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2024

Last updated:

Best Renter's Insurance Companies in Warner Robins

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Warner Robins Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34

Reviewed

23

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
114 Constitution Drive Suite 700, Warner Robins, GA 31047
  • Home and Auto Insurance

Why choose this provider?

Carlson Insurance Agency is an independent insurance firm that serves both residential and commercial clients from Warner-Robins and the surrounding areas. It provides renters' insurance policies, which cover unfortunate circumstances such as break-ins, natural disasters, and fires. It also offers homeowners', condo, and commercial property insurance policies. Other types of insurance plans that the agency provides include auto, life, and commercial general liability insurance. Carlson Insurance Agency actively supports its local community, donating 5% of its monthly revenue to church and another 5% to charities and non-profit organizations such as Jay's HOPE Foundation.

License Verified:

License: 218390

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1410 Russell Pkwy, Warner Robins, GA 31088
  • Home and Auto Insurance

Why choose this provider?

Serving Warner Robins and the nearby metros, Ethan Wallace serves the insurance needs of individuals, families, and businesses. He has been a State Farm insurance agent since 2015, carrying insurance policies for property renters to protect their belongings in cases of malicious mischief, accidents, weather impacts, or loss of use. This applies to clients who are currently renting homes, apartments, or condos. Other insurance products include auto, home, health, and life insurance. He and his staff offer services in English and Spanish.

License Verified:

License: 3000067

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)

Website
1109 Washington Street Suite A, Perry, GA 31069
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

O'Neal Insurance provides services to clients in Warner Robins and the surrounding areas. It helps individuals protect their personal properties or belongings by assisting them in applying for renters' insurance policies. These policies cover temporary housing, guest medical protection, additional living expenses, and family liability. O'Neal Insurance also carries other personal insurance products for clients who wish to secure their motorcycles, classic cars, and boats. It also offers home and life and health insurance. The company's owner, Bill O'Neal, is a commercial lines broker.

License Verified:

License: 71540

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (8)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2306 Moody Rd., Warner Robins, GA 31088
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Since its inception in 1985, White Oak Insurance has been serving as a provider for all the insurance needs of individuals and businesses in Warner Robins and throughout Georgia. By working with many top-rated partner carriers, the agency can provide a comprehensive range of coverage for renters' insurance, homeowners' insurance, life insurance, commercial insurance, and auto insurance. Its partner insurance carriers include Progressive, Mercury Insurance, MetLife, Heritage Insurance, Foremost Insurance Group, and Bristol West Insurance Group.

License Verified:

License: 70933

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 Katelyn Cir, Ste F, Warner Robins, GA 31088
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

McCranie Insurance Company provides financial risk protection to the locals of Warner Robins. Through renters' insurance, it protects its clients from a range of threats and dangers that could occur in a rented unit, such as vandalism, theft, water damage, falling objects, riots, and smoke. Donegal Insurance Group, Mercury Insurance, Aegis, and American Modern are some of the carriers the company is in partnership with. The independent insurance agency was founded by Sam McCranie in 2013 with the goal of providing clients individualized policies.

License Verified:

License: 535811

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (12)
Facebook
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
251 South Davis Dr., Warner Robins, GA 31088
  • Multiple Policy Types

Why choose this provider?

Clark Insurance & Investments is an independent firm that services the residents of Warner Robins and the surrounding areas. It helps clients find renters' insurance policies that best fit their needs. Other products it offers include homeowners', manufactured home, general liability, and health insurance. In addition, it markets policies for autos and motorcycles. Clark Insurance & Investments represents more than 100 insurers, showcasing flexibility that enables clients to find terms that cover their specific needs and concerns.

License Verified:

License: 203978

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2036 Watson Blvd, Warner Robins, GA 31093
  • Multiple Policy Types

Why choose this provider?

Eddie Causey is an insurance agent that serves the residents of the Warner Robins metro and the surrounding areas. He helps clients find renters' insurance that best fits their needs. Other policies he also markets include homeowners', condo owners', home, and property insurance. In addition, health, life, Medicare Supplement, hospital income, and pet insurance are available. Causey has been working with State Farm for more than 35 years. He can also provide Spanish services. Evening and Saturday meetings can also be done by appointment.

License Verified:

License: 295387

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
153 Smithville Church Road, Warner Robins, GA 31088
  • Multiple Policy Types

Why choose this provider?

Lori Johnson, a State Farm insurance agent, caters to individuals and businesses in Warner Robins and the surrounding areas. She offers renters' insurance policies that cover clients' personal property like furniture, clothing, and bicycles that have been damaged in a disaster, fire, or theft. Johnson is a Silver Scroll and Legion of Honor qualifier and is a member of the Houston County Board of Education. She also provides auto, homeowners', life, personal articles, pet, and business insurance.

License Verified:

License: 647170

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Should you get renters' insurance in Warner Robins?

    Renters' insurance is not legally required, but getting a policy is a wise financial decision. As a condition of signing the lease, your landlord may require you to obtain renters' insurance. Nevertheless, renters' insurance in Warner Robins is a must to safeguard your belongings from loss, damage, and theft, as well as to avoid being held accountable for injuries that occur there.

  • What is identity restoration coverage in Warner Robins?

    Your renters' insurance in Warner Robins can provide identity restoration coverage, which helps protect you during instances of identity theft. Subject to the conditions of your policy, you may be able to seek reimbursement for expenses resulting from identity theft, such as lost earnings, attorney fees, and other restoration fees.

  • Do you need to undergo a credit check for renters' insurance in Warner Robins?

    Yes. In Warner Robins, renters' insurance applications often include a credit check. Insurers use this assessment to evaluate your probability of timely premium payments and to estimate the likelihood of you making a claim. Statistically, individuals with lower credit scores tend to be associated with a higher likelihood of filing insurance claims.

  • What does sub-limit in your Warner Robins renters' insurance mean?

    A sub-limit in Warner Robins refers to the maximum amount your insurance provider will pay for certain items in a renters' insurance claim. Typically, sub-limits are lower than your overall personal property coverage limit. For instance, if your policy covers $30,000 for personal property but has a $1,500 sub-limit for jewelry, you can receive up to $30,000 for other items without sub-limits. However, your jewelry claim will be limited to $1,500.

  • What are some things you should know before purchasing renters' insurance in Warner Robins?

    Before purchasing renters' insurance in Warner Robins, take note of the following:

    • Certain renters' insurance companies cover only explicitly listed damages (named peril), while others provide coverage for all damages except those explicitly excluded (all risk).
    • Water damage, earthquakes, and floods are frequently not covered by renters' insurance, while incidents like hail, fire, theft, and vandalism are.
    • Factors like pet ownership or safety features can influence your insurance cost, possibly resulting in premium adjustments based on policy considerations.

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