Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Hammond

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hammond Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

31Reviewed

20Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3524 169 Th Street, Hammond, IN 46323
  • Multiple Policy Types

Why choose this provider?

Jeff Peschke is a State Farm insurance agent based in the Hammond area. He assists clients with renters' insurance matters. The insurance covers losses involving smoke and fire damage, water damage, thefts, and vandalism. It also provides replacement coverage for personal belongings like clothing, furniture, bicycles, and electronic devices. The agent's other insurance solutions are business, life, and health insurance. Peschke can accommodate clients who speak other languages, including French and Spanish.

License Verified:

License: 1610940

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (9)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1235 E Glen Park Ave, Griffith, IN 46319
  • Multiple Policy Types

Why choose this provider?

Terpstra Insurance Agency, Inc., serves clients in Hammond and the surrounding areas. It offers renters' insurance, which provides financial coverage for the valuables and liabilities of policyholders in the event of fire, vandalism, and theft. As an independent agency, it partners with multiple insurance carriers, including Erie Insurance, which allows it to provide coverage options that suit the needs and goals of clients. The agency also offers insurance products and services for automobiles, homes, and businesses.

License Verified:

License: 1372040

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)

Website
1231 165th St, Hammond, IN 46320
  • Home and Auto Insurance

Why choose this provider?

Mike Williams is a State Farm insurance agent who is licensed in both Illinois and Indiana. He operates his agency in Hammond that offers a wide range of personal and business lines of insurance. One of his firm's offerings is renters' insurance, which covers tenants' damaged or stolen belongings, like computers, furniture, and clothing, in their rented spaces. The policyholders' liability for injuries sustained on their premises may also be covered. Williams' agency also writes policies for homes and cars.

License Verified:

License: 3209178

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9105-A Indianapolis Boulevard Suite 300, Highland, IN 46322
  • Multiple Carriers

Why choose this provider?

Brown Insurance Group provides property insurance products to customers situated in Hammond. Specifically, it offers renters' insurance to lessees to cover their personal and real property against robbers and calamities. Additional related protections include personal injury and family liability, living expenses, and temporary housing. The group has been active for over 7 decades. Founded by Harry Koester, it has grown from a small real estate and insurance firm to an enterprise that provides both life and non-life coverage such as retirement and business insurance.

License Verified:

License: 3300494

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (36)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Is renters' insurance legally required in Hammond?

    No, renters' insurance is not legally required in Hammond. The state of Indiana does not mandate families and individuals renting a place to live to purchase this type of insurance. However, landlords or property owners might require them to purchase renters' insurance before moving into the place or signing the contract.

  • Why do tenants in Hammond need renters' insurance?

    Tenants in Hammond need renters' insurance if they rent a house or apartment and want to protect their belongings from unforeseen events like theft and natural disasters. They can use this insurance to cover the replacement cost in case their things are stolen or damaged. They also need to purchase renters' insurance if they do not want to be liable for the injuries of their guests.

  • How much renters' insurance do you need in Hammond?

    In Hammond, the amount of renters' insurance you need depends on your lifestyle or situation, but if you are a first-time policyholder, $2,500 worth of personal property coverage and $100,000 worth of liability coverage is a good baseline. You can work with an adjuster to help you determine the value of your items and your possible liability expenses.

  • How can tenants in Hammond acquire cheap renters' insurance?

    Tenants in Hammond can acquire cheap renters' insurance by investing in home protection devices like monitored fire and burglar alarms. Through these devices, they can lower the risk of theft and fire. They can also lower their premiums if they bundle their renters' insurance with other personal protection plans, under the same insurer.

  • What are the benefits of adding an insurance rider to your renters' insurance policy in Hammond?

    Adding an insurance rider to your renters' insurance policy in Hammond can help you have increased coverage. For example, if you own expensive jewelry or art collectibles, your policy can cover their replacement cost in case they are stolen or damaged. An insurance rider can also help you have low deductibles and increased savings.

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