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Best Homeowners Insurance Agencies in Nampa

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allvalleyins.com logo
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allvalleyins.com

4301 Garrity Boulevard, Nampa, ID 83687
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Business Description

All Valley Insurance is an insurance agency serving the residents of Nampa and the surrounding communities. The agency represents a variety of insurance providers, such as Foremost, Liberty Mutual, and Progressive. This allows its team to help clients find customized coverage for their homes. The plans cover clients' homes and the contents in the events of vandalism, theft, and natural disasters, such as storms and fire. The company also offers life, car, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (14)
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ballenger Insurance logo
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Ballenger Insurance

324 12th Avenue South, Nampa, ID 83651
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  • Condos
  • Flood
  • Fire
  • Earthquake

Business Description

Ballenger Insurance caters to the Nampa area and offers home insurance services for residents that seek to financially protect their properties. The agency helps clients settle claims for their homes and related structures that need repairs due to damages brought by various disastrous events. Ballenger Insurance also provides insurance support for liabilities, extra living expenses, and personal valuables including electronics and jewelry. The firm has been in the insurance sector since 1954 and also offers support for business, life, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BigInsurance.com logo
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BigInsurance.com

410 North Kings Road, Nampa, ID 83687
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  • Fire
  • Multiple Policy Types

Business Description

BigInsurance.com is an agency that focuses on helping Nampa area residents identify insurance policies that best fit their homes. BigInsurance offers support in securing coverage for repairs and replacements due to property damages caused by events such as fires, vandalism, or theft. The firm also helps fulfill insurance requirements for home loans and works to ensure financial protection for liability costs, earthquakes, and floods. BigInsurance was founded by Jay Jensen in 1981 and also offers coverage support for commercial, life, and farm insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Can-Do & Showers Insurance Agency logo
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Can-Do & Showers Insurance Agency

5615 Franklin Road, Boise, ID 83705
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  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Can-Do & Showers Insurance Agency is a family-owned company established in 1980 that serves clients in Nampa. It offers financial protection for damage to their properties that may have been caused by fires or accidents. It also covers the medical fees and compensation of any injured guests. The company offers both named policies for specific risks and broad policies to cover general problems and issues. Its policy encompasses apartments and home renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Eric Lofthus Insurance logo
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Eric Lofthus Insurance

312 12th Avenue Road, Nampa, ID 83686
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Eric Lofthus Insurance assists Nampa residents in a wide range of areas including home insurance. Its team provides home insurance policies that protect clients' properties. Home insurance plans are also required by mortgage lenders. The professionals canvas home insurance policies from different carriers including Travelers, American Modern Insurance Group, Safeco, MetLife, and Progressive. Eric Lofthus Insurance has been in service since 1996. Its two-person team has more than four decades of combined experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eric Wilkins - Idaho Farm Bureau Insurance Agent logo
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Eric Wilkins - Idaho Farm Bureau Insurance Agent

1221 North Jacob Alcott Way, Nampa, ID 83687
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Eric Williams is an insurance agent for Idaho Farm Bureau serving the community of Nampa. Williams can grant a full range homeowners' insurance policy for different clients with specific needs. The purpose of homeowners' insurance is to protect a person from incidents at home that might cause financial loss. Farm Bureau Insurance's homeowners' insurance can cover damages caused by windstorms, frozen plumbing, fire, theft, and home auto impact. It also provides health insurance, renters insurance, auto insurance, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)
Google
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Heritage General Insurance logo
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Heritage General Insurance

1314 12th Avenue, Nampa, ID 83651
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  • Renter's Insurance
  • Earthquake
  • Condos
  • Flood

Business Description

Heritage General Insurance is an independent insurance agency that has been serving the residential and commercial community of Nampa since 2009. As an independent agency, it works with several insurance companies with the goal of providing tailored coverage that best suits its clients' individual budgets and needs. It presents different options that allow its clients to compare coverages and premiums from multiple insurance carriers. Its homeowners insurance typically pays for home repairs and rebuilds, property replacements, and additional living expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Waters Insurance logo
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Jim Waters Insurance

1713 12th Avenue Road, Nampa, ID 83686
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Business Description

Established in 1984, Jim Waters Insurance is a Nampa-based independent insurance agency. The agency provides homeowners' insurance coverage to clients who own houses, apartments, or condominiums. Insurance coverage can include the property or dwelling, personal belongings, personal liability, and medical coverage. Its clients can also benefit from additional living expense coverage that pays for the living expenses in case they have to temporarily vacate their homes while it goes through damage assessment and rebuilding.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mariah Gates Insurance Agency LLC logo
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Mariah Gates Insurance Agency LLC

714 16th Avenue South, Nampa, ID 83651
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mariah Gates Insurance Agency LLC offers insurance policy options to residents and business property owners in Nampa and the rest of the region. The homeowners' insurance policy has two sections, which are the property coverages and the personal liability protection. The property coverages section protects the dwelling itself, other structures in the house, personal belongings, and loss of use or additional living expenses. Optional coverages that can be added include credit card or identity theft charges and loss assessment.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Redding Insurance logo
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Redding Insurance

1004 West Roosevelt Avenue, Nampa, ID 83686
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire

Business Description

Redding Insurance is an independent insurance agency serving the residents of Nampa and the surrounding areas. The company represents multiple insurance providers, and its team helps clients find suitable homeowners insurance packages for their homes that cover the properties from damage from storms, high-speed winds, fire, and smoke. The policies also offer coverage in the events of vandalism and theft. Founder LeRoy Redding has been working as an insurance agent for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (143)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shawn Kerr - State Farm Insurance Agent logo
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Shawn Kerr - State Farm Insurance Agent

4301 Garrity Blvd Suite 101, Nampa, ID 83687
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Shawn Kerr is a State Farm insurance agent that helps Nampa area residents ensure financial security for their homes in the event of a disaster. Kerr offers home insurance support to help clients cover replacement and repair costs involving their properties. Kerr's services also cover the loss, theft, or accidental damage of valuable personal possessions. Kerr has been a State Farm agent since 2015 and also offers support for securing auto, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (44)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
WP Insurance logo
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WP Insurance

904 12th Avenue South, Nampa, ID 83651
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

WP Insurance provides a wide range of insurance products to businesses and families throughout Nampa and the surrounding areas. This independent insurance agency was established in 1936. The professionals from this business offer homeowners' insurance that covers the client's home, other structures on the property, additional expenses, and personal property. They also provide renters' and condo owners' insurance solutions that cover the client's legal responsibility for property damage and injuries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs