Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Cedar Rapids

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cedar Rapids Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78Reviewed

49Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1918 Saint Andrews Court Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 19686244

Expertise.com Rating

Review Sources

Google
5.0 (65)

Why choose this provider?

Cedar River Insurance offers a full range of services from its Cedar Rapids location. The company assists clients in a number of areas, including auto insurance. Its team furnishes car insurance plans that cover vehicle damage resulting from collision or non-accident causes such as theft, vandalism, fire, or flood. The agents are committed to assessing clients' situations and educating them about the options that will suit their needs. They search for policies from different carriers like Kemper, MetLife, and Hagerty.

  • Multiple Carriers

98 East Willman Street, Hiawatha, IA 52233
WebsiteLicense: 6899627

Expertise.com Rating

Review Sources

Facebook
5.0 (37)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Neighbor Insurance is a family-owned independent insurance agency located in Hiawatha, Cedar Rapids. Neighbor Insurance believes that a vehicle is a central part of clients' lifestyle, as it is their connection between all the important places they go to every day. Therefore the agency offers auto insurance whose policy structure and coverage is based on unique client needs and may include collision, comprehensive, liability, and lease/loan gap coverage, among other things. Representing multiple companies, Neighbor Insurance also provides business, home, health, and life insurance.

  • Multiple Carriers

2750 1st Avenue Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 6860278

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Klug Insurance Services, Inc., is a full-service independent insurance firm serving the residents of Cedar Rapids. Established in 1982 by father and son tandem Ken and Kevin Klug, it offers a wide range of insurance products, including car insurance. The company currently represents several carriers, from which its professional associates source multiple quotes based on the vehicle owner’s individual needs, requirements, and priorities. Klug Insurance Services, Inc., also provides homeowners, commercial, and life insurance.

  • Multiple Carriers

1520 Midland Court Northeast, Cedar Rapids, IA 52402
WebsiteLicense: 16620734

Expertise.com Rating

Review Sources

Google
5.0 (125)
Facebook
5.0 (17)

Why choose this provider?

Mitch Valentine is a State Farm insurance agent providing car insurance services to clients in Cedar Rapids and the nearby areas of Hiawatha, Marion, and Robins. Valentine and his team are passionate about protecting their clients and their families against unexpected events by offering a variety of car insurance options based on their needs. As a part of State Farm, they also provide life, home, renters', and motorcycle insurance, as well as other financial products.

1110 Dina Court, Hiawatha, IA 52233
WebsiteLicense: 6887965

Expertise.com Rating

Review Sources

Google
5.0 (46)
Facebook
5.0 (12)

Why choose this provider?

Skogman Carlson Insurance aims to answer the insurance needs of individuals, families, and businesses in Cedar Rapids. An independent insurance firm, it maintains ties with a broad range of carriers, such as Travelers, Encompass, and Chubb. Its professional agents help drivers obtain car insurance, which will keep them protected in the event of an accident or other vehicle damage. Skogman Carlson Insurance also insures boats, motorcycles, and motorhomes. It has initiatives to help in community projects, such as donating to the Madge Phillips Center.

  • Motorcyle & ATV
  • Home Insurance

3100 Oakland Road Northeast, Cedar Rapids, IA 52406
WebsiteLicense: 273066

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
4.0 (4)
Yelp
5.0 (1)

Why choose this provider?

The Accel Group - Cedar Rapids is an independent agency servicing the Cedar Rapids community. It has been providing personal and business car insurance coverage options for over 80 years. Motorcycle, classic car, and off-road vehicle insurance packages are also offered. The agency believes that laughter is the best way to keep the team energized and pursue their commitment to providing high-quality customer care. It also strives to be an active member of local communities it services by buying local and volunteering for organizations with different causes.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the minimum insurance coverage requirements for drivers in Cedar Rapids?

    Individuals in Cedar Rapids are required to carry liability insurance with a minimum coverage of $20,000 for the bodily injury or death of a single person, $40,000 for the bodily injury or death of multiple people, and $15,000 for property damage. Many drivers in Cedar Rapids opt for additional property damage protections, such as comprehensive and collision coverage. Consultation with a licensed insurance agent in Cedar Rapids ensures compliance with state law and comprehensive protection of personal assets and people involved.

  • What is SR22 insurance, and when is it needed by residents of Cedar Rapids?

    Residents of Cedar Rapids who have recently been convicted of license-restricting offenses such as DUI, DWI, reckless driving, or similar violations are required to carry SR22 insurance. It demonstrates the owner's accountability for their vehicle. Residents of Cedar Rapids are required to carry SR22 insurance in order to comply with state law and regain their driving privileges following certain convictions.

  • When is non-owner SR22 insurance appropriate for Cedar Rapids drivers?

    Non-owner SR22 insurance is advantageous for motorists in Cedar Rapids who do not own a vehicle but are required to carry insurance. This option is designed for those who drive for work or for personal reasons. It ensures compliance with legal requirements, extending protection during traffic stops or when responsible for accidents, despite vehicle non-ownership. Opting for non-owner SR22 insurance in Cedar Rapids is a prudent approach, ensuring adherence to state regulations and enhancing on-road security.

  • What are the penalties for driving without proof of insurance in Cedar Rapids?

    Failure to prove financial responsibility through liability insurance in Cedar Rapids carries a $250 fine, vehicle impoundment, and a 12-month license suspension for damages exceeding $1,500. Iowa's auto insurance regulations require digital proof, such as mobile device documentation, to verify coverage. Compliance with these regulations is essential if you want to avoid these penalties while driving in Cedar Rapids.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.