Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Illinois

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Illinois Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

235890Reviewed

141538Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Illinois

Expertise.com Rating

Review Sources

Google
4.7 (70)
Yelp
4.0 (14)
Facebook
5.0 (12)

Why choose this provider?

Illinois Health Agents caters to clients in the metro. Since its establishment in 2007, the agency has been customizing insurance solutions for individuals, business owners, and employees seeking health coverage for unexpected medical bills. It offers fixed benefit plans and short-term health insurance options. Other products include vision and dental insurance policies, pet health plans, Medicare programs, and group health insurance packages. As an independent insurance agency, it has access to a network of carriers, including Aetna, Humana, and Manhattan Life.

  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Trovillion & Co Insurance serves the Illinois metro and the surrounding neighborhoods. It offers four major types of health insurance policies: Exclusive Provider Organization, Health Maintenance Organization, Point of Service, and Preferred Provider Organization. These plans can help cover various expenses including medical and surgical, hospital, prescription drugs, dental, and mental health. Other policies offered include protection for vehicles, property, life, and business. Trovillion & Co Insurance is an independent agency that is operated by members of the local community.

  • Life Insurance

Illinois

Expertise.com Rating

Why choose this provider?

Anthem Insurance Group, Inc, serves individuals, families, and business owners in Illinois. It offers various personal, life, and health insurance plans that cover unforeseen situations like illnesses or accidents. It also works with retailers, contractors, merchandisers, and service providers looking to get coverage for risks related to their businesses. The independent insurance agency has built partnerships with insurance carriers such as Progressive, Goodville Mutual, and Chubb to provide its clients with multiple plans that meet their specific needs and conditions.

  • Life Insurance

Illinois

Expertise.com Rating

Why choose this provider?

Secure First provides various health plans for individuals, families, and small businesses in Illinois. Besides health insurance, it offers Medicare, Life, Dental, Vision, LTD, and STD plans from carriers such as MetLife, UnitedHealthcare, BlueCross BlueShield, and the Health Alliance. The company was founded with the aim of helping companies save up to 15 to 30 percent on health benefit expenses. Secure First works closely with its insurance partners while its agents help clients find reliable and affordable health benefits.

  • Life Insurance
  • Medicare Supplement Insurance
  • Dental and Vision Insurance

Illinois

Expertise.com Rating

Why choose this provider?

Health Insurance Exchange of Central Illinois is an employee benefits consulting firm that has been serving the health insurance needs of small businesses in the state for 19 years. It works with businesses to analyze, design, and compare health insurance policies and conducts aggressive premium negotiations. Its group and individual health plans cover dental, vision, long-term and short-term disability, health and wellness, and workplace accidents. The firm also provides administrative services for HSA, HRA, POP, and FSA accounts, as well as payroll and Cobra.

  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Alpha Insurance Services, Inc. assists Illinois clients who are in need of quality health insurance policies. The agency offers Managed Care and Fee-for-Service, two different plans each with unique coverage for medical, hospital, and surgical expenses. These plans may also include dental and prescription drug coverage. Managed Care typically includes point-of-service plans, health maintenance organizations, and preferred provider organizations. The agency is partners with several carriers, including MetLife, Progressive, and BlueCross BlueShield Association.

  • Group Plans
  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (7)

Why choose this provider?

The Insurance Office is an independently owned and operated agency that has been serving clients in Illinois for more than 15 years. It provides individual, family, and short-term health insurance plans, with a variety of coverage options available. Partnered with the American Association for Medicare Supplement Insurance, it also offers different types of supplemental insurance plans. Other products offered include life coverage. The Insurance Office is a member of the National Association of Senior Advocates.

  • Life Insurance
  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Facebook
4.6 (23)
Google
4.3 (17)

Why choose this provider?

Unland Insurance & Benefits is a full-service agency with five locations in Illinois. One of the products it offers is health insurance, which is offered in policies that cover individuals and families. Its team also furnishes supplemental plans, which can be added to Medicare Part A or B. With access to coverage options from handpicked insurance providers, the advisors are able to tailor policies according to clients' requirements. President Patrick J. Taphorn, who has over three decades of experience, is a Certified Insurance Counselor and Certified School Risk Manager.

  • Life Insurance
  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Ulrich Insurance Agency, Inc., has been providing protection to clients across the state of Illinois since 1968. Its professional agents offer a variety of personal plans such as auto, homeowners', renters', pet, life, and health insurance that includes long-term care policies. They also have insurance products for various businesses, including bars, taverns, bowling alleys, small contractors, houses of worship, and even municipalities. Ulrich Insurance Agency is a member of the National Federation of Independent Businesses.

  • Life Insurance
  • Individual Plans

Illinois

Expertise.com Rating

Review Sources

Google
4.3 (3)

Why choose this provider?

Envision Insurance Group is an independent agency that has been catering to the residents and businesses of Illinois since 1993. It offers various health insurance packages, including individual and group policies with dental and disability coverages. It also handles Medicare Supplement and Part D protection plans. Envision's line of products extends to other personal and commercial insurance. The company partners with over 60 service providers to craft policies that meet and fulfill its customers' needs.

  • Individual Health Insurance
  • Life Insurance

Illinois

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Individuals in Illinois who are looking to get medical and dental insurance policies can reach out to The Schaffnit Group. This company was founded by its current president, Doug Schaffnit, with the aim of designing custom benefit programs and insurance packages to help individuals and families. The team also has disability programs, profit-sharing plans, and medical, dental, and life insurance plans for groups. The Schaffnit Group's financial professionals bring together more than 30 years of industry experience.

  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Illinois Health Agents
3501 N Southport Ave #207, Illinois, IL 60657
Trovillion & Co Insurance
100 Hillcrest Drive, Illinois, IL 61571
Anthem Insurance Group, Inc
123 S. Sampson St., Illinois, IL 61568
Secure First
401 Main St., Suite 106, Illinois, IL 61602
Health Insurance Exchange of Central Illinois
411 Hamilton Blvd, Suite 1932, Illinois, IL 61602
Alpha Insurance Services, Inc.
900 N Francis St., Illinois, IL 61570
The Insurance Office
Unland Insurance & Benefits
2211 Broadway St, Illinois, IL 61554
Ulrich Insurance Agency, Inc.
114 S. Main Street, Illinois, IL 61530
Envision Insurance Group
456 E Main St, Illinois, IL 61401
The Schaffnit Group
212 North Main Street, Illinois, IL 61550

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.