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Best Health Insurance Agencies in Illinois

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2023
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Alpha Insurance Services, Inc. logo

Alpha Insurance Services, Inc.

900 N Francis St., Illinois, IL 61570
  • Group Plans
  • Individual Plans

Business Description

Alpha Insurance Services, Inc. assists Illinois clients who are in need of quality health insurance policies. The agency offers Managed Care and Fee-for-Service, two different plans each with unique coverage for medical, hospital, and surgical expenses. These plans may also include dental and prescription drug coverage. Managed Care typically includes point-of-service plans, health maintenance organizations, and preferred provider organizations. The agency is partners with several carriers, including MetLife, Progressive, and BlueCross BlueShield Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anthem Insurance Group, Inc logo
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Anthem Insurance Group, Inc

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123 S. Sampson St., Illinois, IL 61568
  • Life Insurance

Business Description

Anthem Insurance Group, Inc, serves individuals, families, and business owners in Illinois. It offers various personal, life, and health insurance plans that cover unforeseen situations like illnesses or accidents. It also works with retailers, contractors, merchandisers, and service providers looking to get coverage for risks related to their businesses. The independent insurance agency has built partnerships with insurance carriers such as Progressive, Goodville Mutual, and Chubb to provide its clients with multiple plans that meet their specific needs and conditions.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Envision Insurance Group logo
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Envision Insurance Group

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456 E Main St, Illinois, IL 61401
  • Individual Health Insurance
  • Life Insurance

Business Description

Envision Insurance Group is an independent agency that has been catering to the residents and businesses of Illinois since 1993. It offers various health insurance packages, including individual and group policies with dental and disability coverages. It also handles Medicare Supplement and Part D protection plans. Envision's line of products extends to other personal and commercial insurance. The company partners with over 60 service providers to craft policies that meet and fulfill its customers' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Insurance Exchange of Central Illinois logo
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Health Insurance Exchange of Central Illinois

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411 Hamilton Blvd, Suite 1932, Illinois, IL 61602
  • Individual Plans

Business Description

Health Insurance Exchange of Central Illinois is an employee benefits consulting firm that has been serving the health insurance needs of small businesses in the state for 19 years. It works with businesses to analyze, design, and compare health insurance policies and conducts aggressive premium negotiations. Its group and individual health plans cover dental, vision, long-term and short-term disability, health and wellness, and workplace accidents. The firm also provides administrative services for HSA, HRA, POP, and FSA accounts, as well as payroll and Cobra.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Illinois Health Agents logo

Illinois Health Agents

3501 N Southport Ave #207, Illinois, IL 60657
  • Individual Plans

Business Description

Illinois Health Agents caters to clients in the metro. Since its establishment in 2007, the agency has been customizing insurance solutions for individuals, business owners, and employees seeking health coverage for unexpected medical bills. It offers fixed benefit plans and short-term health insurance options. Other products include vision and dental insurance policies, pet health plans, Medicare programs, and group health insurance packages. As an independent insurance agency, it has access to a network of carriers, including Aetna, Humana, and Manhattan Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (70)
Yelp
4.0 / 5 (14)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Secure First logo

Secure First

401 Main St., Suite 106, Illinois, IL 61602
  • Life Insurance
  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Individual Health Insurance

Business Description

Secure First provides various health plans for individuals, families, and small businesses in Illinois. Besides health insurance, it offers Medicare, Life, Dental, Vision, LTD, and STD plans from carriers such as MetLife, UnitedHealthcare, BlueCross BlueShield, and the Health Alliance. The company was founded with the aim of helping companies save up to 15 to 30 percent on health benefit expenses. Secure First works closely with its insurance partners while its agents help clients find reliable and affordable health benefits.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Office logo
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The Insurance Office

Visit WebsiteWebsite
Illinois, IL
  • Life Insurance
  • Individual Plans

Business Description

The Insurance Office is an independently owned and operated agency that has been serving clients in Illinois for more than 15 years. It provides individual, family, and short-term health insurance plans, with a variety of coverage options available. Partnered with the American Association for Medicare Supplement Insurance, it also offers different types of supplemental insurance plans. Other products offered include life coverage. The Insurance Office is a member of the National Association of Senior Advocates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Schaffnit Group logo
Visit WebsiteWebsite

The Schaffnit Group

Visit WebsiteWebsite
212 North Main Street, Illinois, IL 61550
  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Life Insurance

Business Description

Individuals in Illinois who are looking to get medical and dental insurance policies can reach out to The Schaffnit Group. This company was founded by its current president, Doug Schaffnit, with the aim of designing custom benefit programs and insurance packages to help individuals and families. The team also has disability programs, profit-sharing plans, and medical, dental, and life insurance plans for groups. The Schaffnit Group's financial professionals bring together more than 30 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trovillion & Co Insurance logo
Visit WebsiteWebsite

Trovillion & Co Insurance

Visit WebsiteWebsite
100 Hillcrest Drive, Illinois, IL 61571
  • Life Insurance

Business Description

Trovillion & Co Insurance serves the Illinois metro and the surrounding neighborhoods. It offers four major types of health insurance policies: Exclusive Provider Organization, Health Maintenance Organization, Point of Service, and Preferred Provider Organization. These plans can help cover various expenses including medical and surgical, hospital, prescription drugs, dental, and mental health. Other policies offered include protection for vehicles, property, life, and business. Trovillion & Co Insurance is an independent agency that is operated by members of the local community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ulrich Insurance Agency, Inc. logo
Visit WebsiteWebsite

Ulrich Insurance Agency, Inc.

Visit WebsiteWebsite
114 S. Main Street, Illinois, IL 61530
  • Life Insurance
  • Individual Plans

Business Description

Ulrich Insurance Agency, Inc., has been providing protection to clients across the state of Illinois since 1968. Its professional agents offer a variety of personal plans such as auto, homeowners', renters', pet, life, and health insurance that includes long-term care policies. They also have insurance products for various businesses, including bars, taverns, bowling alleys, small contractors, houses of worship, and even municipalities. Ulrich Insurance Agency is a member of the National Federation of Independent Businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Unland Insurance & Benefits logo

Unland Insurance & Benefits

2211 Broadway St, Illinois, IL 61554
  • Life Insurance
  • Individual Plans

Business Description

Unland Insurance & Benefits is a full-service agency with five locations in Illinois. One of the products it offers is health insurance, which is offered in policies that cover individuals and families. Its team also furnishes supplemental plans, which can be added to Medicare Part A or B. With access to coverage options from handpicked insurance providers, the advisors are able to tailor policies according to clients' requirements. President Patrick J. Taphorn, who has over three decades of experience, is a Certified Insurance Counselor and Certified School Risk Manager.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.