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Best Local Car Insurance Agencies in Lafayette

2024

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Website
130 Professional Court, Lafayette, IN 47905
  • Home & Auto Insurance

Why choose this provider?

For more than four decades, Collicott Insurance has been protecting the interests and assets of individuals, families, and small business owners in Lafayette with its multi-line insurance policies. The locally owned and family-operated agency assists car owners in securing their vehicles against unwanted risks with an auto insurance policy. Its independent insurance agents provide a variety of coverage options, such as comprehensive and collision, liability, personal injury protection, medical payments, and uninsured motorists. They also represent carriers that can offer rental reimbursement and roadside assistance.

License Verified:

License: 1430330

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9 North Earl Avenue, Lafayette, IN 47904
  • Multiple Carriers
  • Home Insurance

Why choose this provider?

Varner Insurance Agency carries over two decades of experience in auto insurance. The owner, Nikki Varner, assists clients in selecting the car insurance option that suits their needs. She provides services around business or commercial auto and offers coverage options for motorcycles and personal watercraft. There are also insurance coverages for recreational vehicles, such as RVs, mobile homes, park campers, and travel trailers. The Lafayette-based agency also offers homeowners' and renters' insurance as well as insurance coverage in Mexico.

License Verified:

License: 3194501

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)
Google
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2606 Veterans Memorial Parkway South, Lafayette, IN 47909
  • Home & Auto Insurance

Why choose this provider?

Isch Insurance Services is a team of agents that assists individuals and businesses in Lafayette. One of the products they offer is auto insurance which includes property damage, bodily injury, and medical payments coverage. Furthermore, the risk management specialists also insure collectible cars. They utilize a proactive approach, and they are knowledgeable of ever-changing insurance policies. Isch Insurance Services is headed by Jenna Isch, who has more than a decade of experience in the industry.

License Verified:

License: 660397

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
307 Sagamore Parkway West, West Lafayette, IN 47906
  • Multiple Carriers
  • Home & Auto Insurance

Why choose this provider?

Reliable Insurance is a local car insurance agency that services residents of Lafayette. It offers insurance for vehicles with a variety of policies to protect car owners in case of an accident. This independent company has partnered with a wide range of insurance carriers such as Indiana Farmers Insurance, The Hartford, and Foremost Insurance Group. Its team of agents has a combined experience of more than 80 years, and it strives to live by the motto, "We do ordinary extraordinarily well."

License Verified:

License: 32261

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (15)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3111 Builder Drive, Lafayette, IN 47909
  • Multiple Carriers

Why choose this provider?

Lafayette Insurance is a Lafayette-based independent insurance broker that caters to the insurance needs of its client base located within the city and its surrounding counties. Its agents offer automobile insurance packages that provide a safety net for the insured who experienced bodily harm due to collisions or overturns. This package covers hospitalization bills and unforeseen expenses due to damage to property. Lafayette Insurance also offers commercial auto insurance, homeowners' insurance, workers' compensation insurance, and life insurance.

License Verified:

License: 756430

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
4.9 / 5 (20)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
935 State Road 25 West, Lafayette, IN 47909
  • Multiple Carriers

Why choose this provider?

Reese Insurance Agency is an independent insurance company in Lafayette. The company also offers specialized services involving contractor, brewery, and restaurant insurance from personal to business insurance. Also serving vehicle owners, it offers auto insurance with physical damages, bodily injury liability, medical payments, and rental coverage. Insurance for motorcycles and off-road vehicle are also available. Founded by Peggy Reese, Reese Insurance Agency has been serving families, individuals, and businesses for over 30 years.

License Verified:

License: 1820100

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
113 South Indiana Street, Delphi, IN 46923
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Deiwert Insurance has been providing insurance products and solutions to the locals in Lafayette and nearby areas for over 30 years. It has a team of insurance agents specializing in car and auto insurance. They offer exhaustive auto policies inclusive of coverage for property damage and bodily injuries caused to others, uninsured and underinsured motorists, collisions and other non-collision accidents, and theft and vandalism. Deiwert Insurance maintains offices in Monticello, Lafayette, and Delphi.

License Verified:

License: 3363173

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (13)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4826 Tazer Drive, Lafayette, IN 47905
  • Multiple Carriers

Why choose this provider?

