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2024

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Best Local Car Insurance Agencies in Schaumburg, IL

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Schaumburg Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

39Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

240 South Westmore-Meyers Road, Lombard, IL 60148
WebsiteLicense: 100298443

Expertise.com Rating

Review Sources

Google
4.9 (30)
Facebook
4.7 (3)

Why choose this provider?

Concklin Insurance Agency, Inc., works with regional and national carriers to provide insurance options in Schaumburg. Its partner companies include Travelers, Safeco Insurance, Encompass, and Kemper. Its agents offer personal auto insurance plans, helping car owners safeguard their finances against bodily injury liability, accident, theft, or medical payment loss. Auto insurance policyholders can cover non-owned vehicles with the owners' permission. Concklin Insurance Agency, Inc., has over five decades of experience serving over 3,500 businesses and more than 4,000 individuals.

  • Boats

1568 Bloomingdale Road, Glendale Heights, IL 60139
WebsiteLicense: 100298715

Expertise.com Rating

Review Sources

Google
4.9 (8)
Facebook
5.0 (1)

Why choose this provider?

Hispano Insurance, which is located in Glendale Heights, provides risk management solutions and services. Its team helps car owners protect their vehicles through auto insurance policies. In addition, the professionals also assist clients with tax preparation, notary public, and printing needs. Hispano Insurance is a family-owned business that has been providing services for more than 25 years. It has a team of Spanish-speaking employees that caters to the Latino community. The company has another office in Addison.

  • Multiple Carriers

1750 East Golf Road, Schaumburg, IL 60173
WebsiteLicense: 100643239

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

American Northern Insurance Agency answers the car insurance needs of drivers in Schaumburg and the surrounding communities. Its professional agents are able to provide vehicle owners the assistance they need through the entire insurance process, from getting quotes to understanding the terms and selecting the plans that will suit their specific needs and priorities. In addition to standard car insurance, American Northern Insurance Agency also insures other vehicles, including motorcycles, ATVs, classic cars, RVs, and boats.

  • Multiple Carriers
  • Bundling Option

290 Springfield Drive, Bloomingdale, IL 60108
WebsiteLicense: 100299663

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Multi-Lines Insurance is an insurance service provider handling various auto insurance programs in the Schaumburg area and beyond. President and principal-agent Gregory M. Costalis has been giving personalized insurance solutions for over 34 years. The business partnered with several carriers like Safeco, Encompass, and Automotive Risk Management to obtain auto insurance plans fit for the clients' needs. The company's business model is grounded on empathy, which translates to staff closely assessing clients' distinct situations before procuring insurance solutions.

  • Multiple Carriers
  • Motorcyle & ATV

999 North Plaza Drive, Schaumburg, IL 60173
WebsiteLicense: 2152735

Expertise.com Rating

Review Sources

Google
4.7 (23)
Yelp
3.0 (9)
Facebook
5.0 (6)

Why choose this provider?

Northwest Insurance Services is a local independent agency that provides auto insurance services in Schaumburg. Its staff have a combined 90 years of experience who offer advice as if they were spending out of their own pockets. They help drivers in finding the right auto insurance policies that deliver the right coverages, including property damage, personal injury protection, medical expenses, and other options. Northwest Insurance Services can handle clients from all 50 states and those with certain international needs.

  • Boats
  • Motorcyle & ATV

One Pierce Place, Itasca, IL 60132
WebsiteLicense: 17708858

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Established in 1982, J.Krug is an independent insurance brokerage and risk management firm that serves residential and commercial clients in Schaumburg and nearby areas. It offers a variety of insurance products and services such as automobile insurance, recreational vehicle insurance, boat and watercraft coverage, as well as risk management coverage for commercial enterprises. The company has access to various insurance carriers, allowing them to provide a suitable insurance package fit for every client's requirements.

  • Multiple Carriers
  • Bundling Option

1900 East Golf Road, Schaumburg, IL 60173

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)
Yelp
4.0 (1)

Why choose this provider?

