Best Mortgage Refinance Companies in Orlando

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License: 2412313

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Mortgage Expert

Orlando, FL
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  • Mortgage Lenders
  • Mortgage Brokers

Business Description

Mortgage Expert works with clients in and around Orlando. It assists people seeking to refinance their current mortgages for various purposes, such as reducing payments, shortening loan terms, cashing out equity, and consolidating loans. It works with clients to determine the best lending package suitable for their needs. There are also loan options offered to first-time homebuyers, such as conventional, jumbo, VA, and FHA mortgages. Shahram Sondi, the firm's mortgage advisor, has over 20 years of experience in the field.

License Verified:

License: 2412313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Expert

Absolute Home Loan Services, LLC logo
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License: 346792

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Absolute Home Loan Services, LLC

3008 East Robinson Street, Orlando, FL 32803
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  • NMLS #: 39166

Business Description

Absolute Home Loan Services LLC provides options for home mortgage refinance in Orlando. It offers a variety of solutions for refinancing, including conventional, fixed-rate, and adjustable-rate mortgages. Additionally, the company offers jumbo loans, which exceed Fannie Mae and Freddie Mac's conventional loan limits, as well as FHA loans and VA loans for veterans. The team at Absolute Home Loan Services LLC is dedicated to working with clients to tailor mortgage refinancing solutions to their specific goals and needs.

License Verified:

License: 346792

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (1)

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Absolute Home Loan Services, LLC

Agave Home Loans logo
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License: 1951574

Nationwide Multistate Licensing System and Registry

Agave Home Loans

Orlando, FL
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  • Multi-Family Loans

Business Description

Agave Home Loans assists Orlando-based clients with their refinancing needs. It helps clients convert existing equity to be used for other purposes, such as home remodels and college tuitions. This is also an option available to those planning to change the terms of their loans and make payments more predictable. The company uses a software application that goes over the loan options offered by more than 50 lenders in the United States. Agave Home Loans also helps first-time homebuyers and military families.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (91)

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Agave Home Loans

American Mortgage logo
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American Mortgage

617 E Colonial Drive, Suite A, Orlando, FL 32803
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  • Multi-Family Loans

Business Description

American Mortgage is a firm catering to the residential and commercial needs of Orlando. The company compares mortgage plans from over 300 lenders to assist homeowners in refinancing their current mortgage and potential homebuyers in financing their purchases. Its professionals guide clients in choosing from a variety of loan types including Fannie Mae and Freddie Mac, USDA, FHA, and VA loans. American Mortgage's team has more than 50 years of combined experience. It has served over 196,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (31)
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5.0 / 5 (7)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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American Mortgage

Angel Oak Home Loans logo
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License: 685842

Nationwide Multistate Licensing System and Registry

Angel Oak Home Loans

1800 Pembrook Drive, Orlando, FL 32810
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  • NMLS #: 39166

Business Description

Angel Oak Home Loans is a mortgage refinance company that serves residents in Orlando and communities in more than 20 states. It offers a variety of traditional and non-traditional mortgage products tailored to meet every client's individual home financing requirements. Its professionals guide their clients through the loan process because they understand their unique needs. The company's lending approach falls into two platforms—retail and consumer direct. Both models are designed with customer service in mind for quick closing.

License Verified:

License: 685842

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.6 / 5 (33)

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Angel Oak Home Loans

Embrace Home Loans - Florida - Maitland logo
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License: 2184

Nationwide Multistate Licensing System and Registry

Embrace Home Loans - Florida - Maitland

485 North Keller Road, Maitland, FL 32751
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  • NMLS #: 39166

Business Description

Embrace Home Loans serves clients in the Orlando area. Its team of mortgage professionals works with property owners to provide mortgage refinancing solutions that help them obtain lower rates and monthly payments, cash out their mortgages to make large purchases, or consolidate their debts. The company offers a variety of mortgage products, including FHA loans, jumbo loans, and VA loans. Embrace Home Loans was named the #1 Large Mortgage Company for customer satisfaction by Social Survey.

License Verified:

License: 2184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Embrace Home Loans - Florida - Maitland

Evolution Mortgage Loans logo
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Evolution Mortgage Loans

6900 Tavistock Lakes Blvd Suite 469, Orlando, FL 32827
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  • Multi-Family Loans

Business Description

Evolution Mortgage Loans, LLC, offers its services within the Orlando area and its surrounding localities. It assists individuals and families in securing home equity and refinance mortgage loans for properties that have already been recapitalized, in order to pay off debt or reduce interest rates. It also provides options for fixed-rate and adjustable-rate mortgages, as well as VA, FHA, and jumbo loans. In addition, it caters to prospective home and business owners who are looking to finance the construction of their properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Evolution Mortgage Loans

Florida Home Funding logo
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License: 870878

Nationwide Multistate Licensing System and Registry

Florida Home Funding

390 North Orange Avenue, Orlando, FL 32801
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  • NMLS #: 39166

Business Description

Florida Homefunding is a mortgage refinance company in Orlando. It helps clients obtain new mortgages, often with lower rates or monthly payments. Property owners often take advantage of mortgage refinancing options to cash out their mortgage to pay for big purchases such as home improvements or to consolidate credit cards and other debt. Florida Homefunding's refinancing options are free of closing costs. The company also offers conventional 15-, 20-, and 30-year mortgages, as well as FHA and VA loans.

