Expertise.com

2024

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Best Health Insurance Agencies in Cedar Rapids

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cedar Rapids Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2413Reviewed

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1918 Saint Andrews Court Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 1002339782

Expertise.com Rating

Review Sources

Google
5.0 (61)
Facebook
5.0 (3)

Why choose this provider?

Cedar River Insurance is an independent insurance agency serving clients in the Cedar Rapids area. It provides individual health insurance plans such as fee-for-service, preferred provider organizations, health maintenance organizations, and point-of-service plans. Its fee-for-service plan pays the medical professional based on the services provided to the client. The agency's health insurance policies cover most surgical, medical, and hospital expenses as well as prescription drugs. Its other insurance products cover individual life, auto, individual dental, and homeowners' insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

360 7th Avenue, Marion, IA 52302
WebsiteLicense: 272717

Expertise.com Rating

Review Sources

Google
4.0 (28)

Why choose this provider?

Founded in 1963 by John Bouslog and Bob Verhille, Bouslog Insurance is an independent and full-service insurance agency serving Cedar Rapids clients. Its team has built relationships with multiple carriers and served thousands of clients over the last 50 years. It has a number of health insurance options that include individual and group packages. Bouslog Insurance offers life, auto, and homeowners' insurance. It can also provide business coverage, such as property, liability, and commercial auto insurance packages.

  • Individual Plans
  • Group Plans
  • Life Insurance

1199 Grand Avenue, Marion, IA 52302
WebsiteLicense: 19459552

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Mark Family Insurance is a family-owned agency that caters to residents of Cedar Rapids and its surrounding areas. The agency provides a choice of health insurance plans for individuals and businesses, including dental, vision, and disability. In addition, it assists clients who are looking for options in Medicare Supplements and Medicare Advantage Plans. Mark Family Insurance is affiliated with numerous carriers, such as Aetna and UnitedHealthcare, ensuring its clients choose coverage to meet their needs.

  • Life Insurance
  • Individual Plans
  • Group Plans

465 Northland Avenue Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 2086282

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Catherine Riggs Insurance Inc. is an agency that serves clients in Cedar Rapids. It offers various healthcare, vision, and dental insurance plans from American Family Life Assurance Company, which has been providing financial security for individuals, families, and businesses for more than 60 years. The agency also covers other types of insurance products for cancer, critical illness, life, and hospitalization. American Family Life Assurance Company of Columbus was established by principal founder John Amos and his brothers, Paul and Bill, on November 17, 1955.

  • Life Insurance

631 9th Street, Marion, IA 52302
WebsiteLicense: 13949528

Expertise.com Rating

Review Sources

Google
4.0 (34)

Why choose this provider?

Sheets Forrest Draper is an insurance company that has been serving residents and businesses in Cedar Rapids and the surrounding areas for over 119 years. It offers health insurance solutions catered for both individual and commercial clients. Some of its products include group health, disability, and long-term care policies. Business owners who need commercial general liability and workers' compensation policies may also consult with the company. Umbrella plans are also available for clients looking to get additional coverage beyond what traditional insurance products can provide.

  • Individual Plans
  • Life Insurance

5200 Fountains Drive Northeast, Cedar Rapids, IA 52411
WebsiteLicense: 2121478

Expertise.com Rating

Review Sources

Google
5.0 (62)
Facebook
5.0 (11)

Why choose this provider?

Heath Kilpatrick is a State Farm insurance agent who has been servicing Cedar Rapids since 2006. He offers health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short and long-term needs. Aside from helping small business owners with their commercial insurance needs, Kilpatrick also provides auto, life, and homeowners' insurance. Heath speaks both the English and Spanish languages.

  • Life Insurance

4005 Glass Road Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 8975273

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Established in 2006, Mahoney Insurance Co. provides health insurance products for clients in the Cedar Rapids area. The agency initially focused on providing drug plans and health insurance products for senior citizens before it started meeting the insurance needs of individuals under 65 years old. It offers health insurance products from a number of providers, including Bankers Fidelity, UnitedHealthcare, Aetna Inc., and Medica. Its founder, Kyle Mahoney, is also a financial advisor under Waddell & Reed.