DSP Insurance Services is an independent insurance company in Schaumburg. The firm handles both personal and business auto insurance lines, quoting and crafting policies for vehicles such as standard cars and trucks. Its team makes sure that its clients are properly insured with inclusions not limited to liability, damage, injuries, and medical coverages. DSP Insurance is made up of over 70 insurance and surety experts serving customers across the United States, Canada, and Mexico.

  • Bundling Option

1831 East Roosevelt Road, Wheaton, IL 60187
WebsiteLicense: 8992628

Expertise.com Rating

Review Sources

Google
3.7 (53)
Facebook
5.0 (25)

Why choose this provider?

Anderson Insurance Brokers, Inc. is an independent provider serving Schaumburg and other areas. Established in 1994, the company's objective is to provide honest and fair client engagement and to be empathic with their needs. It has auto insurance, together with home insurance and disability insurance. As an independent provider, the agency has access to over 40 carriers, which enables it to provide the right insurance coverage for every client type. The company accepts quote requests via the website.

  • Bundling Option
  • Boats

2409 Westward Drive, Spring Grove, IL 60081
WebsiteLicense: 100653401

Expertise.com Rating

Review Sources

Facebook
5.0 (34)
Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Weer Insurance Group is a full-service independent insurance agency established by Scott Weer in Schaumburg. Weer and his team have been helping clients with their car insurance needs by offering different coverage options. These include liability insurance, which protects drivers from a potential lawsuit if they get involved in a serious accident, and full-coverage insurance, which consists of comprehensive and collision coverages. The agency partners with different insurance providers to help clients pick the ideal policy depending on their needs.

  • Multiple Carriers

1325 Wiley Road, Schaumburg, IL 60173
WebsiteLicense: 100287733

Expertise.com Rating

Review Sources

Facebook
4.4 (7)
Yelp
5.0 (2)

Why choose this provider?

R.C. Keller & Company is a car insurance company serving the Schaumburg metro and nearby communities. The company provides clients various options for auto insurance policies that cover liabilities, collision, physical damages, uninsured motorists, and medical payments. Ancillary coverage includes protection from losses and additional services such as roadside assistance. R.C. Keller & Company has been in business since 1910 and is a member of the National Society of Agents for Consumer Education.

  • Multiple Carriers

661 Collins Street, Joliet, IL 60432
WebsiteLicense: 7865191

Expertise.com Rating

Why choose this provider?

Juan Wheat is a State Farm insurance agent based in Joliet who offers a variety of insurance products, including auto insurance, to the Schaumburg community. He also provides insurance for homes, renters, life, business, and workers' compensation for residents and business customers. His team also serves other areas, such as Addison, Arlington Heights, Bensenville, Chicago, Des Plaines, Elk Grove Village, Mount Prospect, and Rolling Meadows. A former naval officer, Wheat started his own insurance agency in 2012.

  • Multiple Carriers

913 North Plum Grove Road, Schaumburg, IL 60173
WebsiteLicense: 100783632

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Kaminski & Associates Inc assists individuals and families in Schaumburg in their car insurance needs. For over 30 years, Bill Kaminski has been an American Family insurance agent who helps clients select coverage for their vehicles. He provides insurance plans that protect clients in case of collision, fire, theft, hail damage, and vandalism. Kaminski has received various recognitions, including Excellence in Customer Experience Honor Ring, and District Agent of the Month.

  • Boats

902 South Roselle Road, Schaumburg, IL 60193
WebsiteLicense: 2145178

Expertise.com Rating

Review Sources

Google
4.9 (123)
Facebook
5.0 (20)
Yelp
4.0 (4)

Why choose this provider?

Brett Twitty is an independent State Farm insurance agent serving Schaumburg and other areas. He is a second-generation agent from the same company that offers different coverages such as collision, comprehensive, roadside assistance, liability, and rental coverage for its auto insurance. As a father of three, Brett understands the need to prepare for the future, and he communicates this knowledge to his team and the clients. Brett and his team help clients manage risks, recover from unforeseen events, and achieve financial goals.

