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Best Homeowners Insurance Agencies in Bloomington

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2023
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Mid-America Insurance logo
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Mid-America Insurance

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321 Susan Dr ste C, Normal, IL 61761
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mid-America Insurance is an agency that serves clients in Bloomington. It provides policies for homeowners to cover any damage to their property, such as natural disasters or fires. The agency also covers clients' personal belongings that could be broken or destroyed. It meets with clients to review their lifestyle and house type, then creates a plan that fits important risks such as medical injuries or theft. Established in 1983, the company also offers commercial insurance and group benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Miller Insurance Agency logo
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Miller Insurance Agency

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3807 General Electric Rd Ste 1, Bloomington, IL 61704
  • Multiple Policy Types

Business Description

Since its establishment in 1949, Miller Insurance Agency has been serving the Bloomington community and its surrounding areas. The agency offers home insurance policies designed to protect a client's biggest investment. Depending on the client's needs, these policies can provide coverage for the house's structure and its contents. in the case of losses due to storms, fires, and theft. The company's agents are also prepared to provide additional services such as additional living expenses and liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PLR Insurance logo
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PLR Insurance

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139 N Williamsburg Dr, Bloomington, IL 61704
  • Multiple Policy Types

Business Description

P/L/R Insurance is an independent agency that provides property damage coverage to homeowners in Bloomington. Its offered programs cover either common perils, including fire, hail, smoke, theft, and vandalism, or more specific causes of losses defined in a policy. Beyond a client's dwelling, P/L/R's offered plans secure other structures such as fences and garages, select personal belongings such as furniture and electronics, loss-of-use expenses, and scheduled personal property. It also includes family or personal liability protection and medical expenses for the injured parties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (10)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Snyder Insurance logo
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Snyder Insurance

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1 Brickyard Drive, Bloomington, IL 61701
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Snyder Insurance is a homeowners insurance agency that provides comprehensive policies to residents of Bloomington. The agency works with more than 100 insurance carriers to provide choice and flexibility. Snyder Insurance writes policies that range from actual cash value coverage to replacement and extended replacement cost coverage. Multi-line discounts are available to customers also purchasing vehicle, business, life, and health insurance products. The company has a dedicated claims team and two additional offices in the area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.