Expertise.com

Best Renter's Insurance Companies in Columbus

2024

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Providers

Last updated:

Website
1656 South Lumpkin Road, Columbus, GA 31903
  • Multiple Policy Types

Why choose this provider?

Kite Insurance Agency has been providing insurance services since 1984. It helps clients in Columbus find renters' insurance policies that are suitable for their needs. It also handles insurance products to protect clients' personal watercraft, businesses, and automobiles. In addition, the company is available for home, condo, flood, boat, motorcycle, and auto insurance services. General liability, umbrella, and flood insurance products are also offered. Kite Insurance Agency also assists individuals with licensed plates and driver's licenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (47)
Facebook
5.0 / 5 (15)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4905 Warm Springs Rd, Columbus, GA 31909-4051
  • Multiple Policy Types

Why choose this provider?

Travis Greene is an insurance agent who has been working for State Farm since 2014. He offers renters' insurance, which protects one's personal belongings, covering losses that may result from various circumstances such as fire, smoke, riots, vandalism, theft, or hail. It also includes coverage for the loss of use of a property. Greene provides his services to clients in Columbus and the surrounding areas. He has also been given the State Farm Ambassador Travel Qualifier award.

License Verified:

License: 2803827

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1610 Broad Street, Phenix City, AL 36867
  • Multiple Policy Types

Why choose this provider?

Established in 1984, Heritage Agency, Inc. is a multi-line insurance agency serving the community of Columbus and nearby areas. Its agents assist individuals and businesses with a comprehensive array of insurance products, including renters' insurance plans. As an independent insurance firm, it helps its clients find coverage options that protect what is most important to them with its network of insurance carriers, including AIG and CNA. Heritage Agency, Inc. is a member of Trusted Choice.

License Verified:

License: 105327

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)
Facebook
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5964 Veterans Parkway, Columbus, GA 31909
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Proverb Insurance is a company providing Columbus residents with renters' insurance. This type of insurance policy covers tenants' personal properties against damage or theft. It also covers medical expenses for injured visitors, regardless of who is at fault. Clients can get a renters' insurance quote by filling up the form on the company's website. The agency also offers flood, condominium, life, business, and commercial auto insurance. The professionals at Proverb Insurance are knowledgeable about multiple insurance companies, products, and guidelines.

License Verified:

License: 184590

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the coverages of a renter's insurance policy in Columbus?

    A renter's insurance plan in Columbus protects its policyholders against theft or damage. This means that if ever their personal possessions were stolen or damaged, the insurance policy would cover the replacement, subject to the limits and deductibles of the plan. Additionally, it safeguards you and your family from specific liability claims involving property damage and bodily injury.

  • Is it a requirement to have renter's insurance in Columbus?

    There are no laws requiring tenants in Columbus to purchase renter's insurance. However, some landlords may require you to get one before they allow you to live in their building. Having renter's insurance is a safety net for tenants, as the landlord's insurance will not be liable for any damage to a renter's personal property.

  • What are the factors affecting a renter's insurance rate in Columbus?

    To determine the renter's insurance rate, the provider checks the location of the rental property and its home risk level. It also looks into the individual's credit score. People with poor credit histories may be charged more, while renters in Columbus with strong credit histories may pay less.

  • Does renter's insurance in Columbus cover storage units?

    A renter's insurance policy in Columbus will cover a tenant's possessions in the event of theft, fire, or flood, regardless of whether he/she lives in a townhome, apartment, or dorm room. The provider should reimburse the policyholder for the value of the items up to the limit of their policy. Note that renter's insurance will not cover damage caused by personal negligence.

  • Does renter's insurance in Columbus cover your collectibles?

    It depends on the collectibles' value. Although collectibles may be a part of an individual's belongings, their value may far exceed what is covered under a standard renter's insurance plan. For example, a renter's insurance policy in Columbus may only pay up to $2,000 for your collectibles, even though they are valued more. If you have a valuable collection, it's better to get a property rider to ensure that your collectibles will be covered in case of damage or theft.

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