Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Albany

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Albany Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

24Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2543 Lafayette Plaza Drive, Albany, GA 31707
  • Home and Auto Insurance

Why choose this provider?

Griffin & Company Insurance is an independent firm serving individuals, families, and businesses in Albany and the surrounding communities. It offers personal lines insurance policies that secure clients' homes, rental properties, cars, and motorbikes. It also provides options for renters', excess liability, and high net worth insurance. Its business insurance coverage includes business auto, general liability, commercial property, and workers' compensation. Griffin & Company ensures clients pick policies appropriate to their needs by educating them on the insurance industry and their options.

Attorney Information

Attorney NamesExperience
Brent Griffin - Owner22 yrs

License Verified:

License: 171796

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (30)
Facebook
4.9 / 5 (24)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
315 Eva St., Albany, GA 31707
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Dougherty County Farm Bureau provides renters' insurance to the locals of Albany and the surrounding areas. It offers other insurance coverages, such as travel, life, home, and car, as well as insurance that protects farmers against risks and exposures to loss involving farm structures and equipment, irrigation systems, and large farm machinery. The Farm Bureau Insurance was created for farmers by farmers in 1958. The bureau supports farm families, locally-grown food, and stewardship of the land.

License Verified:

License: 2800073

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (26)
Facebook
4.1 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2402 Dawson Road Suite 1, Albany, GA 31707
  • Home and Auto Insurance

Why choose this provider?

Karen Cohilas is an Albany-based insurance agent of State Farm, a network of independent contractor agents that provides a wide range of insurance solutions. Her insurance offerings include home insurance, renters' insurance, auto insurance, life insurance, and business insurance. The renters' insurance protects the policyholder's personal belongings like furniture, electronics, and clothes against fire, theft, and vandalism. Karen is a member of Southwest Georgia's 40 Under 40 through the sponsorship of the Albany Herald and the Chamber of Commerce.

License Verified:

License: 3134673

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (67)
Google
4.8 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2418-4 Sylvester Rd, Albany, Ga 31705
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Ricky D. Jackson Insurance Agency helps tenants in Albany find protection coverage suitable for their needs. It helps individuals understand that their protection and that of their families and belongings are not included in the landlords' insurance. Its representative informs clients about coverage options available such as protection from losses and damages from fire, plumbing water damage, and vandalism. Jackson is a licensed insurance agent in Georgia and Florida. His agency also offers life, auto, home, and business policies.

License Verified:

License: 644742

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (20)
Google
4.4 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
108 N Monroe St, Albany, GA 31701
  • Home and Auto Insurance
  • Multiple Carriers

Why choose this provider?

Dismuke Insurance helps tenants in Albany in finding suitable renters' protection policies. It guides consumers in understanding the benefits that renters' insurance plans provide like replacement for damaged or lost items due to vandalism or theft and protection against injury liabilities. The company's agents also help individuals in selecting other indemnity products like a flood, general liability, mobile home, and landlord insurance. Dismuke Insurance has been of service to the Southwest Georgia community for more than 70 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1704 Gillionville Rd., Albany, GA 31707
  • Home and Auto Insurance

Why choose this provider?

Reynolds, Shugart & Associates in Albany offers individuals and businesses a wide range of insurance coverages. One of its insurance products protects renters against legal responsibility for property damage or injuries that their families may be responsible for. It also offers insurance plans for home, auto, commercial property, general and excess liability, and workers' compensation. The firm has been serving the community for more than 30 years. Its team designs a suitable program according to the clients' insurance needs.

License Verified:

License: 101985

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 North Slappey Boulevard, Albany, GA 31701
  • Multiple Policy Types
  • Home and Auto Insurance
  • Business Insurance

Why choose this provider?

Tim Thomas is an insurance agent of State Farm who offers a wide variety of insurance solutions to clients in Albany. He helps clients avail of renters' insurance to protect their belongings in cases of theft and vandalism, accidents, weather impacts, or loss of use. These belongings can include TVs, electronics, furniture, and clothing. Thomas and his team also assist with additional premiums such as liability coverage for items or situations not covered by the insurance. He extends his services to clients across the state of Georgia.

License Verified:

License: 96931

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (58)
Facebook
4.9 / 5 (22)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2305 Village Green Ct, Albany, GA 31707
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Bobby Underwood is a State Farm insurance agent that provides a wide range of insurance solutions for individuals and small businesses in Albany and the rest of South Georgia. Bobby guides clients with their home insurance, renters' insurance, life insurance, and health insurance needs. His renters' insurance offering protects personal belongings like furniture, electronics, and clothes against accidents related to fire, smoke, water, and theft. It also covers liability costs in case someone gets hurt in the rental premises.

License Verified:

License: 2912530

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (25)
Facebook
4.7 / 5 (23)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • What determines the cost of renters' insurance in Albany?

    The cost of renters' insurance in Albany depends on whether the unit has construction features and is located in an area prone to environmental and crime risks. Tenants who live in areas that are vulnerable to natural disasters or theft may pay more expensive insurance premiums. Moreover, if they have lower deductibles, they will pay higher insurance rates.

  • In Albany, how can tenants save on their renters' insurance?

    Tenants in Albany can save on their renters' insurance by investing in safety or security devices. Installing fire alarms, smoke detectors, and burglar alarms can reduce the risk of unforeseen events. They can also save on their insurance policy if they bundle their renters' insurance with other personal protection plans.

  • Why is it important to create a home inventory list in Albany?

    It is important to create a home inventory list in Albany to make your renters' insurance claim process faster. This will also help you determine the value of all your personal belongings. When making an inventory, include each item's purchase price or current value. Also, keep a copy of your list outside your home so that it will not be lost in case of unforeseen events like fire and theft.

  • Are families and individuals in Albany required to have renters' insurance?

    It depends on the situation. In Albany, there is no law that requires families and individuals leasing a house to acquire renters' insurance. However, landlords in Georgia are legally allowed to require this type of insurance. This means that if their landlords ask them to provide proof of insurance, they need to purchase one.

  • Does renters' insurance in Albany cover roof leaks?

    No, renters' insurance in Albany does not cover roof leaks. Property owners and landlords should be responsible for this type of structural damage. However, if said leak caused damage to the tenant's personal belongings, such as clothing, electronics, and furniture, renters' insurance may cover it. It can pay for their repair or replacement cost. Furthermore, it covers additional living expenses in case tenants need to leave their homes while being repaired.

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