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2024

Last updated:

Best Life Insurance Companies in Nampa

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Nampa Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3998Reviewed

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1650 South Albright, Boise, ID 83709
WebsiteLicense: 380687

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Review Sources

Google
4.0 (50)
Facebook
5.0 (3)

Why choose this provider?

Idaho Insurance Agency is a full-service insurance agency offering its services to clients in Nampa. It provides life insurance quotes that give the client's beneficiaries financial protection. The agency offers life insurance products such as permanent life insurance, term life insurance, whole life insurance, and universal life insurance coverage. Its other insurance products include health, disability, homeowners', auto, commercial property, and professional liability insurance. Charlotte Hildebrandt, the principal insurance broker with Idaho Insurance Agency, received her license in health insurance in 2007.

  • Life Insurance
  • Health Insurance
  • Individual Plans

917 2nd Street South, Nampa, ID 83651
WebsiteLicense: 289430

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Google
4.0 (213)
Facebook
5.0 (23)

Why choose this provider?

Established in 1932, Deal Insurance has been providing comprehensive insurance products to individuals, families, businesses, and farms in Nampa and its surrounding communities. The company handles life, health, auto, and home insurance. For hobby and commercial farms, it offers agribusiness coverage and crop insurance that are tailor-made for the specific needs of the agricultural industry. It has also partnered with over 20 insurance carriers in order to craft policies that suit the needs and financial goals of its clients.

  • Life Insurance
  • Individual Plans

99 South Canyon Street, Nampa, ID 83651
WebsiteLicense: 66627

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Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Tweedy Insurance Group is a family-owned and family-operated business that serves the Nampa community's personal insurance needs. With a life insurance plan, the company assists individuals, particularly senior citizens, in securing the financial future of their dependents. Its insurance agents specialize in final-expense whole life insurance. The group also provides health and Medicare insurance that can cover hospital, medical, and prescription drug expenses. The firm has more than 23 years of experience in the insurance field.

  • Life Insurance

4270 East Amity Avenue, Nampa, ID 83687
WebsiteLicense: 302564

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Review Sources

Google
5.0 (8)

Why choose this provider?

The Asset Protection Group is an independent insurance agency in Nampa. It helps clients with life insurance policies, securing living benefits for future purchases, as well as death benefits for final expenses and income replacement for their beneficiaries. The company also offers auto, home, and commercial policies. In addition, business owners can choose from a variety of products, including commercial liability, business auto, workers' compensation, and bonds. The Asset Protection Group has offices in Idaho and Oregon.

  • Life Insurance

940 East Carol Street, Meridian, ID 83646
WebsiteLicense: 26202

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Google
4.7 (56)
Facebook
4.0 (7)

Why choose this provider?

Richardson Insurance is an insurance agency that serves clients in Nampa and the surrounding areas. It offers universal life, variable universal life, and traditional whole life insurance plans, which may be used for final expenses, dependents' income, inheritance, charitable contribution, and tax payoff. The agency also provides auto insurance, condo insurance, commercial auto insurance, cyber liability insurance, individual annuities, and workers' compensation. Its president, Randy Richardson, has been in the insurance industry for 33 years.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

714 16th Avenue South, Nampa, ID 83651
WebsiteLicense: 716636

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Review Sources

Google
4.0 (87)

Why choose this provider?

Mariah Gates Insurance Agency LLC serves consumers, businesses, and families in Nampa. Its agents help clients file claims, process payments, and understand policy plans. The firm provides customers with different types of life insurance products including term life, whole life, universal life, and variable universal life. In addition, it offers coverage for businesses, vehicles, properties, travels, and events. Its other available services include annuities and financial planning. Mariah Gates Insurance Agency was founded in 2014.

  • Life Insurance
  • Individual Plans

1290 West Myrtle Street, Boise, ID 83702
WebsiteLicense: 163

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Review Sources

Google
5.0 (12)

Why choose this provider?

New York Life has been helping citizens in Nampa for more than 10 decades. This firm is dedicated to assisting clients in establishing a life insurance plan that addresses their needs and the major life events they want to prepare for in the future. It consists of a team of agents who value growth and complete service during each transaction. Aside from helping families and individuals with life insurance, they can also help seniors set up long-term care insurance and retirement income.

  • Life Insurance

321 2nd Street South, Nampa, ID 83651
WebsiteLicense: 81759

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Review Sources

Google
5.0 (8)
Facebook
4.0 (8)

Why choose this provider?

