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2024

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Best Local Car Insurance Agencies in Champaign

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Champaign Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58

Reviewed

40

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1802 Woodfield Drive, Savoy, IL 61874
  • Bundling Option

Why choose this provider?

Myers Insurance Group is a Savoy insurance agency that provides insurance products to residents of the Champaign metro and nearby towns. The company offers state-mandated auto insurance policies that cover liabilities, personal injuries, and uninsured motorists. Beneficial add-ons such as comprehensive coverage, roadside assistance, towing, 24/7 customer service, and rental reimbursements are also available. Myers Insurance Group represents top insurance providers such as Travelers, Safeco Insurance, MetLife, Progressive, and Markel. Its local agents cater to policyholders with personalized attention and responsive service.

License Verified:

License: 100646060

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
503 South Country Fair Drive, Champaign, IL 61821
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Serving the Champaign area, Rector Insurance Agency, LLC, specializes in providing risk management solutions. The company offers a range of products such as auto insurance, which may include bodily injury liability and comprehensive coverage. The latter protects vehicles from occurrences that do not involve other cars such as theft or falling objects. Dairyland, Foremost Insurance Group, Hagerty, and Progressive are some of the firm's partner carriers. Rector Insurance Agency is committed to making the process of acquiring insurance simple.

License Verified:

License: 3000567077

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2002 South Neil Street, Champaign, IL 61820
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Founded in 1955, Brya Insurance provides its services to clients in Champaign and the nearby areas. It is a family-owned and independent insurance agency that offers car insurance policies to its clients. The agency provides insurance services for any type of vehicle, including commercially used ones. It offers full liability insurance on used and new cars. They also cover other insurance policies such as business insurance, cycle insurance, and life insurance.

License Verified:

License: 100284317

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (10)
Facebook
5.0 / 5 (7)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 Village Green Place, Champaign, IL 61822
  • Multiple Carriers

Why choose this provider?

Established in 1906, Snyder Insurance has provided auto insurance plans for clients in and around Champaign. It has over 20 agents and account managers that compare policies and quotes from over 100 different carriers, including State Auto and Grange Insurance. The company educates clients on coverages like medical liabilities, underinsured motorists, and collision repairs. It also assesses clients to help them find deductibles like safe drivers and multi-vehicle discounts. Snyder Insurance also covers businesses across industries like lumber, restaurants, and alarm contractors.

License Verified:

License: 258266

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1401 North Prospect, Champaign, IL 61820
  • Multiple Carriers

Why choose this provider?

Joe Stovall is a State Farm insurance agent based in Champaign. He offers various risk management solutions, including auto insurance which may cover medical expenses in case the policyholder gets injured in a car accident. Stovall can also furnish protection plans that include comprehensive coverage which reimburses losses from non-collision accidents such as fire and vandalism. In addition to auto insurance, the agent also handles health and life insurance. Stovall has been a State Farm insurance agent since 1997.

License Verified:

License: 2169693

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Website
3109 E Tatman Court, Urbana, IL 61802
  • Multiple Carriers

Why choose this provider?

Sticklen Insurance Agency is a full-service insurance brokerage company that has been serving the Champaign metro area and surrounding communities for the past 80 years. Established in 1941, the firm protects individuals, families, and business owners from unwanted financial costs for their vehicles with an auto insurance policy. Its independent insurance agents partner with multiple carriers to provide suitable auto coverage to clients. These include liability, property, and medical coverages. Other insurance offerings include comprehensive, collision, and uninsured or underinsured motorist.

License Verified:

License: 100303184

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
108 West Washington Street, Monticello, IL 61856
  • Bundling Option

Why choose this provider?

Burgess & Cline, Inc. is an independent insurance agency providing a wide range of coverage options to Champaign since 1915. It represents different insurance agencies to provide personal and commercial auto insurance policies that are tailored to the criteria and preferences of clients. A licensed insurance agent will personally reach out to a client after obtaining a competitive insurance quote. Personal car insurance options can also be furnished for motorcycles, RVs, mobile homes, boats, and antique cars. The full-service agency also offers farm insurance coverage options.

License Verified:

License: 100303472

Illinois Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
905 West Lincoln Avenue, Champaign, IL 61920
  • Multiple Carriers

Why choose this provider?

Bob Oetting and Associates is a family-owned insurance business that has been serving Champaign and the nearby areas for over 40 years. The agency has a wide array of insurance products that includes policies for cars. These include comprehensive, collision, liabilities, medical payment coverages, as well as personal injury protection. The firm has partnered with multiple renowned markets to find the most suitable coverage for its clients. Other policies offered are intended to protect homes, life, farms, and businesses.

