Expertise.com

2024

Last updated:

Best Mortgage Brokers in Hialeah

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Hialeah Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

53Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14100 Palmetto Frontage Road, Miami Lakes, FL 33016
WebsiteLicense: 1125655

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Review Sources

Google
5.0 (76)
Facebook
5.0 (16)
Yelp
3.0 (2)

Why choose this provider?

First Origin Mortgage Lenders is a lending company that attends to clients in Hialeah. It provides alternative financing and tailored loans for first-time homebuyers and customers with no credit history. Its loan products include HARP programs, FHA streamline options, and reverse mortgages. In 2019, First Origin Mortgage was recognized as a top professional services company during the annual Best of Miami Lakes Awards. Ray Palacios, the company's president, has been serving the banking industry for 20 years.

  • Refinance

201 South Biscayne Boulevard, Miami, FL 33131
WebsiteLicense: 183264

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Review Sources

Facebook
4.0 (74)
Google
5.0 (29)

Why choose this provider?

R&J Mortgage & Loan Brokers Miami is a mortgage broker that provides services to residents of the Hialeah metro and other neighboring areas. It provides several loan options, such as home refinancing, FHA loans, no income loans, and bad credit loans. It allows customers the option to purchase different property types, such as manufactured homes, condominiums, townhouses, single, and multi-family houses. R&J Mortgage & Loan Brokers Miami utilizes different tools and technology to make loan applications easier for its clients.

  • New Construction
  • Refinance

6175 Northwest 167th Street, Miami Lakes, FL 33014

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Review Sources

Google
3.0 (104)
Facebook
5.0 (2)

Why choose this provider?

Property Express Realtors, Inc., is a full-service real estate company offering home purchasing and mortgage lending services to residential and commercial property owners in Hialeah. It offers competitive mortgage loans such as home equity loans, conforming loans, non-conforming loans, foreign national loans, and refinancing loans. Its team of mortgage professionals strives to educate borrowers on financial capacity and credit qualifications from a lender's point of view. It is affiliated with the Miami Association of Realtors.

  • Refinance

2700 North 29th Avenue, Hollywood, FL 33020
WebsiteLicense: 156080

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Review Sources

Google
4.0 (135)

Why choose this provider?

US Mortgage Lenders provides financial services to clients in Hialeah and the entire state of Florida. Its services include FHA mortgages, VA mortgages, USDA loans, conventional loans, home equity loans, and jumbo. The team works directly with clients to create tailored financial solutions for their home purchases, outstanding student loans, or debt consolidation needs. Its team of mortgage professionals offers help clients find the right loan programs. They are led by Thomas Wesley Martin, an experienced mortgage lender.

  • Refinance

2332 Galiano Street, 2nd Floor, Coral Gables, FL 33134
WebsiteLicense: 984209

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Review Sources

Google
4.0 (12)
Yelp
5.0 (4)

Why choose this provider?

Florida United Lending is a mortgage lender that serves clients in Hialeah. It specializes in providing a variety of mortgage loan options for home buyers and homeowners, including fixed-rate, adjustable-rate, interest-only, FHA, and VA loans. Additionally, it also offers several specialized programs, such as Fannie Mae HomeStyle Renovation Mortgage and USDA Single Family Housing Guaranteed Loan Program. Company president Julio E. Martinez, Jr., leads a financial services firm that is committing to fulfilling the homeownership needs of its clients.

  • New Construction
  • Refinance

150 Southeast 2nd Avenue, Miami, FL 33131
WebsiteLicense: 1851257

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Review Sources

Google
5.0 (70)
Facebook
5.0 (1)

Why choose this provider?

AIF Mortgage assists the loan purchasing and refinancing needs of home buyers and owners in Hialeah. Its team offers a wide range of lending options, from FHA and VA to adjustable-rate loans. Furthermore, the mortgage professionals help clients apply for fixed-rate loans which come in 10-, 15-, 20-, 25-, and 30-year terms. The loan advisors have access to programs from a number of lenders, allowing them to find mortgages that match clients' specific situations. CEO Jason Myers carries over 12 years of mortgage lending experience.

