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Best Health Insurance Agencies in Bloomington

2024

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Providers

Last updated:

Website
2806 E. Empire St, Bloomington, IL 61702
  • Health Insurance

Why choose this provider?

Clemens Insurance is a full-service, independent agency serving Bloomington. The agency helps clients in securing their life, health, and properties by providing them with several options and different coverage programs from more than 45 insurance companies. With over 7,000 policyholders served, its agents continuously guide customers with their personal coverage, business, and transportation insurance needs. Its current owner, Rick J. Percy, is an active member of the community and is involved with several organizations including the OSF Foundation and St Jude, OSF St. Joseph Hospital.

License Verified:

License: 100302070

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2841 E. Empire, Suite 135, Bloomington, IL 61704
  • Life Insurance

Why choose this provider?

Group Benefits Source, Inc., offers health insurance coverage for customers in Bloomington. The company takes care of employers' health, dental, and vision group insurance policies. It also offers consulting services to help clients choose the plans they need. Other insurance products include accidental death and dismemberment insurance, and disability protection. The corporation was founded in 2003 by Roger Heideman. He has more than 30 years of experience in the healthcare industry, in the fields of physician and hospital administration.

License Verified:

License: 2160948

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1410 Woodbine Road, Suite 1, Bloomington, IL 61704
  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance

Why choose this provider?

Compass Insurance Partners is an independent agency that represents and assists in securing health insurance plans for customers in Bloomington and its nearby areas. The company represents a vast network of insurance companies that provide coverage for a variety of health concerns and expenses, such as critical illnesses, accidents, and unexpected hospital stays. Originally founded in 1952, Compass Insurance Partners was recently named as a Reagan Consulting Best Practices Agency in 2019 and 2020.

License Verified:

License: 100303806

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2501 E College Avenue, Suite A, Bloomington, IL 61704
  • Group Plans

Why choose this provider?

Jim Spachman is a State Farm insurance agent who has been serving clients in Bloomington since 1994. He assists individuals, families, and senior citizens in choosing from a wide range of health insurance coverage options to tailor policies based on their needs and goals. His team educates them about the different coverages available such as supplemental health, Medicare supplement, and individual medical coverages. Spachman also provides pet, auto, and home insurance. He serves as a member of the Bloomington Chamber of Commerce.

License Verified:

License: 529513

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (267)
Facebook
4.6 / 5 (81)
Yelp
5.0 / 5 (8)

Website
712 IAA Drive, Bloomington, IL 61701
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

BPA Financial Advisors is an independent firm that provides financial investment solutions in the Bloomington metro. It assists individuals, families, and business owners in obtaining health insurance policies. The wealth management company offers individual and group health plans to protect clients from financial losses caused by medical bills. It also handles retirement and financial planning and asset management services. BPA Financial Advisors has been delivering personalized solutions for more than 25 years.

License Verified:

License: 3000118997

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Brickyard Dr, Bloomington, IL 61701
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ascend Benefits caters to the insurance needs of individuals and business owners in the Bloomington metro. It creates comprehensive health insurance coverages to protect clients from financial losses caused by medical expenses. The independent company helps customers determine the insurance policies that suit their budget and needs. Its team aims to help clients achieve their insurance goals through personalized services. Ascend Benefits works with multiple carriers, including Aetna, Humana, Cigna, and MetLife.

License Verified:

License: 100302681

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Website
315 E Front St., Bloomington, IL 61701
  • Medicare Supplement Insurance
  • Medicare

Why choose this provider?

Munz-Hermes & Associates, Inc., helps clients in Bloomington who are searching for appropriate health care coverages. For the last 33 years, the agency has been helping clients obtain suitable Medicare plans. It offers information about plans like Medicare supplements and advantage plans to help customers select the most suitable coverage for their specific needs and circumstances. The agency also has options for dental and long-term care indemnities. Phil Hermes is licensed to operate in other states, including Alabama, Florida, Georgia, and Indiana.