  • Individual Plans

240 Wiley Boulevard Southwest, Cedar Rapids, IA 52404
WebsiteLicense: 6855657

Expertise.com Rating

Review Sources

Google
4.0 (113)
Facebook
5.0 (2)

Why choose this provider?

Doug Valentine is a State Farm insurance agent who has been leading a team of insurance professionals in Cedar Rapids since 1992. He offers an array of risk management solutions, including life and health insurance as well as pet insurance. He also provides coverage for homes, automobiles, properties, and businesses. Additionally, he provides mutual funds assistance, and he helps clients with their banking needs. Valentine has been with State Farm since 1986 and has previously worked in the automobile claims department.

  • Individual Plans
  • Life Insurance

2857 Mount Vernon Road Southeast, Cedar Rapids, IA 52403
WebsiteLicense: 7812128

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Fowler Financial Solutions offers health insurance, life insurance, and retirement solutions to individuals and businesses throughout the Cedar Rapids metro. Its health insurance line includes Disability Insurance, dental, vision, hearing insurance, and Medicare solutions like Medicare supplements, part D drug plans, and Medicare advantage. With years of experience in the industry, John E. Fowler and Ryan M. Fowler, FICF, have led their team in providing personalized financial and insurance services to their clients.

  • Individual Plans
  • Life Insurance

3260 Southgate Place Southwest, Cedar Rapids, IA 52404
WebsiteLicense: 6947375

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Angela Mahoney - Senior Insurance Solutions is an agency located in Cedar Rapids specializing in Medicare insurance matters. Its offerings include Medicare Advantage, Medicare Supplement, and Part D prescription plans. It also addresses home health care coverage and long-term care insurance concerns. The agency conducts by-appointment consultations and extended-hour services in its office or at the client's residence. In addition, the agency strives to find policies that fit its customers' needs, capacities, and physical and mental status.

  • Individual Plans
  • Medicare Supplements
  • Medicare

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can newly hired employees in Cedar Rapids make modifications to their health insurance?

    Newly hired employees in Cedar Rapids have 30 days from the date of hire or the occurrence of a qualifying life event to change their health insurance plan. If the 30-day window is missed, no adjustments can be made until the next Open Enrollment period or another qualifying life event occurs. Changes in marital status, the birth or death of a dependent, and the gain or loss of insurance coverage are all qualifying events.

  • Does health insurance assist with the cost of long-term care for seniors in Cedar Rapids?

    No, long-term care insurance beyond a specified period is another important type of health insurance that everyone should have to protect themselves from the exorbitant costs of covering long-term services and supports that standard health insurance does not cover. Nursing homes, adult day care, hospice care, home health aides, emergency response systems, continuing care retirement communities, and rehabilitation facilities are all covered.

  • How do health reimbursement arrangements work in Cedar Rapids?

    Workers in Cedar Rapids who participate in health reimbursement arrangements through their employer's health plan are eligible for tax-free reimbursement for qualified medical expenses. It is also used by employers to reimburse employees for deductible-related out-of-pocket expenses or set up HRAs for vision and dental health insurance. Tax deductions on HRA payments and unused balances may accumulate as additional funds for the following year's coverage, though some employers limit the total amount that can be carried over.

  • Is the prescription discount card program in Cedar Rapids only accessible to people with health insurance?

    Not at all. Even Cedar Rapids residents who do not have health insurance or are underinsured can benefit from the free prescription discount card program, which provides an average savings of 20% off the retail price of commonly prescribed medications at participating pharmacies throughout the city. Furthermore, there are no age, income, or health coverage restrictions for participation in this program. Furthermore, there will be no membership or registration fees.

  • Can healthcare providers in Cedar Rapids refuse to accept health insurance?

    Yes, Cedar Rapids healthcare providers may refuse health insurance if they operate on a cash-only basis or have recently changed their network, which excludes your insurance company. If you want to see a doctor who no longer accepts your insurance, you can pay for their services yourself and then file a claim to be reimbursed. Your plan, however, may not reimburse you for treatments received outside of their network, or it may only cover a portion of the total cost. Alternatively, you can change plans.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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