Best Mortgage Refinance Companies in Melbourne

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Ameribest Mortgage logo
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License Verified:

License: 325885

Nationwide Multistate Licensing System and Registry

Ameribest Mortgage

1413 S. Patrick Drive #6, Satellite Beach, FL 32937
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  • Reverse Mortgages

Business Description

Ameribest Mortgage provides lending solutions for cash-strapped borrowers missing loan payments in Melbourne. Its refinancing options seek to adjust terms, obtain money from equities, fund property renovations, and consolidate debt obligations. Depending on the clients' housing and financial goals, its mortgage advisors recommend restructuring solutions like ARM conversion and the HARP unlimited programs. They also guide first-time homebuyers in the loan process, from filing applications to closing on chosen properties. Its customized quotes detail loan amounts, interest rates, terms, and advantages of its proposed funding programs.

License Verified:

License: 325885

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (80)
Facebook
4.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Mortgage logo
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License: 330596

Nationwide Multistate Licensing System and Registry

American Mortgage

330 5th Avenue Suite 100, Indialantic, FL 32903
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  • New Construction

Business Description

American Mortgage is a locally owned firm that caters to the refinancing needs of people in Melbourne and the neighboring areas. The company's loan offerings help individuals maximize their home equity, get lower interest rates, and pay off their debt. It also has various programs that suit its clients' different housing needs. These include jumbo, reverse, investment property, and government-backed mortgages. American Mortgage has been in the home loan industry for more than 30 years.

License Verified:

License: 330596

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (35)
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Ashley Stockrahm logo
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License: 1393960

Nationwide Multistate Licensing System and Registry

Ashley Stockrahm

7115 Turner Road, Rockledge, FL 32955
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  • New Construction

Business Description

Ashley Stockrahm of Certified Mortgage Planners serves Melbourne homeowners. The senior loan originator helps clients achieve various refinancing goals, from reducing interest rates and loan terms to cashing out on equity and removing mortgage insurance. She works with clients one on one to find an option tailored to their needs and financial capacity. Ashley strives to simplify the process by educating clients on mortgage jargon and what to expect in each step. She also assists clients with purchase loans like conventional, Jumbo, and VA.

License Verified:

License: 1393960

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Assurance Home Loan Inc. logo
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License Verified:

License: 345907

Nationwide Multistate Licensing System and Registry

Assurance Home Loan Inc.

150 Coconut Dr Suite #202, Indialantic, FL 32903
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  • Reverse Mortgages

Business Description

Assurance Home Loan Inc. serves clientele throughout Melbourne. It serves mortgagors by helping them refinance their current mortgages. Its staff works with them, explaining common industry terms and the processes involved and discussing available market options and their benefits, such as reduced interest rates or monthly payments. The company also assists home buyers in applying for and acquiring mortgages with fixed or adjustable rates. One of its mortgage loan originators, John Sorgenfrei, has been working in the mortgage industry since 1987.

License Verified:

License: 345907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Champions Mortgage logo
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License Verified:

License: 1197473

Nationwide Multistate Licensing System and Registry

Champions Mortgage

2725 Center Pl, Melbourne, FL 32940
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  • New Construction

Business Description

Champions Mortgage serves clients in Melbourne. The firm assists individuals and families who wish to lower monthly payments, shorten loan terms, or consolidate debt through refinancing. Its mortgage brokers incorporate simplicity throughout the lending process, ensuring that their customers understand their refinancing options and select the best program for their needs. The company also provides home purchase and commercial loans. The firm—which was founded in 2014—employs mortgage professionals with extensive experience in both the retail and wholesale mortgage industries.

License Verified:

License: 1197473

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jake Malesh logo
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License Verified:

License: 2129513

Nationwide Multistate Licensing System and Registry

Jake Malesh

403 Jillotus St., Merritt Island, FL 32952
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  • Reverse Mortgages

Business Description

Jake Malesh has been working for Space Coast Mortgage Corp. as a mortgage loan originator since 2021. He serves homebuyers and mortgagors throughout the Melbourne area. Jake collaborates with clients, maintaining regular communications while guiding them through the search and application process for mortgages and refinancing solutions. These solutions range from custom mortgage options for residential property investors to cash-out or rate refinances. His website also contains digital guides for common mortgage-related issues, like finding favorable refinancing rates.

License Verified:

License: 2129513

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kendall Mortgage Corporation logo
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License Verified:

License: 1642576

Nationwide Multistate Licensing System and Registry

Kendall Mortgage Corporation

1600 W. Eau Gallie Blvd. Suite 205A, Melbourne, FL 32935
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Business Description

For over 25 years, Kendall Mortgage Corporation has been helping Melbourne residents navigate the process of obtaining home loans. It offers borrowers the option to refinance their existing mortgages. Its originator, John Kendall, also assists clients in securing new loan applications and provides different programs, such as construction, conventional, FHA, first-time homebuyers, USDA, and VA options. The family-owned mortgage company gives back to the community by contributing its time and resources to charitable organizations, local schools, and small businesses throughout Brevard County.

License Verified:

License: 1642576

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (1)
Oceans Lending LLC logo
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License Verified:

License: 1470464

Nationwide Multistate Licensing System and Registry

Oceans Lending LLC

1740 Sarno Rd, Melbourne, FL 32935
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  • New Construction
  • Reverse Mortgages

Business Description

Oceans Lending LLC is a full-service mortgage company that caters to clients in Melbourne and nearby areas. It underwrites and originates different types of programs, such as FHA and VA loans, which can be used for home purchasing or refinancing. Some of the other mortgage products offered are jumbo, conventional, and renovation loans. The company's specialists look into the financial information of the borrowers and provide them with the knowledge and directions they need to get the best house loan.

License Verified:

License: 1470464

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (28)
Facebook
4.8 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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