Sellman Insurance is an insurance agency offering personal and business insurance to Nampa residents. Its coverages include life insurance, dental insurance, recreational vehicle insurance, renters insurance, and pet insurance. Additionally, it provides commercial insurance coverages for auto body shops, condo associations, contractors, retail stores, and non-profit organizations. Its staff can provide an assessment of customers' needs to tailor insurance packages that fit their situation. The owner, Peggy Sellman, was previously a Farmers Insurance agent for 14 years before becoming an independent agent in 2013.

  • Life Insurance
  • Health Insurance

931 South Allante Place, Boise, ID 83709
WebsiteLicense: 30332

Expertise.com Rating

Review Sources

Google
4.9 (127)

Why choose this provider?

Hartley Insurance’s team of professionals specializes in offering a range of insurance solutions. Catering to families and small businesses in Nampa, it offers term life insurance options such as renewable, convertible, level, increasing, and decreasing. The company also provides permanent or cash value life policies like whole, universal, variable, and variable universal. In addition, its agents deliver coverages for health, long-term care, disability, and Medicare Advantage. Stan Armstrong, its owner and agent, has more than 30 years of industry experience.

  • Life Insurance
  • Health Insurance

5680 E Franklin Rd 225, Nampa, ID 83687
WebsiteLicense: 515600

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Review Sources

Google
4.0 (57)
Facebook
5.0 (21)

Why choose this provider?

Valle Group is a financial services firm in Nampa that offers a wide range of insurance products to individuals and companies. Clients are assisted in selecting the appropriate life insurance plan based on their financial goals and needs. As an independent insurance broker, its representatives work with a variety of companies to offer consumers different coverage options. Other services include tax preparation, financial audit, company registration support, and accounting services. The team also caters to Spanish-speaking communities.

  • Life Insurance

2541 North Stokesberry Place, Meridian, ID 83646
WebsiteLicense: 17126836

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Boise River Insurance is an independent insurance agency that assists individuals, businesses, and families in Nampa with selecting insurance products that fit their needs. Its agents work with a vast network of insurance carriers and help clients find life insurance policies that provide coverage for their family's needs after death, such as daily living costs, paying off debts, and funeral expenses. The most common life insurance policies the agency assists with are universal life, whole life, and term life insurance.

  • Life Insurance

404 East 7th Street, Nampa, ID 83672
WebsiteLicense: 62789

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

The Insurance Group, Inc. is an independent insurance agency that provides local, personalized insurance solutions to individuals, families, and businesses in Nampa and the surrounding communities. It carries life insurance plans that include universal life insurance, term life insurance, and whole life insurance options. It also offers classic car insurance, teen driver insurance, ATV insurance, and RV insurance. It additionally provides business insurance packages like BOP, commercial bonds, contractor insurance, and commercial umbrella insurance.

  • Life Insurance
  • Health Insurance

9504 West Fairview Avenue, Boise, ID 83704
WebsiteLicense: 141251

Expertise.com Rating

Review Sources

Google
4.0 (138)
Facebook
4.0 (22)

Why choose this provider?

For more than 50 years, Butler Insurance Services, Inc., has been serving Nampa and the nearby metro. It offers both term and permanent life insurance policies. Moreover, clients can opt to choose whole or universal life insurance plans depending on their preferred premiums. It also handles insurance products for homes, cars, and businesses. In addition, co-owner and primary agent Shane Butler is an Idaho local who has been in the insurance industry for 18 years.

  • Life Insurance

1713 12th Avenue Road, Nampa, ID 83686
WebsiteLicense: 474425

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

Founded in 1984, Jim Waters Insurance addresses the life insurance needs of clients in Nampa. The provider offers term life, whole life, and universal life programs. Its agents can adjust existing policies to adapt to clients' life transformations, such as marriage, growing family, new home, retirement, and business expansion. In 1969, founder Jim Waters started his insurance career as a claims adjuster at Safeco Insurance. He strives to educate his clients on how to protect their families with proper life insurance coverage.

  • Life Insurance

324 12th Avenue South, Nampa, ID 83651
WebsiteLicense: 599955

Expertise.com Rating

Review Sources

Google
4.0 (70)
Facebook
5.0 (24)
Yelp
5.0 (2)

Why choose this provider?

Ballenger Insurance is a family-owned brokerage that serves residents and businesses in Nampa and the surrounding areas. It offers a range of risk management strategies, including life and health insurance, as well as coverages for homes, automobiles, watercraft, and floods. Additionally, it provides business insurance solutions, such as business owner's policy and EPLI insurance. The independent insurance agency has been in business since 1954, and it works with different insurance providers to give its clients a variety of programs that matches their needs.

