Expertise.com

Best Life Insurance Companies in Cedar Rapids

2024

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Website
465 Northland Avenue Northeast, Cedar Rapids, IA 52402
  • Life Insurance

Why choose this provider?

Catherine Riggs Insurance, Inc., is an affiliate company of Aflac Insurance that serves the financial security needs of individuals and businesses within the Cedar Rapids metro. It offers portable life insurance products that include term life and whole life insurance policies. Its team also provides supplemental insurance plans that directly pay the policyholder in the event of an unexpected situation. Furthermore, the company offers health, dental, and vision insurance plans through its partnership with several carrier companies.

License Verified:

License: 2086282

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 1st Avenue Northeast, Cedar Rapids, IA 52402
  • Individual Plans
  • Life Insurance

Why choose this provider?

Klug Insurance Services is a full-service independent agency providing life insurance options to its residential and commercial clients in Cedar Rapids. The service provider was formed in 1982 by Ken Klug, along with his son Kevin. The father and son help individuals acquire basic life insurance, including term, whole, and universal plans. Its team also offers disability income protection. The company has access to various carriers such as Progressive, Secura, and Westbend. Other insurance products available include auto, homeowners, and commercial.

License Verified:

License: 16859946

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (10)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1519 42nd Street Northeast, Cedar Rapids, IA 52402
  • Life Insurance
  • Health Insurance

Why choose this provider?

AAA Cedar Rapids offers life and health insurance products to the residents of the Cedar Rapids metro. Clients can conveniently request insurance quotes or ask for more information about its products and services through its mobile app and website 24/7. AAA Cedar Rapids offers life and health insurance products, such as annuities, disability, term life, long-term care, group health, and life insurance. Its team of professionals is likewise available to assist clients face-to-face through its 1,000 branches across North America.

License Verified:

License: 18738977

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (49)

Website
3011 Johnson Avenue Northwest, Cedar Rapids, IA 52405
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kari Klien, the founder of Kari Klien Insurance and Financial Services, Inc., is an insurance agent providing life insurance products to residents of Cedar Rapids. She has been affiliated with State Farm Insurance since 1995. Products offered include whole life insurance, term life insurance, and universal life insurance. Kari has designations as a chartered financial consultant, advisor for senior living, and life underwriter from the American College of Financial Services.

License Verified:

License: 1002214816

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (57)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3726 Queen Court Southwest, Cedar Rapids, IA 52404
  • Life Insurance
  • Health Insurance

Why choose this provider?

Chad Johnson is a State Farm insurance agent who serves clients in Cedar Rapids. He offers life insurance which provides financial security to beneficiaries in the event of an untimely death. His agency also covers insurance products for automobiles, businesses, homes, properties, and pets. In addition, Chad Johnson has been a State Farm agent since 2002. This insurance professional supports local youth and high school sports as a way to give back to the community.

License Verified:

License: 6904165

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (79)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Is obtaining life insurance in Cedar Rapids worth it?

    Yes, obtaining life insurance in Cedar Rapids is worth it because it provides immediate financial protection for you and your loved ones. It protects individuals and families from out-of-pocket expenses in case of unexpected events or major life changes, such as death, marriage, divorce, retirement, and work and health status.

  • Can individuals in Cedar Rapids add long-term care coverage to their life insurance?

    Yes, individuals in Cedar Rapids can add long-term care coverage to their life insurance to make sure that they have funds for their retirement. If they reach their retirement age and need assistance with their everyday living, they can use this coverage to pay caregivers and home and facility care expenses.

  • What is the most affordable type of life insurance in Cedar Rapids?

    The most affordable life insurance in Cedar Rapids is the term insurance. It is less expensive because it usually lasts for only 30 years and pays only if the death occurs during the insurance term. Once your policy term ends, you may or may not be qualified for new coverage. Your carrier will have to assess your health condition and age.

  • In Cedar Rapids, can policyholders change the amount of life insurance coverage after the policy has been issued?

    Yes, policyholders in Cedar Rapids can change the amount of life insurance coverage after the policy has been issued. If they want to lower their insurance premiums, they need to wait for one year and if they want to increase their life insurance rates, they have to provide new medical information.

  • What happens if you lie on your life insurance application in Cedar Rapids?

    If you lie on your life insurance application in Cedar Rapids, your insurance carrier will reject your application. This means that you cannot obtain personal protection coverage at all. If they already issued the policy and find out that there is false information, your life insurance service provider may cancel your coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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