Insurance Solutions From Amber is a Lafayette-based firm providing auto insurance options within the metro. The company's insurance specialists inform car owners of available coverage options, including comprehensive and collision coverages. Policyholders receive protection from financial losses due to theft, fire, and accident-related expenses such as glass and windshield repairs. In addition, they can opt for policies covering loss of use and towing reimbursements. Aside from cars, Insurance Solutions From Amber also covers trucks and ATVs.

License Verified:

License: 781686

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
249 East State Street, West Lafayette, IN 47906
  • Bundling Option

Why choose this provider?

Trent Johnson's State Farm insurance office provides services in the Lafayette area. Trent and his team offer various insurance products, such as car insurance. They help clients recover from any accidents through an auto policy that can pay for damages due to collisions or natural disasters, car rentals, and liabilities for ridesharing cars. Trent and his staff have over 130 years of combined experience in the industry. They also deal with home, renters', life, and business insurance, as well as financial services.

License Verified:

License: 2597240

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.8 / 5 (39)
Google
3.9 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
803 South 18th Street, Lafayette, IN 47905
  • RV & Motorhome

Why choose this provider?

Blevins Insurance Agency Inc. is an agency in Lafayette that has been providing insurance solutions to individuals and businesses for more than two decades. The agency works side-by-side with insurance carriers as partners in taking care of clients' protection needs. Its insurance agents offer auto insurance policies that lift the financial burden against unexpected circumstances. The policy covers bodily injury, property damage liability, and uninsured motorist protection. The team ensures that the client comes first before the commission.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (51)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3613 South 18th Street, Lafayette, IN 47909
  • Multiple Carriers

Why choose this provider?

McGowan Insurance Group - Lafayette is an independent insurance provider answering the needs of individuals, families, and businesses in Lafayette. Family-owned since its founding over a decade ago, the company employs professional agents who can help drivers of different backgrounds obtain car insurance policies that will support them financially in the event of an automotive emergency. In addition to standard auto, McGowan Insurance Group - Lafayette also insures other vehicles, including motorcycles, classic cars, boats, and RVs.

License Verified:

License: 3428544

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
State Street, Lafayette, IN
  • Bundling Option

Why choose this provider?

Underwood Insurance Agency Inc. carries personal and business insurance solutions in Lafayette. Established in 1865, the company works with several insurance providers, including Nationwide, Progressive, and Foremost Insurance Group, to offer a selection of coverage options. Car owners can obtain financial protection from losses due to collisions, vandalism, fire, medical payments, and injury liability. They may opt for additional coverage, such as roadside assistance and rental reimbursement. Underwood Insurance Agency also offers motorcycle, boat and watercraft, and flood insurance.

License Verified:

License: 2629450

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is car insurance expensive in Lafayette?

    Based on 2021 data gathered by Car Insurance 101, Lafayette actually has the lowest average rates for auto insurance in the state. The lowest car insurance rates in Indiana, averaging $2,931.05, are paid in Lafayette’s 47909 zip code zone. Meanwhile, the highest-paying Indiana zip code, 46402, is located in Gary, where vehicle owners shell out an average of $4,747.17 for auto insurance.

  • What are the factors that affect your car insurance rate in Lafayette?

    Various factors come into play when it comes to your car insurance rate. Providers in Lafayette will take your age, sex, marital status, place of residence, car use, and driver record into account before giving you a quote. They may also look into your driver training, claims history, and credit scores.

  • Who regulates the prices of car insurance in Lafayette?

    While the Indiana Department of Insurance does not set the rates of auto insurance for vehicle owners in Lafayette and the rest of the state, it requires insurance companies to file their rates and forms with the agency before they are implemented to ensure fair and adequate policies that are not excessive or unfairly discriminatory. Furthermore, all auto insurance rates are open for public inspection.

  • Are you required to get uninsured and underinsured motorist coverage in Lafayette?

    You are not required to get uninsured and underinsured motorist coverage in Lafayette. However, insurance providers are required by law to offer policyholders no less than $50,000 in UM coverage for bodily injury. While you may opt not to purchase this coverage, your financial security could be threatened if you get involved in an accident with an uninsured or underinsured motorist.

  • What can you do if you don’t qualify for an auto insurance policy in Lafayette?

    If you don’t qualify for an auto insurance policy in Lafayette because of your driving record or accident history, you may apply for the Indiana Auto Insurance Plan as an alternative. IN AIP was created in 1948 and is a voluntary agreement among licensed insurance providers in Indiana to make auto insurance accessible to high-risk drivers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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