License Verified:

License: 870878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Florida Home Funding

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Jay Zerquera

189 South Orange Avenue, Suite 970, Orlando, FL 32801
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Business Description

Jay Zerquera assists clients in Orlando. He offers refinancing solutions, which aim to lower the customers' mortgage payments, consolidate their debts, and reduce loan terms. In addition, he helps clients purchase homes by teaching them about borrowing and interest complexes. He handles renovation mortgages by improving home projects through comprehensive loaning. Zerquera serves as a vice president for FBC Mortgage, LLC. The firm has more than 1,000 employees and has filed more than $25 billion funded loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

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Jay Zerquera

JD Lending Group Inc. logo
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JD Lending Group Inc.

1412 W Colonial Dr. Suite#100, Orlando, FL 32804
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  • Reverse Mortgages

Business Description

JD Lending Group, Inc., provides mortgage brokering services for clients in Orlando and other nearby communities. Its staff assists individuals and families in determining their qualifications for securing refinancing options for the funding of house remodeling, college tuition, or business endeavors while lowering monthly payments and interest rates. It also caters to first-time homebuyers or those looking to purchase investment homes through its FHA and USDA loan packages. The firm is partnered with at least 20 lenders throughout the country for its services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (68)
Facebook
5.0 / 5 (5)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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JD Lending Group Inc.

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Justin Davis

37 N Orange Ave Suite 500B, Orlando, FL 32801
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  • Multi-Family Loans

Business Description

Justin Davis is a Nations Lending personal mortgage advisor serving Orlando. Whether helping clients buy their first homes, sell current ones, or refinance their mortgage, he assists them in achieving their goals by providing them with custom-tailored financial solutions. Depending on their needs, he offers a variety of loan options such as arm, conventional, harp, FHA, USDA, and VA. A previous client commended Justin for keeping him updated with the process and helping him buy his house in 30 days.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (4)

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Justin Davis

Kohler Mortgage LLC logo
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Kohler Mortgage LLC

1906 Winding Oaks Drive, Orlando, FL 32825
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  • Multi-Family Loans

Business Description

Kohler Mortgage LLC assists clients in Orlando and its nearby areas in refinancing and securing loans. The firm helps homeowners change their current mortgage program while minimizing the paperwork involved. It also matches home buyers with loan products that fit their financial objectives. The company has access to a range of programs, from 15- to 30-year fixed and adjustable-rate mortgages to conventional, FHA, and VA loans. Kohler Mortgage has been serving the community since 2003.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (13)
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Kohler Mortgage LLC

Land Home Financial Services, Inc. logo
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Land Home Financial Services, Inc.

1000 N. Magnolia Ave Suite B, Orlando, FL 32803
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  • Reverse Mortgages

Business Description

Land Home Financial Services, Inc., is a privately owned mortgage firm that aims to help clients achieve their dream homes in Orlando. It assists clients to get pre-qualified with a range of home loans and processes the application. It also aids clients who want to refinance their existing mortgages due to changes in the rates, personal finances, or housing plans. In addition, the firm covers reverse mortgages, helping seniors get a loan. The company has been operating for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (45)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Land Home Financial Services, Inc.

Mortgage Financial Group, Inc logo
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License Verified:

License: 219650

Nationwide Multistate Licensing System and Registry

Mortgage Financial Group, Inc

1100 East Alfred Street, Tavares, FL 32778
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  • NMLS #: 39166

Business Description

Mortgage Financial Group, Inc., serves clients in the Orlando metro and the surrounding communities. It offers several mortgage refinancing options for single-family and multi-family homes, condominiums, townhomes, and manufactured homes. It has a team of advisers who can accommodate individuals with low or moderate credit ratings. Clients can also take advantage of the company's loan programs if they plan to purchase vacation homes or investment properties. Additionally, Mortgage Financial Group has reverse mortgage services and new home purchase mortgages.

License Verified:

License: 219650

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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Mortgage Financial Group, Inc

My Florida Mortgage Solutions logo
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My Florida Mortgage Solutions

7901 Kingspointe Pkwy Ste 19, Orlando, FL 32819
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  • New Construction

Business Description

My Florida Mortgage Solutions serves customers in Orlando. It provides mortgage refinancing solutions and a variety of loan programs, such as USDA, HARP, jumbo, and FHA home loans. It offers reverse mortgage loans, custom loan terms, and VA home purchase loans. It has different types of loans, which include third-year fixed-rate mortgages, hybrid arms, and adjustable-rate mortgages. Zuleika Romo, the firm's senior loan originator, has over 15 years of experience in the mortgage and real estate industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (97)
Google
4.8 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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My Florida Mortgage Solutions

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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