Best Mortgage Refinance Companies in Melbourne

Ameribest Mortgage provides lending solutions for cash-strapped borrowers missing loan payments in Melbourne. Its refinancing options seek to adjust terms, obtain money from equities, fund property renovations, and consolidate debt obligations. Depending on the clients' housing and financial goals, its mortgage advisors recommend restructuring solutions like ARM conversion and the HARP unlimited programs. They also guide first-time homebuyers in the loan process, from filing applications to closing on chosen properties. Its customized quotes detail loan amounts, interest rates, terms, and advantages of its proposed funding programs.

Ashley Stockrahm of Certified Mortgage Planners serves Melbourne homeowners. The senior loan originator helps clients achieve various refinancing goals, from reducing interest rates and loan terms to cashing out on equity and removing mortgage insurance. She works with clients one on one to find an option tailored to their needs and financial capacity. Ashley strives to simplify the process by educating clients on mortgage jargon and what to expect in each step. She also assists clients with purchase loans like conventional, Jumbo, and VA.

Assurance Home Loan Inc. serves clientele throughout Melbourne. It serves mortgagors by helping them refinance their current mortgages. Its staff works with them, explaining common industry terms and the processes involved and discussing available market options and their benefits, such as reduced interest rates or monthly payments. The company also assists home buyers in applying for and acquiring mortgages with fixed or adjustable rates. One of its mortgage loan originators, John Sorgenfrei, has been working in the mortgage industry since 1987.

Champions Mortgage serves clients in Melbourne. The firm assists individuals and families who wish to lower monthly payments, shorten loan terms, or consolidate debt through refinancing. Its mortgage brokers incorporate simplicity throughout the lending process, ensuring that their customers understand their refinancing options and select the best program for their needs. The company also provides home purchase and commercial loans. The firm—which was founded in 2014—employs mortgage professionals with extensive experience in both the retail and wholesale mortgage industries.

Harmony Mortgage, Inc., is a lending business that assists with down payment assistance for locals in Melbourne. It helps homebuyers and homeowners with a variety of loans and refinancing options. These programs enable clients to change terms and rates, as well as opt to cash out. Notary officer Jason Carrasquillo has been a licensed mortgage broker since 2004. He is also a licensed Realtor who started his career in the financial services industry in 1997.

Jake Malesh has been working for Space Coast Mortgage Corp. as a mortgage loan originator since 2021. He serves homebuyers and mortgagors throughout the Melbourne area. Jake collaborates with clients, maintaining regular communications while guiding them through the search and application process for mortgages and refinancing solutions. These solutions range from custom mortgage options for residential property investors to cash-out or rate refinances. His website also contains digital guides for common mortgage-related issues, like finding favorable refinancing rates.

For over 25 years, Kendall Mortgage Corporation has been helping Melbourne residents navigate the process of obtaining home loans. It offers borrowers the option to refinance their existing mortgages. Its originator, John Kendall, also assists clients in securing new loan applications and provides different programs, such as construction, conventional, FHA, first-time homebuyers, USDA, and VA options. The family-owned mortgage company gives back to the community by contributing its time and resources to charitable organizations, local schools, and small businesses throughout Brevard County.

Morgan Financial is a veteran-owned and locally operated mortgage company serving homebuyers, real estate agents, and builders throughout Melbourne. It helps clients lower their interest rates or shorten their terms through mortgage refinancing programs. The team also offers refinancing products for cash-out or home improvement purposes. In addition, the company assists with a variety of home purchase loans, including Fannie Mae, FHA, and VA mortgages. Morgan Financial has been in business for more than two decades.

Oceans Lending LLC is a full-service mortgage company that caters to clients in Melbourne and nearby areas. It underwrites and originates different types of programs, such as FHA and VA loans, which can be used for home purchasing or refinancing. Some of the other mortgage products offered are jumbo, conventional, and renovation loans. The company's specialists look into the financial information of the borrowers and provide them with the knowledge and directions they need to get the best house loan.

Phoenix Star Mortgage implements refinancing solutions for homeowners in the Melbourne area. Owners and operators Havana Romaine and Wendy Ruhlig assist mortgage borrowers in refinancing to secure equity and obtain lower monthly payments. They educate clients about the loan process and guide them to help overcome refinancing challenges. Together, they have more than 30 years of experience serving the mortgage needs of the community. In addition, Romaine and Ruhlig develop solutions for borrowers with problems getting qualified.