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Best Homeowners Insurance Agencies in Idaho

2024

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Website
Meridian

Why choose this provider?

Idaho Select Insurance caters to homeowners in the local state. It assists families and individuals in obtaining the most economical insurance policies with the best coverages to protect them from financial losses caused by perils, such as fire, flood, vandalism, and theft. The independent company also furnishes customized renters', life, umbrella, and motorcycle insurance. In addition, its specialists serve business owners who want to acquire general liability and commercial auto insurance policies. Idaho Select Insurance, the Gem State's most trusted provider, works with various known carriers, including Progressive, Foremost, Hagerty, Kemper, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (27)
Facebook
5.0 / 5 (20)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Boise

Why choose this provider?

Financial Insurance Group is an independent agency that serves Idaho. The selection of risk management solutions that it offers includes homeowners' insurance plans. The company crafts customized personal possession, liability, property, replacement cost, and additional living expense coverages. Its agents also help policyholders file reimbursements for stolen or damaged pieces of jewelry and physical injuries. They process policies for condominiums, manufactured homes, townhouses, and farms and ranches. Financial Insurance Group's other products are protection plans for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Boise

Why choose this provider?

Boise Home & Flood offers the best risk management services in Idaho. It caters to individuals and families who want to acquire homeowners' insurance plans. The company processes personal property and content, family liability and guest medical, and additional living expense coverages. It helps policyholders file claims to secure reimbursements for property damage and physical injuries. It also furnishes insurance policies for log homes and cabins, condominiums, townhouses, and mobile and manufactured properties. Owner Eric Jeglum has been in the insurance services industry for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Boise

Why choose this provider?

Associated Insurance Services assists clients in acquiring cheap policies in Idaho. It caters to individuals and families, helping them obtain homeowners' insurance. The best independent agency processes customized coverages to protect policyholders from monetary losses due to perils like natural disasters and theft. Its agents also furnish renters', flood, auto, and motorcycle insurance. Additionally, they offer commercial property, general liability, and workers' compensation policies. Associated Insurance Services is a member of the Independent Insurance Agents and Brokers of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Boise

Why choose this provider?

Christensen & Associates serves the insurance needs of families and individuals in Idaho. It assists clients in finding the best homeowners' insurance plans to protect them from monetary losses due to unforeseen events, such as theft, vandalism, and natural disasters. The locally owned and operated company processes other personal protection policies, including health, life, and recreational vehicle insurance. Additionally, it accommodates business owners who need commercial auto coverages. Christensen & Associates is an independent agency that represents various carriers, including Progressive and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Meridian

Why choose this provider?

Mustard Seed Financial & Insurance offers the best services in Idaho. It provides risk management solutions, helping families and individuals obtain cheap homeowners' insurance plans. The independent company processes customized personal liability and property policies. Its agents assist policyholders in filing claims to secure reimbursement for physical injuries and damaged or stolen jewelry and fine art. They also furnish life, health, auto, and umbrella insurance policies. The agency's CEO, Kelly Link, carries 22 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (127)
Facebook
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Meridian

Why choose this provider?

Boise River Insurance provides risk management solutions in Idaho. It aims to protect individuals and families from monetary losses through personal protection plans. The independent agency customizes homeowners' insurance, which includes personal property, liability, additional living expenses, and high-value item coverages. Its specialists also process health, life, flood, umbrella, and auto insurance products. They work with various carriers, such as Nationwide, Travelers, Progressive, and United Heritage. Owner Brett Murphy has been in the industry for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nampa

Why choose this provider?

WP Insurance is an independent agency serving homeowners in Idaho. It provides the best customized personal property and additional living expense coverages to protect families and individuals from financial losses due to property damage and physical injuries. The company also offers other personal protection plans, including life, health, and auto insurance. It represents multiple carriers, such as Travelers, Progressive, Safeco, United Heritage, Auto-Owners, and Foremost. WP Insurance has been in the industry for more than 80 years. Services in Spanish are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (28)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Meridian

Why choose this provider?

Generations Plaza Insurance provides the best risk management solutions in Idaho. It accommodates families and individuals who want to acquire homeowners' insurance plans. This top independent agency crafts customized guest liability, personal possession, additional living expense, and replacement cost coverages. It helps policyholders file claims for physical injuries and property damage due to perils like theft, vandalism, fire, and flood. It also offers other protection policies, including renters', life, umbrella, health, and classic car insurance. Generations Plaza Insurance has been in operation for more than a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Boise

Why choose this provider?

Collin Leino helps individuals and families find the best insurance policies in Idaho. He offers an array of personal protection policies, which include homeowners' plans. He processes liability coverages to protect policyholders from financial losses caused by property damage. The agent also furnishes renters', life, health, pet medical, car, and motorcycle insurance. In addition, he serves clients who need retirement and estate planning assistance. Collin has been a part of State Farm for 10 years and is a major player in the insurance industry in the stae.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (249)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nampa

Why choose this provider?

Shawn Kerr is State Farm's best insurance agent in Idaho who helps clients find the best policies in the state. He provides a wide selection of personal protection plans, including homeowners' insurance. He processes extensive personal property coverages to protect families and individuals from financial losses due to unforeseen events, such as flood, fire, theft, and vandalism. The specialist furnishes life, health, renters', and auto insurance. Shawn also serves business owners who want to acquire BOP and workers' compensation policies. In addition, he offers retirement planning assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (40)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nampa

Why choose this provider?

Ballenger Insurance helps families and individuals acquire the best policies in Idaho. It processes various personal protection plans, which include homeowners' insurance. The independent agency crafts customized liability, personal property, and additional living expense coverages. It assists policyholders in filing claims to secure reimbursements for property damage and physical injuries due to theft, vandalism, and natural disasters. It also offers auto and life insurance. The business has been in operation for more than 65 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Boise

Why choose this provider?

Insurance Services of Idaho, LLC, helps individuals and families find the best policies in the state. Its selection of risk management solutions includes homeowners' insurance plans. The company assists policyholders in filing claims to secure reimbursements for property damage and physical injuries due to unexpected events, such as theft, vandalism, and natural disasters. Its agents process classic car, motorcycle, flood, umbrella, and renters' insurance. The agency's general manager, Brian Downing, is a second-generation insurance specialist who has been in the industry for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (34)
Facebook
4.6 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Nampa

Why choose this provider?

BigInsurance.com is an independent agency that provides services in Idaho. It helps families and individuals find the best homeowners' insurance plans to protect them from perils like theft, vandalism, and natural disasters. The company processes customized personal property and liability coverages. Its agents also furnish other personal protection policies, including life, health, renters', auto, and motorcycle insurance. They work with multiple carriers, such as Safeco, Allstate, Travelers, Progressive, and Dairyland. BigInsurance.com operates under the Buck Insurance Group, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Meridian

Why choose this provider?

Richardson Insurance Services, Inc., caters to families and individuals in Idaho. It provides a selection of personal protection plans, helping clients find the best homeowners' insurance policies from various carriers. The independent company crafts customized personal property, liability, and medical and additional living expense coverages to protect policyholders from monetary losses due to theft, vandalism, and fire. It also furnishes policies for secondary residences, vacation homes, and high-value houses. Company president Randy Richardson has been in the insurance industry for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (61)
Facebook
4.4 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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