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Best Homeowners Insurance Agencies in Champaign

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2023
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Austin Beaty - COUNTRY Financial representative logo
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Austin Beaty - COUNTRY Financial representative

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801 North Country Fair Drive, Champaign, IL 61821
  • Multiple Policy Types

Business Description

Austin Beaty is a COUNTRY Financial representative who works with policyholders in Champaign and other areas surrounding Bloomington. The firm offers both standard homeowners' insurance, as well as premier coverage for both the home itself and any personal belongings within it. Clients can also choose to avail of a combination of both policies. Austin Beaty is one of the 2,000 active representatives of the nationwide firm, which has operated continuously since 1925.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brya Insurance logo
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Brya Insurance

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2002 South Neil Street, Champaign, IL 61821
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Brya Insurance has been keeping homes in Champaign protected from financial risks since 1955. This family-operated firm has home insurance plans that can be tailored for renters, homeowners, condominium owners, and rental properties. It partners with several insurance companies to find insurance deals that match homeowners' needs and requirements. Its insurance specialists help assess potential risks and ensure clients receive adequate financial protection for home and property losses or damages. Brya Insurance also offers bundled home and auto insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (10)
Facebook
4.7 / 5 (7)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chad Graham - State Farm Insurance Agent logo
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Chad Graham - State Farm Insurance Agent

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320 East Sangamon Avenue, Rantoul, IL 61866
  • Multiple Policy Types

Business Description

Chad Graham is an insurance agent with State Farm who has been serving clients in the Champaign area since 2014. Graham sells insurance plans that cover clients' homes and properties in the event of natural disasters, such as floods, storms with high-speed winds, and fires. His homeowners insurance plans also cover clients' homes that have been vandalized and robbed. Additionally, Graham sells insurance plans for clients' cars, medical bills, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hall Insurance Services logo

Hall Insurance Services

711 South Neil Street, Champaign, IL 61820
  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Hall Insurance Services offers homeowners' coverage to clients in Champaign. It provides policies that cover natural hazards such as wind, rain, ice, and snow, as well as sudden instances of theft, vandalism, and fire. It also offers insurance plans that include liability protection against claims of property damage or injuries by others. It also counsels clients on the scope of their coverage. Operating since 1977, Hall Insurance Service also offers auto and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (12)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Howe Insurance Store logo
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Howe Insurance Store

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1802 Woodfield Dr, Savoy, IL 61874
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Howe Insurance Store secures the assets and homes in Champaign and the surrounding communities. This homeowners' insurance agency protects clients' homes from damages caused by fires, storms, and other accidents. It broadens the coverage of the insurance to include the contents of the home from jewelry up to appliances and furniture. It also offers provisions for the legal and medical expenses of a person who was injured within the property. Howe Insurance Store has been providing insurances since 1930.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
InsureChampaign logo
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InsureChampaign

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1817 South Neil Street, Champaign, IL 61820
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

InsureChampaign has been providing insurance services to businesses, individuals, and families since 1995. This independent insurance agency serves Champaign and nearby areas. The agency provides homeowners' insurance covering replacement costs, medical coverage, and personal liability. Its optional home coverages include equipment breakdown, identity theft, sewage backup, and flood insurance. The company also offers other types of insurance, such as auto, business, franchise, and group benefits. The president of InsureChampaign, Mike Tennant, has been in the industry since 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Myers Insurance Group logo
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Myers Insurance Group

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1802 Woodfield Drive, Savoy, IL 61874
  • Multiple Policy Types

Business Description

Myers Insurance Group provides financial protection solutions for residents in Champaign County. The agency's line of services includes home insurance. Its team offers a variety of home insurance plans. One of them is liability insurance which covers accidents that took place on a homeowner's property. Injuries such as dog bites, slip-and-fall accidents, and trampoline accidents are covered under this insurance plan. Myers Insurance Group is a member of the Independent Insurance Agents of Illinois.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prairieland Insurance Group, LLC logo
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Prairieland Insurance Group, LLC

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2009 Fox Dr # M, Champaign, IL 61820
  • Multiple Policy Types

Business Description

Prairieland Insurance Group, LLC, is a locally-owned and locally-operated agency in Champaign that specializes in building insurance policies for personal and commercial needs. They offer homeowners policies that cover the residential property from damage or losses caused by plumbing problems, theft, break-in, fire, lightning, or other covered events. There are several coverages that can be included in the policy, including property insurance, homeowners liability, ordinance coverage, and more. The agents assist clients in navigating through the details and write a policy based on their insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rector Insurance Agency, LLC logo
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Rector Insurance Agency, LLC

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503 S. Country Fair Dr. Suite 2 B, Champaign, IL 61821
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Rector Insurance Agency, LLC is a premier, independent insurance agency based in Champaign that serves individuals and businesses in Central Illinois. It has access to multiple insurance companies and products, providing more home insurance coverage options for clients. The policy includes common coverages such as dwelling, other structures, personal property, loss of use, and medical expenses. Rector Insurance Agency also has auto, renters, specialty dwelling, and flood insurance and other commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.