Best Mortgage Refinance Companies in Nampa

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Capital Mortgage, LLC logo
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License Verified:

License: 382375

Nationwide Multistate Licensing System and Registry

Capital Mortgage, LLC

1857 S Millennium Way #100, Meridian, ID 83642
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  • New Construction

Business Description

Since 2003, Capital Mortgage, LLC, has been serving homeowners and homebuyers across Nampa and the neighboring areas. The company focuses on assisting clients in lowering their monthly payments, removing their mortgage insurance, minimizing their interest rates, and changing their loan terms by offering refinancing solutions. The team helps clients receive cash or home improvement funds from their home's equity. In addition, it provides loans for individuals who are purchasing homes. Capital Mortgage also extends its services throughout Oregon.

License Verified:

License: 382375

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Goodrich Mortgage Group logo
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License: 849149

Nationwide Multistate Licensing System and Registry

Goodrich Mortgage Group

5700 E Franklin Boulevard Suite 110, Nampa, ID 83687
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  • New Construction
  • Reverse Mortgages

Business Description

Goodrich Mortgage Group caters to clients in the Nampa metro. It helps them consolidate debt, lower payments, and pay debt faster by offering mortgage refinance services. It also provides government loan options, such as VA, FHA, and USDA programs. The brokerage helps borrowers throughout the loan process, from figuring out how much they can afford to pre-qualifying, applying, and funding. Founder and principal Greg Goodrich has been in the mortgage lending industry for over 30 years.

License Verified:

License: 849149

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Jason Hennemuth logo
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License Verified:

License: 1037222

Nationwide Multistate Licensing System and Registry

Jason Hennemuth

3185 E Greenhurst Blvd, Nampa, ID 83686
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  • New Construction
  • Reverse Mortgages

Business Description

Jason Hennemuth is a senior mortgage broker at Stone Bridge Mortgage. He offers various refinancing options for individuals and families in Nampa, including fixed-and adjustable-rate mortgages, conforming, and jumbo loans. He also assists clients in applying for government loans, like FHA, VA, and USDA loans. He provides refinancing analysis for clients and helps them compare mortgage interest rates and terms. Hennemuth has been in the mortgage industry for more than 16 years, including experiences in the different phases of the lending industry.

License Verified:

License: 1037222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Jonathan Rouse logo
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License: 998283

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Jonathan Rouse

5481 S Mesa Trail Pl., Meridian, ID 83642
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  • New Construction

Business Description

Jonathan Rouse is a mortgage broker with Rouse Home Loans catering to individuals and families in Nampa. He provides refinancing options for various loan types, including FHA, VA, USDA, jumbo, and super jumbo loans. He also offers different terms, including adjustable-rate and fixed-rate mortgages, as well as five-year to 30-year programs. Rouse is a Certified Divorce Lending Professional with over 10 years of experience in the mortgage lending business catering to high-net-worth individuals. He also has more than 12 years of real estate background.

License Verified:

License: 998283

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Melissa Nelson logo
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License Verified:

License: 1186583

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Melissa Nelson

Boise, ID 83702
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  • New Construction
  • Reverse Mortgages

Business Description

Melissa Nelson is an independent mortgage broker serving homeowners and buyers in Nampa. She offers refinancing options through a wide range of loan programs, including conventional, FHA, VA, and USDA. She assists clients from pre-approval to closing and from first homes to investment properties. Melissa works with local and national home buyers, with her team being licensed in 45 states. The broker has over nine years of industry experience and is affiliated with Barrett Financial Group LLC.

License Verified:

License: 1186583

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Tree Lending, Inc logo
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License Verified:

License: 244900

Nationwide Multistate Licensing System and Registry

Mortgage Tree Lending, Inc

896 South Mace Ranch Way, Eagle, ID 83616
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  • New Construction

Business Description

Mortgage Tree Lending, Inc caters to clients across the Nampa area and the surrounding regions. The company handles homeowners' mortgage refinancing matters to help them take cash from their home's equity, reduce their monthly payments, and lower their interest rates. It also refinances loans for clients wishing to change their mortgage terms or length. Home purchasing loans, such as FHA and USDA, are also available. Christian Walsh, the company's broker, holds a degree in finance and has more than 20 years of experience.

License Verified:

License: 244900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Rebekah Wherry logo
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License Verified:

License: 1974543

Nationwide Multistate Licensing System and Registry

Rebekah Wherry

Nampa, ID 83646
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  • Reverse Mortgages

Business Description

Rebekah Wherry is a mortgage banker serving clients throughout Nampa and the neighboring communities. She works with LeaderOne Financial Corporation, offering residential home loans for clients planning to refinance their mortgages or purchase a new home. She deals with refinancing traditional mortgage programs like conventional, jumbo, FHA, and VA home loans. LeaderOne is an employee-owned company with over 600 employees. It has been serving clients for 30 years. It was named among Mortgage Executive's Top 100 Mortgage Companies in America in 2013.

License Verified:

License: 1974543

Nationwide Multistate Licensing System and Registry

Swanson Financial, LLC logo
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License Verified:

License: 2033066

Nationwide Multistate Licensing System and Registry

Swanson Financial, LLC

Eagle, ID 83616
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  • New Construction
  • Reverse Mortgages

Business Description

Swanson Financial, LLC, is a locally owned and operated firm that serves the residents of Nampa through mortgage refinancing solutions. It has FHA, VA, USDA, and jumbo loan options for customers who aim to purchase homes and investment properties. In addition, it provides refinancing options for borrowers to help reduce monthly mortgage payments and consolidate debts. Its team, who has over 20 years of industry experience, consults with clients and assists them in finding loan programs with rates and terms that suit their financial needs.

License Verified:

License: 2033066

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Team Mandi logo
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License Verified:

License: 38490

Nationwide Multistate Licensing System and Registry

Team Mandi

3363 E Presidential Drive #200, Meridian, ID 83642
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  • New Construction

Business Description

Team Mandi is a group of home loan professionals serving buyers and investors in and around Nampa. It guides families and individuals in achieving their dream residential properties through various refinancing solutions. The agency helps borrowers develop strategies for changing their loan terms and reducing their interest rates. It also processes various mortgage products and complies with equal housing opportunity laws, providing borrowers access to the housing of their choice. Team leader Mandi Feely is a loan originator with over 25 years of industry experience. Mandi Feely Premier Mortgage Resources, LLC LO-NMLS: 38490 CO-NMLS: 1169 Equal Housing Opportunity ​

License Verified:

License: 38490

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (26)
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trailhead Mortgage logo
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License Verified:

License: 2013059

Nationwide Multistate Licensing System and Registry

Trailhead Mortgage

Nampa, ID
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Business Description

Trailhead Mortgage supports clients in Nampa and the surrounding areas. It provides a wide variety of mortgage programs for owners of single-family and multifamily dwellings, condominiums, and townhouses who wish to refinance their mortgages. Conventional, FHA, jumbo, and VA loans are some of the options available. The company's team comprises real estate professionals, loan processors, and former United States Air Force fighter pilots. Its other loan products include construction, farm and ranch, and rehab and renovation.

License Verified:

License: 2013059

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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