  • Refinance

771 Northeast 82nd Street, Miami, FL 33138
WebsiteLicense: 402985

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Review Sources

Google
5.0 (34)
Facebook
5.0 (5)

Why choose this provider?

Swiftlend.com Mortgage is a mortgage company that has been operating since 2006. It assists individuals in Hialeah with the home purchase and refinancing process by presenting them with mortgage solutions based on the client criteria. It also provides loan programs, such as FHA, USDA, and VA loans. Other loan options include the bank statement, conventional, doctors, foreign national, and private loans. In addition, the company handles different loan types, which cover SBA, ITIN, investor, and commercial loans.

  • Refinance

7765 Southwest 87th Avenue, Miami, FL 33173
WebsiteLicense: 322180

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Review Sources

Google
5.0 (36)
Facebook
5.0 (5)

Why choose this provider?

Capital Trust Mortgage Corp. has been working with homeowners and investors in Hialeah since 1995. It offers different loan programs to suit every borrower's needs, such as conventional, VA, FHA, and jumbo loans. The firm also handles alternative loan programs for self-employed individuals, as well as foreign national loans and commercial mortgages. Capital Trust Mortgage president and founder Emad Shawwa previously worked for Crossland Mortgage as a loan officer from 1992 to 1995, where he achieved a top producer level.

  • New Construction
  • Commercial Loans

8550 West Flagler Street, Miami, FL 33144
WebsiteLicense: 359028

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Millenium Home Mortgage is a mortgage company that serves clients in Hialeah and its surrounding areas. This company offers a wide range of mortgage loans for clients looking to purchase their new home, senior clients looking to boost their retirement, as well as first-time home buyers. Among the loan products that it offers include reverse mortgage, conventional loan, FHA loan, VA loan, and fresh start loan. Founded in 1998, the Millenium Home Mortgage team holds over three decades of mortgage industry experience.

  • Reverse Mortgages

400 University Drive, Coral Gables, FL 33134
WebsiteLicense: 378507

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Review Sources

Google
4.0 (94)
Facebook
3.0 (28)
Yelp
5.0 (2)

Why choose this provider?

Home Financing Center is an independently owned mortgage broker serving the Hialeah metro. It provides individuals and families with residential mortgage purchasing and refinancing and procures personalized loan programs that match individual needs. It covers a range of loan options, including conventional and non-conventional loans, foreign national loans, fixed and adjustable-rate loans, jumbo loans, as well as options for first-time homebuyers. With over 30 years of experience, the company has closed billions in mortgages through its network of mortgage agencies.

  • Refinance

782 Northwest 42nd Avenue, Miami, FL 33126
WebsiteLicense: 1041604

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Aurelio Cabrera is a mortgage loan officer for New Home Mortgage Group. He provides services for both English-speaking and Spanish-speaking clients in Hialeah, helping them compare multiple loan programs. He assists them throughout the process of home purchase and home refinancing. He then provides regular updates to keep clients updated with the progress of their mortgage applications. Aurelio has been working in the industry since 2004 and has since become knowledgeable about new home sales, real estate property, and investment properties.

  • New Construction
  • Refinance

7900 Oak Lane, Miami Lakes, FL 33016
WebsiteLicense: 1782813

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (2)

Why choose this provider?

MaraiD Lending Group is a full-service mortgage lending company serving clients in Hialeah and the surrounding localities. The firm assists individuals and families in realizing their homeownership dreams by acquiring a residential purchase loan. Its advisors specialize in a variety of mortgage loans, such as conventional, FHA, VA, jumbo, and USDA. The company also offers mortgage refinancing programs, including FHA streamline, VA streamline, and investment property refinancing. Headquartered in Miami Lakes, the company serves clients throughout South Florida.

  • Refinance
  • Reverse Mortgages

2828 Coral Way, Coral Gables, FL 33145
WebsiteLicense: 314305

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (4)

Why choose this provider?

