Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Tallahassee

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tallahassee Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

44Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2522 Capital Circle Northeast, Tallahassee, FL 32308
  • Multiple Policy Types

Why choose this provider?

Joe Altenburg is an insurance agent with GreatFlorida Insurance who services the needs of clients in Tallahassee. Altenburg specializes in helping clients get renters' insurance products that match their needs. The renters' insurance policies cover kitchen appliances, electronics, entertainment systems, and jewelry. They also provide coverage for clothes, furniture, liability cases, and relocation expenses. Additionally, Altenburg, who established his agency with his wife Bethany of 24 years, also offers his clients homeowners, auto, commercial, and flood insurance.

License Verified:

License: A308830

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (55)
Facebook
5.0 / 5 (1)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 Chancellorsville Drive, Tallahassee, FL 32312
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Southern Financial Insurance Group is an independent insurance agency founded in 2007. It is located in Tallahassee while also serving clients in Central Florida and South Georgia. Operating for more than 10 years, its team of agents assists renters in acquiring insurance policies that will protect their properties from losses caused by burglary, fire, and flooding. Additional protection for valuable possessions like art, antiques, and electronics is also available. Additionally, Southern Financial Insurance Group also offers auto, condo, and business insurance.

License Verified:

License: L048374

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (42)
Facebook
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1425 Market Street, Tallahassee, FL 32312
  • Multiple Policy Types

Why choose this provider?

Adams Insurance is a locally owned and locally operated agency specializing in home, life, commercial, and auto insurance. It also offers renters' insurance policies that include personal legal liability coverage for property damage or injuries. Additionally, it helps to cover additional expenses incurred because of a covered loss. As an independent business, Adams Insurance represents nearly 30 insurance carriers to customize plans according to clients' needs. It has been serving clients in Tallahassee and the surrounding areas since it opened in 1990.

License Verified:

License: L000464

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
113 South Monroe Street, Tallahassee, FL 32301
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Kingdom Tree Insurance Group is an agency that caters to individuals and families in the Tallahassee area. The company offers renters' insurance that helps clients safeguard themselves from unexpected events such as natural calamities and theft. It also provides them with protection in a lawsuit due to an injury dealt with to other people. In addition, the firm handles home, condo, flood, and vehicular insurance. Kingdom Tree Insurance Group represents various companies that allow customers to choose from a wide selection of products.

License Verified:

License: L084942

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
216 Office Plaza Drive, Tallahassee, FL 32301
  • Multiple Policy Types

Why choose this provider?

Pichard Insurance Agency, Inc., offers renters' insurance solutions in Tallahassee and the surrounding communities. The business has been serving the community since 1970, providing insurance coverage for renters, homeowners, condominium unit owners, and landlords. It also offers life, health, vehicle, and business insurance policies. Catharine Morrison acquired the company after the passing of its primary founder, David Pichard. Morrison and her team strive to continue the business' legacy and provide comprehensive insurance policies.

License Verified:

License: L087247

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
521 East Tennessee Street, Tallahassee, FL 32308
  • Multiple Policy Types

Why choose this provider?

Dick Franklin is an insurance agent serving customers in Tallahassee and the surrounding areas. He has been working as a State Farm agent since 1974 and is a member of the National Association of Insurance and Financial Advisers as well as a Committee of Florida Agents director. Products that he offers include renters', homeowners', property, and auto insurance plans. Life, health, business, and pet insurance are also available. He can also provide banking and annuities services for clients.

License Verified:

License: A089130

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3512 Maclay Boulevard, Tallahassee, FL 32312
  • Multiple Policy Types

Why choose this provider?

Tallahassee-based McKee Insurance Agency serves the insurance needs of residents of Tallahassee and the surrounding communities. It is a locally owned and operated agency that carries renters’ insurance that covers personal belongings if fire, theft, or vandalism damages a client’s property. Additionally, it provides commercial and group insurance packages for businesses like small business insurance, business owner’s policy, commercial general liability, professional liability, inland marine insurance, and loss control insurance. The agency was established in 1979.

License Verified:

License: L003860

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (7)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What happens if there is a fire in Tallahassee and you don't have renters' insurance?

    If you do not have renters' insurance in Tallahassee and the fire destroys all of your personal belongings, you will be responsible for replacing everything on your own. In addition, you must pay for your own hotel room. Furthermore, if you were legally responsible for how the fire started, you must bear full financial responsibility.

  • In Tallahassee, can a landlord compel you to obtain renters' insurance?

    Individuals in Tallahassee and throughout Florida are not legally required to maintain renters insurance; however, landlords have the option to do so. If landlords insist on tenants purchasing renters' insurance, this requirement can be included in the lease agreement. Even if one has few possessions, obtaining renters' insurance is prudent because it provides financial protection against unexpected events such as theft, vandalism, or fire, thereby helping to safeguard their finances.

  • Can your renters' insurance in Tallahassee cover mold removal?

    In Tallahassee, renters' insurance provides coverage for mold damage to personal belongings only when it results from a covered risk. For instance, if a falling tree allows rainwater to enter your property, creating conditions for mold growth, your renters' insurance is likely to cover the damage to your possessions. However, if mold develops due to your negligence, your policy will typically not cover the costs associated with mold removal.

  • How does mold that you cause in Tallahassee become covered by renters' insurance?

    In Tallahassee, if a tenant is responsible for causing a mold infestation in their rental unit, the liability coverage within their renters' insurance can assist in covering the remediation expenses. This aspect falls under the liability coverage of the renters' policy, provided the insurance provider deems the damage unintentional and the claim valid. Not only does the liability coverage cover the possible liability for mold damage, it also covers the legal costs of defending against a claim related to the damage.

  • How much does renters' insurance cost in Tallahassee?

    Renters' insurance monthly premiums in Tallahassee and throughout Florida range between $12 and $25, depending on the amount of coverage obtained. However, several factors such as the level of protection required, the rental home's worth and condition, rental history and previous claims, location, military status, and pet ownership can all influence the cost of individual renters insurance.

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