License Verified:

License: 741368

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2416 East Washington Street Suite B3, Bloomington, IL 61704
  • Individual Health Insurance
  • Health Insurance

Why choose this provider?

Eden Insurance and Financial Services is an independent agency that serves clients in Bloomington. It offers a variety of health care plans, including HMOs, surgical expense insurance, and hospital indemnity insurance. The agency has formed partnerships with several insurance carriers, including Aegis, Progressive, and American Modern. Its team has more than 40 years of combined insurance industry experience throughout the Midwest. Owner Jeremy Eden, who has been an agent since 2004, aims to transform the business into a multi-line agency.

License Verified:

License: 100288428

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Facebook
5.0 / 5 (43)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
405 N Hershey Road Ste 5, Bloomington, IL 61704
  • Life Insurance
  • Medicare Supplements
  • Health Insurance

Why choose this provider?

Abby Spachman is a State Farm insurance agent with an office in Bloomington. She and her team of insurance professionals help individuals and families acquire an assortment of personal insurance products, including health, life, and property insurance. Their health insurance options also include Medicare supplement plans. The team also helps clients change their existing policies. Abby started her State Farm career as a sales representative in her father's insurance agency in 2013 before opening her agency in 2020.

License Verified:

License: 9510468

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (327)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
409 S Prospect Road, Bloomington, IL 61704
  • Life Insurance
  • Home & Auto Insurance
  • Health Insurance
  • Business Insurance

Why choose this provider?

Rick McLean is a State Farm insurance agent that has been serving the Bloomington community since 1985. He assists individuals, families, and senior citizens in choosing from a wide range of health insurance coverage options based on their needs and goals. His team is composed of eight professionals who educate clients about the available coverages, such as supplemental health, Medicare supplement, and individual medical coverages. In addition, McLean provides guidance in banking, annuities, and mutual funds.

License Verified:

License: 2146057

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (325)
Facebook
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the different types of health insurance you can get in Bloomington?

    First, Bloomington residents can choose the basic fee-for-service insurance plan, where healthcare providers are paid a certain amount for every service provided to insured patients. Second, the managed-care plans include health maintenance organizations, preferred provider organizations, and point-of-service. Insurance companies partner with a network of healthcare providers to provide cost-effective healthcare. Third are high-deductible health plans, which cover high-cost medical bills and are typically combined with a health-reimbursement arrangement.

  • Is Medicare only for the elderly in Bloomington?

    Medicare is a federal health insurance program for those aged 65 and up in Bloomington. However, individuals under 65 may also qualify if they have specific disabilities, amyotrophic lateral sclerosis, or end-stage renal disease. The Social Security Administration or the Railroad Retirement Board will determine whether a person is qualified to be enrolled in the Medicare program.

  • When can you enroll in Medicare in Bloomington?

    In Bloomington, you are automatically enrolled in Medicare Part A once you turn 65 if you are receiving Social Security benefits. You can also contact the Social Security Administration to sign up if you plan to delay Social Security benefits past your 65th birthday. When enrolling in Medicare Part B, you can sign up during the Initial Enrollment Period three months before your 65th birthday, the month of, or three months after your birthday.

  • Does Medicare in Bloomington have different types of coverage?

    Medicare in Bloomington has four parts: Part A covers hospital bills, such as hospital or skilled nursing facility charges and hospice care. Plan B pays for medical bills like x-rays, medical supplies, or physician office visits. Plan C is a combination of Parts A and B, and sometimes D. Lastly, Part D covers payment for prescription drugs.

  • Can you enroll in catastrophic health insurance in Bloomington even if you are over 30 years old?

    To qualify for catastrophic health insurance, you must be under 30, but if you are 30 years old and above, you must claim a hardship exemption. In Bloomington, catastrophic health insurance plans are lower-priced coverage that protects individuals from high medical costs should they get hurt or injured. This plan suits people who don't go to the doctor often or are not concerned about paying for minor health care expenses.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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