Serving clients in and around Hialeah, Great Florida Lending is a mortgage company headquartered in Miami. This company specializes in reverse mortgages and offers financial solutions to clients in their retirement years. The company provides home equity conversion mortgages, assisting clients who are looking to buy their dream home, consolidate their debt, or refinance their outstanding loans. Its team is comprised of loan officers with extensive knowledge of the various rates and fees in the area.

  • Reverse Mortgages

15500 New Barn Road, Miami Lakes, FL 33014
WebsiteLicense: 309448

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
1.0 (1)

Why choose this provider?

Dream House Mortgage is a mortgage company serving clients in Hialeah and the surrounding areas. The company offers a wide selection of programs, including reverse, VA, and FHA loans, in addition to line of credit and home equity loans. It also assists clients in refinancing their existing mortgage. The professionals from the company help clients throughout the process, from pre-qualifying to obtaining their mortgage loans. Additionally, Dream House Mortgage has partnered with several carriers, including SallieMae and FreddieMac.

  • New Construction
  • Refinance

5801 Northwest 151st Street, Miami Lakes, FL 33014
WebsiteLicense: 1913205

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (3)

Why choose this provider?

Simple Home Loans is a company of mortgage brokers in Miami Lakes that provides service to clients in Hialeah. It offers different loan options to match the specific financial needs of every client in buying their dream house. Its mortgage officers believe that doing their job responsibly will result in their former clients referring new clients. Their website offers tools that help a potential client or a first-time borrower to help make the right decisions.

  • Refinance

14750 Northwest 77th Court, Miami Lakes, FL 33016
WebsiteLicense: 2059938

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Elite Lending is a mortgage broker that services Hialeah. It helps both first-time homebuyers and seasoned real estate investors select the lending program that suits their current situation and long-term goals. It offers VA, FHA, USDA, jumbo, and fixed rate mortgages. It also processes loan programs to meet specific requirements of high net worth clients, self-employed borrowers, and vacation home investors. In addition, the company handles refinancing programs that aim to lower monthly payments. CEO Robert Bencomo has closed $75 million in loans to date.

  • New Construction

8333 Northwest 53rd Street, Doral, FL 33166
WebsiteLicense: 75243

Expertise.com Rating

Review Sources

Google
5.0 (900)
Facebook
5.0 (2)

Why choose this provider?

Paramount Residential Mortgage Group, Inc. is a technology-based mortgage brokerage that serves clients in the Hialeah area. It works with direct lenders, such as Fannie Mae & Freddie Mac and Ginnie Mae, to help customers find the loan policies that meet their mortgage and refinancing needs. Its loan packages include USDA, VA, FHA, and jumbo. The company has been in the industry for over 10 years. It established PRMG Cares, a nonprofit organization, to give back to the local community.

  • Refinance

3323 Northeast 163rd Street, North Miami Beach, FL 33160
WebsiteLicense: 1821442

Expertise.com Rating

Review Sources

Google
4.0 (52)

Why choose this provider?

Mister Loans is a mortgage broker company that offers services to the residents of Hialeah and its surrounding areas. The company's team includes technological, financial, and real estate specialists who have more than 10 years of experience in the industry. The company provides loan options for home purchasing such as FHA, conventional mortgage, and VA loans. It also specializes in refinancing and helps its clients from switching their loan program to a fixed-rate mortgage.

  • Refinance

1000 Northwest 57th Court, Miami, FL 33126
WebsiteLicense: 1100518

Expertise.com Rating

Review Sources

Google
4.0 (115)

Why choose this provider?

Ready Mortgage Lenders provides Hialeah residents with mortgage solutions. Its team of brokers creates personalized purchasing and refinancing programs and gives clients access to a broad range of loan options. They offer FHA loans, USDA loans, VA loans, as well as 15-year and 30-year fixed mortgages and reverse mortgages. They have over 70 years of combined experience in the mortgage lending industry, helping clients find loans they qualify for and simplifying the application and approval process.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.