  • Life Insurance
  • Health Insurance

6618 Cleveland Boulevard, Caldwell, ID 83607
WebsiteLicense: 36250

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Midtowne Insurance is owned by Rick Stoolman, an agent and Certified Insurance Counselor with decades of professional experience. Stoolman is joined by fellow insurance professionals in providing Nampa residents with term, universal, and whole life insurance policies. They review the clients' coverage and offer policy tune-ups to match the clients' changing needs. They also compare coverage options from different insurance partners, such as Liberty Mutual Insurance Co., Philadelphia Insurance Companies, Regence Blue Shield, and Swett & Crawford.

  • Life Insurance

804 3rd Street South, Nampa, ID 83651
WebsiteLicense: 115261

Expertise.com Rating

Review Sources

Google
4.0 (61)

Why choose this provider?

Beau Murray is a State Farm insurance agent serving Nampa and the surrounding communities. He offers life insurance plans with coverage options for universal, whole, and term life. Supplemental health and individual medical coverages are also available. He also provides home and auto insurance plans as well as policies for properties and pets. Other products include mutual funds, banking services, and annuities. Beau has over three decades of experience and is a native of Idaho. He also has licenses in Oregon and Utah.

  • Life Insurance
  • Health Insurance

1117 Cleveland Boulevard, Caldwell, ID 83605
WebsiteLicense: 401004

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (2)

Why choose this provider?

Idaho Insurance / Affordable Insurance is an independently owned insurance agency that has been providing life insurance policies for individuals, businesses, and families in Nampa since 1986. Its insurance agents connect with multiple insurance carriers to develop a life insurance policy that meets clients' specific objectives. The common types of life insurance offered are term life, whole life, and universal life. Its life insurance plans can include death and living benefits. Other insurance products are vehicle, property, business, and health plans.

  • Life Insurance
  • Health Insurance

1112 5th Street South, Nampa, ID 83651
WebsiteLicense: 351437

Expertise.com Rating

Review Sources

Google
4.8 (44)
Facebook
4.9 (36)
Yelp
1.0 (1)

Why choose this provider?

Deb Williams Insurance is an independent agency serving Nampa and the surrounding areas. It offers a range of life insurance policies and customizes plans to meet clients' individual needs. The company sources these policies from various life insurance providers, such as Regency Life and Health and Blue Cross of Idaho. In 2016, the agency received the Idaho Hispanic Chamber of Commerce Business of the Year award. Its founder, Debra Williams, was named Woman of the Year by the Idaho Business Women's Network in 2010.

  • Life Insurance
  • Health Insurance

524 South 9th Avenue, Caldwell, ID 83605
WebsiteLicense: 3478

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Shaffer Buck Insurance is a fourth-generation family-owned independent insurance agency that has been serving the residents of Nampa for more than a century. It offers life insurance, as well as health insurance, long-term care insurance, and disability insurance. It also provides home insurance and auto insurance. Owner and president Dan Buck has been working in the insurance and financial services industry for more than 35 years. He is a member of the National Association of Insurance and Financial Advisors.

  • Life Insurance
  • Health Insurance

FAQs

  • How does life insurance benefit Nampa residents both after their passing and during their lifetime?

    Life insurance offers dual advantages to Nampa citizens. Upon death, it delivers tax-free funds to designated recipients for various needs like funeral costs, debts, or business obligations. While alive, permanent life insurance's growing cash value remains tax-sheltered unless withdrawn. Individuals can leverage this value for significant expenses, including home down payments or education. Proper coverage varies; consult insurance professionals for tailored advice.

  • How are Nampa residents' rights in life insurance governed, particularly regarding grace periods and policy returns?

    Nampa citizens' life insurance protections fall under Idaho State Statutes' Title 41. Residents benefit from a 30-day grace period, ensuring policy validity even after a missed payment. If the insured person passes within these 30 days, it remains valid. Additionally, Idaho offers a unique 20-day free look, permitting residents to return policies and securing a full refund.

  • What is the most affordable life insurance option for Nampa residents?

    Term insurance, often the most budget-friendly option for Nampa citizens, provides coverage for a set duration, typically between 1 to 30 years, and pays only if death transpires during that period. These policies might be level term, maintaining a consistent death benefit, or decreasing term, where the benefit reduces over time. After the term concludes, eligibility for new coverage might hinge on health and age, potentially making premiums cost-prohibitive.

  • How should Nampa residents designate beneficiaries for their life insurance policy to ensure appropriate distribution?

    Nampa inhabitants have two beneficiary choices for life insurance: primary and contingent (or secondary). Primary beneficiaries are first to receive benefits if alive after the policyholder, while contingent ones step in if primary beneficiaries predecease. When listing multiple beneficiaries, policyholders should specify distribution percentages or indicate "equal shares." Potential beneficiaries include spouses, family, friends, trusts, charities, businesses, or one's estate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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