License Verified:

License: 100303069

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2009 Fox Drive , Ste M, Champaign, IL 61820
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Prairieland Insurance Group, LLC, is a car insurance provider based in Champaign. Its team of agents works with clients throughout the insurance process, from the assessment of their risks and the search for the right auto insurance policy up to the implementation of their chosen coverage, which can include liabilities, comprehensive risks, and collisions. As a full-service independent insurance agency, Prairieland Insurance Group also offers other products like life, home, and health insurance.

License Verified:

License: 100314796

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
108 Lincoln Street, Broadlands, IL 61816
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Loman-Ray Insurance Group LLC. is an insurance agency in Broadlands that operates in the Champaign metro and surrounding areas. Its team of expert car insurance agents helps clients navigate their options for protecting their personal vehicles and themselves. The company offers comprehensive auto insurance policies that cover bodily injury liabilities, collision, and physical damages. Loman-Ray Insurance Group has over 40 years of experience in the insurance industry and carries top providers such as Progressive, AAA, and Nationwide Insurance.

License Verified:

License: 2136535

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1316 Bluegrass Lane, Champaign, IL 61822
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Established and owned by Mark Walters, Illini Insurance Agency Inc. is a professional and full-service insurance management firm that serves residential and commercial clients in Champaign and nearby areas. The company offers a variety of insurance products and services such as personal and commercial auto insurance, RV insurance, as well as motorcycle and ATV insurance. Illini Insurance also provides other types of insurance options for farming and agriculture, homeowners' insurance, life, business, and elderly insurance coverage.

License Verified:

License: 100285820

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
113 South State Street, Monticello, IL 61856
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

CF&H Insurance Agency is an independent agency servicing its clients in Champaign and the nearby areas. Since 1974, the agency has been working with various insurance carriers to provide its customers a wide range of options. Its product offerings include car insurance plans that protect the clients from any financial losses that may occur from accidents and theft. The agency also offers other personal insurance for homeowners as well as commercial insurance.

License Verified:

License: 100302474

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
711 South Neil Street, Champaign, IL 61820
  • Multiple Carriers

Why choose this provider?

Hall Insurance Services is a family-owned agency in Champaign that provides car insurance products. The company, founded in 1977 and acquired by Savage Routh Agency in 2004, offers comprehensive and collision coverages for cars. In addition, it covers loan payoff and rental reimbursements. It has other insurance products and services, such as homeowners', business, workers' compensation, and life insurance. The company's team of agents is dedicated to upholding excellent customer service.

License Verified:

License: 100304568

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1311 South Neil Street, Champaign, IL 61824
  • Motorcyle & ATV

Why choose this provider?

GTPS Insurance Agency offers personal insurance solutions in Champaign. Its list of insurance products includes auto, watercraft, motorcycle, and recreational vehicle insurance. Car owners receive assistance in assessing their risk exposure levels and in choosing the appropriate coverage packages. Established in 1997, GTPS Insurance Agency partners with various insurance carriers. President Patrick Rouse has worked for the agency as a commercial producer and personal lines manager prior to obtaining his leadership position in 2008.

License Verified:

License: 8506720

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the required car insurance coverage in Champaign?

    Drivers in Champaign are required to have $50,000 of liability coverage for the injury or death of more than one person in an accident, $25,000 of liability coverage for the injury or death of one person in an accident, and $20,000 liability coverage for damage to property of another person.

  • What are some things to consider when purchasing car insurance in Champaign?

    When purchasing car insurance in Champaign, you must ask about the insurance company's level of service and ability to pay claims. You can also inquire if there are available discounts for you. These can be student, multiple policy, and good driver discounts. In addition, you need to know who to contact when filing an insurance claim.

  • Are there ways to reduce monthly car insurance premiums in Champaign?

    In Champaign, car insurance policyholders can reduce monthly premiums by investing in security or anti-theft devices. If drivers have high credit scores and are members of student or professional organizations, they can obtain car insurance discounts. They can also save on insurance premiums if they have older and low-mileage vehicles.

  • In Champaign, how old does your car have to be to qualify for classic car insurance?

    In Champaign, to be considered vehicles as classic cars, they have to be at least 20 years old but not over 40 years old. If you want to have it insured, make sure that you keep its original design and specifications. Modern touches should not be added to the vehicle.

  • What is the average cost of car insurance in Champaign?

    The rates paid by car insurance policyholders in Champaign depend on their liability coverage. If they have minimum coverage liability, they pay about $94 a month and for full coverage insurance, they pay $148 per month. Drivers in the metro pay less than the Illinois car insurance average, which is $552.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.