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Best Health Insurance Agencies in Tampa

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2023
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Affordable Insurance Team logo
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License Verified:

License: L104855

Florida Division of Insurance Agent and Agency Services

Affordable Insurance Team

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8911 Regents Park Drive, Tampa, FL 33647
  • Individual Plans
  • Life Insurance

Business Description

Affordable Insurance Team is an independent insurance brokerage serving private and commercial clients in Tampa. It offers a wide range of risk management solutions, including individual, family, and group health insurance programs. It also provides a variety of Medicare coverage options, as well as term life and whole life insurance. The brokerage has been in the business since 2016 and works with multiple insurance carriers, such as Aetna, Blue Cross Blue Shield, and Ameritas, to present clients with options that suit their needs.

License Verified:

License: L104855

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (39)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alta Vista Insurance logo
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License Verified:

License: L079867

Florida Division of Insurance Agent and Agency Services

Alta Vista Insurance

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4023 N Armenia Ave Suite 220, Tampa, FL 33607
  • Health Insurance

Business Description

Alta Vista Insurance helps secure the finances of individuals, families, and businesses throughout the Tampa metro. It provides health insurance plans including FFS, HMO, PPO, and POS. It also offers individual disability, life, homeowners' and auto policy packages. The independent insurance company aims to share its knowledge, create partnerships, deliver custom solutions, support clients, particularly during claims, and build positive relationships with them. The company's experienced agents are familiar with the different insurance products and participate in regular continuing education courses to improve their services.

License Verified:

License: L079867

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (89)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bradshaw Insurance LLC logo

License Verified:

License: L114927

Florida Division of Insurance Agent and Agency Services

Bradshaw Insurance LLC

201 W Laurel St, Suite 205, Tampa, FL 33613
  • Life Insurance
  • Medicare Supplements

Business Description

Bradshaw Insurance LLC is an independent agency that helps Tampa clients with health insurance policies. The firm offers assistance with insurance shopping and proposes various types of plans including Medicare drug coverage, prescription drug plans, critical illness insurance, dental, and HMO plans to match its clients' needs. This agency also provides services to individuals interested in home, auto, and life insurance. For clients looking for life insurance policies, the firm offers term, whole, and final expense life insurance.

License Verified:

License: L114927

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charlies Agents Insurance Agency logo
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License Verified:

License: L087350

Florida Division of Insurance Agent and Agency Services

Charlies Agents Insurance Agency

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1111 N Westshore Blvd Suite 215, Tampa, FL 33607
  • Health Insurance

Business Description

Charlies Agents Insurance Agency is a family-owned business serving the Tampa metro and nearby areas. It assists individuals and families in obtaining health insurance plans to secure reimbursements for medical expenses. The full-service agency offers Medicare Advantage and Supplements, long-term care, disability, and dental and vision insurance. It works with various healthcare insurance providers, including Devoted Health, Humana, and Bay Care Plus. Its team also provides business insurance coverages. Charlies Agents Insurance Agency has been in the industry since 2009.

License Verified:

License: L087350

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Huff's Life and Health Insurance Solutions logo
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License Verified:

License: W371813

Florida Division of Insurance Agent and Agency Services

Huff's Life and Health Insurance Solutions

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2298 Lakeland Hills Blvd., Lakeland, FL 33805
  • Life Insurance
  • Dental and Vision Insurance
  • Health Insurance

Business Description

Huff's Life and Health Insurance Solutions is a veteran-owned company serving Tampa clients. It offers health insurance that helps customers cover the costs of medical services and prescription drugs. It also assists with Medicare, including seniors with disabilities and permanent kidney failure. In addition, the agency has whole, term, index universal, and universal life plans, as well as accidental death policies. The Huff's Life and Health Insurance Solutions team has over 100 years of collective expertise in providing risk management solutions.

License Verified:

License: W371813

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Mesa Insurance agency logo
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License Verified:

License: L050210

Florida Division of Insurance Agent and Agency Services

Mesa Insurance agency

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4840 N. Armenia Ave., Tampa, FL 33603
  • Health Insurance

Business Description

Mesa Insurance Agency serves clients in the metro of Tampa, offering various personal and business insurance products. It is a one-stop shop for all insurance needs, including health, dental, and vision insurance. The firm partners with most insurance carriers in Florida and continues to add more to its roster of providers. Mesa Insurance Agency uses modern computer systems to facilitate transactions with clients while adding a personal touch to their customer interactions. It has issued around 8,000 insurance policies to over 3,000 policyholders.

License Verified:

License: L050210

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (28)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Star Nsurance logo
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License Verified:

License: L094121

Florida Division of Insurance Agent and Agency Services

Star Nsurance

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1430 E Fletcher Ave, Tampa, FL 33612
  • Health Insurance

Business Description

Through Obamacare, Star Nsurance helps private individuals and businesses secure health insurance plans to subsidize their healthcare expenses in Tampa. Its health insurance policies cover dental, top vision, and short-term health. It offers to quote clients through 25 different carriers to help them get insurance plans that fit their budget. Additionally, the office has its doors open to assist those seeking car insurance find the plans they can afford. It caters to both English and Spanish-speaking clients.

License Verified:

License: L094121

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (67)
Facebook
4.8 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.