Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Joliet

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Joliet Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

54Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
615 Kungs Way, Joliet, IL 60435
  • Motorcyle & ATV

Why choose this provider?

Chizmark & Larson Insurance Agency serves the insurance needs of individuals, households, and businesses in Joliet and the surrounding areas. It specializes in creating personalized auto insurance plans for regular automobiles, motorcycles, luxury exotic cars, and vintage or collector cars. Its insurance professionals also protect family homes, health, motorsports, and commercial properties. The organization is committed to building long-term relationships with all of its customers, protecting their future, and helping them in achieving their personal goals.

License Verified:

License: 100298170

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1448 Sycamore Road, Yorkville, IL 60560

Why choose this provider?

State Farm insurance agent Niko Villacci offers auto coverage plans to communities in Joilet. Whether for personal or commercial vehicle owners, he provides policies that secure losses or damage costs incurred from collisions and non-collision incidents, including fires, natural disasters, theft, and vandalism. Villacci also offers liability protection and additional coverage options such as rideshare, rental car reimbursement, uninsured or underinsured motorist, medical payments, and emergency road service. He also serves owners of specialty cars, including sports, classical, and vintage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (26)
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
116 North Chicago Street, Joliet, IL 60432
  • Multiple Carriers

Why choose this provider?

DMT Insurance Service Inc. is an insurance provider serving individuals, families, and businesses in Joliet that offers a wide range of products, including car insurance. Its professional associates have the experience and resources to help drivers of different backgrounds obtain protection plans on the same day. Policies offered are designed based on the personal needs, risks, and preferences of each client. In addition to standard auto insurance, DMT Insurance Service Inc. also offers homeowners, life, and commercial insurance.

License Verified:

License: 100729597

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2300 Plainfield Road, Crest Hill, IL 60403
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Confer Insurance Agency LLC is an independent insurance provider that helps individuals, families, and businesses in Joliet with their coverage needs. Representing several reputable and financially sound carriers, such as Hagerty Car Insurance, Chubb, and Travelers, its professional and experienced agents assist drivers of different backgrounds with obtaining car insurance policies that fit their personal needs and requirements. In addition to standard auto, Confer Insurance Agency LLC also insures other vehicles like motorcycles, snowmobiles, ATVs, and boats.

License Verified:

License: 16106550

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (17)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2218 Plainfield Road, Crest Hill, IL 60403
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Urbasek Insurance Services, Inc. helps the residents of Joliet obtain financial protection for different types of vehicles. The agency provides coverages for classic cars, automobiles, ATVs, motorcycles, RVs, and boats through a carrier network that includes MetLife and Mercury Insurance Group. Its agents educate clients about qualified vehicles and walk them through coverable losses, such as medical payments, collisions, and bodily injury liability. Having been in the business since 1981, Urbasek Insurance Services, Inc. has the experience to reduce clients' coverage gaps.

License Verified:

License: 100288703

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (14)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • In Joliet, what types of licenses are accepted by car insurance service providers?

    Car insurance service providers in Joliet provide policies for drivers or vehicle owners with temporary and suspended licenses, driver's licenses from other countries, and U.S. driver's licenses issued by any state. They also insure individuals with state IDs, passports, and SR-22. In addition, they offer insurance for drivers who do not have licenses to protect them from out-of-pocket expenses in case of an accident.

  • Do drivers in Joliet have minimum liability for car insurance?

    Yes, drivers in Joliet need to follow Illinois' liability coverage requirements. They must have $20,000 in property damage coverage per accident, $25,000 in bodily injury coverage for each injured person, and $50,000 in bodily injury coverage total per accident. Drivers should also have to carry uninsured motorist bodily injury liability coverage, including $25,000 in bodily injury coverage for each injured person and $50,000 in bodily injury coverage total per accident.

  • Can you still get car insurance in Joliet if you have traffic violations and accident cases?

    Yes, you can still get car insurance in Joliet if you have traffic violations and accident cases. However, these may affect the cost of your insurance rates. Your car insurance premiums may be higher, and discounts may not be available if you have been involved in multiple at-fault accidents and traffic violations.

  • When applying for personal car insurance in Joliet, why do you need to sign a non-business form?

    When applying for personal car insurance in Joliet, you need to sign a non-business form to prove that you do not use your vehicle for commercial purposes or artisan-type occupations. The form also states that you do not use your car to pick up or deliver goods and is not titled or leased to a business.

  • What factors affect car insurance rates in Joliet?

    Car insurance rates in Joliet depend on drivers' types of vehicles, driving records, gender, age, and marital status. If they own luxury vehicles and have multiple driving violations, their insurance premiums will be higher. However, if they are older drivers, they may pay lower premiums because of their driving experiences.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.