  • Bundling Option

105 South Roselle Road, Schaumburg, IL 60193
WebsiteLicense: 3000148944

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Integrity Insurance Agency is a Schaumburg-based firm that provides online auto insurance quote comparisons to car owners. Its insurance specialists help clients understand different car insurance types and educate them about covered losses, including damage from collisions, vandalism, theft, fire, injury liability, and medical payments. The agency also carries insurance solutions for commercial automobiles, small business owners, and workers. Integrity Insurance Agency assists families in getting adequate life, accident, and disability coverages. In addition, it offers insurance policies for homeowners and renters.

  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Concklin Insurance Agency, Inc.
240 South Westmore-Meyers Road, Lombard, IL 60148
Hispano Insurance - Glendale Heights
1568 Bloomingdale Road, Glendale Heights, IL 60139
American Northern Insurance Agency
1750 East Golf Road, Schaumburg, IL 60173
Multi-Lines Insurance
290 Springfield Drive, Bloomingdale, IL 60108
Northwest Insurance Services
999 North Plaza Drive, Schaumburg, IL 60173
J. Krug
One Pierce Place, Itasca, IL 60132
DSP Insurance Services
1900 East Golf Road, Schaumburg, IL 60173
Anderson Insurance Brokers, Wheaton IL
1831 East Roosevelt Road, Wheaton, IL 60187
Weer Insurance Group
2409 Westward Drive, Spring Grove, IL 60081
keller-co.com
1325 Wiley Road, Schaumburg, IL 60173
Juan Wheat
661 Collins Street, Joliet, IL 60432
Kaminski & Associates Inc
913 North Plum Grove Road, Schaumburg, IL 60173
Brett Twitty
902 South Roselle Road, Schaumburg, IL 60193
Integrity Insurance Agency
105 South Roselle Road, Schaumburg, IL 60193

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is rental vehicle coverage required in Schaumburg?

    No, rental vehicle coverage is not mandated as part of car insurance policies in Schaumburg. However, residents can opt for this coverage, which is relatively inexpensive. This ensures they have access to a rental vehicle after an accident, regardless of fault. Policyholders must contact their insurance carrier to discuss adding this coverage for peace of mind.

  • What is liability insurance, and what are the minimum coverage requirements in Schaumburg?

    Liability insurance is a vital part of car insurance, mandated by Illinois law. It provides financial protection if the policyholder is responsible for property damage or injuries in an accident. In Schaumburg, the minimum liability coverage includes:

    • Bodily Injury Liability: $25,000 per individual and $50,000 per accident.
    • Property Damage Liability: $20,000. Residents should consider higher coverage limits for better protection in case of severe accidents with high medical expenses.
  • What insurance should high-risk drivers in Schaumburg consider?

    In Schaumburg, individuals classified as high-risk drivers may want to explore high-risk auto insurance options. While these policies offer more extensive coverage, they often come with higher premiums. Insurers determine these rates based on factors such as multiple serious driving infractions, lapses in prior coverage, or unfavorable credit histories. To identify the most suitable coverage, such individuals should discuss their unique insurance requirements with their chosen insurers.

  • Is car insurance in Schaumburg regulated?

    Like the rest of the state, car insurance in Schaumburg is unregulated, contributing to potential rate hikes. However, state lawmakers and advocacy groups are pushing for increased oversight to protect drivers from extreme rate increases due to inflation. Residents can mitigate costs by considering strategies such as opting for a higher deductible, reducing coverage on older vehicles, and paying the entire premium upfront.

  • What should insured individuals in Schaumburg do after getting involved in a car accident?

    Individuals involved in car accidents in Schaumburg should immediately notify their insurance provider regarding all accident-related damages and injuries. Complete honesty and transparency concerning the incident are of utmost importance. Understanding insurance policies, including coverage and exemptions, is crucial. Cooperating with insurance adjusters and providing all requested information ensures a seamless claims process.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.