 4522, Chicago, IL 60611

Credit Monitoring
Credit Audit

Kenise Consulting provides credit restoration solutions to individuals and families in the Hammond area. Its advisors analyze clients' credit reports to identify the errors and discrepancies, such as collections, bankruptcies, foreclosures, repossessions, and late payments. The business writes and submits custom dispute letters to challenge the inaccurate information. Its team also provides strategies to help customers overcome the issues of having bad credit scores. Kenise Consulting has a user-friendly portal that gives clients updates on their progress every 30-45 days.

On Path Credit

3731 Prairie Ave #515, Brookfield, IL 60513

Credit Monitoring

On Path Credit caters to clients in Hammond. The company provides credit repair solutions that can assist clients in restoring bad credit and rebuilding their credit profiles. Its credit restoration specialists handle the entire credit repair process, from auditing its client's credit history to challenging any negative information with creditors and major credit bureaus. The company also offers a credit education program that can help individuals achieve long-term financial freedom. Its credit consultants have backgrounds in business, banking, and real estate.

Project Restoration

401 N Michigan Ave Suite 1200, Chicago, IL 60611

Credit Monitoring
Credit Audit
Credit Dispute

Project Restoration provides credit repair solutions to individuals and business owners in Hammond and the surrounding communities. The company incorporates credit education and training into its program which is designed to remove negative items from the clients' credit reports. It also offers financial and credit counseling to help clients achieve financial independence. Project Restoration has helped more than 3,400 families purchase investment properties, start businesses, and acquire approval for personal and business loans.

Reese J Consulting

1805 W. Monterey Ave Unit 438382, Chicago, IL 60643

Debt Consolidation

Reese J Consulting provides financial solutions to individuals and businesses in Hammond and the surrounding areas. The firm assists clients in various aspects of credit, including company credit identity and rating building, repair and restoration, loan assistance, and auditing. Its professionals validate and verify potentially incorrect information from creditors, credit bureaus, and collector agencies and develop customized game plans tailored to clients' needs and goals. Reese J Consulting is certified with the CCA and FCRA.

Simmons Financial Solutions

15255 S. 94th Avenue 5th Floor, Orland Park, IL 60462

Credit Dispute

Simmons Financial Solutions caters to customers in the Hammond metro and the surrounding communities. It offers credit restoration services, helping clients improve their credit scores and get approved for different types of loans. Its process involves providing deep credit analysis, identifying the incorrect and misleading items on the clients' credit reports, and sending dispute letters to the credit bureaus. Some of the unverifiable information it removes are charge-offs, collection accounts, inquiries, late payments, medical bills, and tax liens.

The Credit Repair Pros

Chicago, IL

Credit Monitoring
Credit Audit
Credit Dispute

The Credit Repair Pros helps Hammond residents and business owners in improving their financial situation. The firm assists clients in removing inaccurate reports from their credit profiles that may be due to delinquent payments, faulty debts, or identity theft. Its professionals conduct assessments, devise strategies, create action plans, correspond with debt collectors, and negotiate with credit bureaus such as Experian, Equifax, and TransUnion. They also provide educational resources regarding maintaining good credit scores and utilizing credit solutions.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
Report the issue to the Federal Trade Commission.
Make a report to the local police to get an official report document.
Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
Check credit reports and look for inaccurate information related to the fraud.
Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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