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Best Mortgage Refinance Companies in Davie

2024

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Website
8181 West Broward Blvd., Suite 360, Plantation, FL 33324
  • Reverse Mortgages

Why choose this provider?

ClearStar Mortgage Group Inc. operates with the goal of connecting Davie residents with low-interest loan options and helping them navigate the complexities of the refinancing application process. This full-service brokerage firm has access to numerous lenders, providing clients with programs such as FHA streamline, 203k, VA cash out, USDA streamline, conventional, commercial, and jumbo. The company also delivers specialized loan products such as down payment assistance loan programs, domestic commercial or business loans, and programs for foreign nationals.

License Verified:

License: 1826902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)
Yelp
5.0 / 5 (1)

Website
1921 NW 150 Ave Ste 102, Pembroke Pines, FL 33028
  • New Construction
  • Reverse Mortgages

Why choose this provider?

The J. Clark Team caters to home buyers and owners across the Davie metro and the neighboring areas. It guides individuals in applying for mortgage loans suitable for their home purchasing needs. Mortgage refinancing services are also available for homeowners wishing to change their existing loans. The company serves clients owning convenience stores, dry cleaning businesses, and construction companies. Its founder, Jason Martin Clark, brings more than two decades of experience in the mortgage industry.

License Verified:

License: 1044478

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6962 East Wedgwood Avenue, Davie, FL 33331
  • New Construction

Why choose this provider?

Trinity Mortgage USA, Inc., caters to clients in and around Davie. Its mortgage specialists work with individuals who want to apply for a refinancing program to fund another loan. They also recommend various financing options to first-time or seasoned investors depending on their financial standings and specific needs. They explain to clients the differences between the loan products for which they are eligible. The firm was founded by mortgage and real estate professionals with a combined 50 years of experience.

License Verified:

License: 2086242

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Website
12401 Orange Dr., Davie, FL 33330
  • New Construction

Why choose this provider?

1st American Lending, LLC, assists people in the Davie metro who seek to refinance their existing mortgages. Its standard, streamline, and IRRRL choices extend throughout different terms, enabling clients to fund domestic endeavors in line with their financial capabilities. Its staff recommends options based on each applicant's existing loans and credit history, as well as local marketing factors such as interest rates. Over the course of more than 10 years, 1st American Lending's consultants developed their first-hand understanding of mortgage processes.

License Verified:

License: 1014298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Website
12555 Orange Drive Suite 202, Davie, FL 33330
  • New Construction

Why choose this provider?

Allstate Funding Group represents a wide range of lenders that offer home refinancing loans for clients in Davie and the surrounding metros. The team guides individuals who wish to take advantage of refinancing to lower monthly payments, cash out equity, consolidate debt, pay off a balloon amount, or use the loan for home improvement projects. Allstate Funding Group works with more than 100 investors and facilitates the four-step process of financial assessment, mortgage application, loan processing, and closing.

License Verified:

License: 1844525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2813 Executive Park Dr. # 226, Weston, FL 33331
  • New Construction

Why choose this provider?

Suntree Finance originates and structures mortgage loans for residential and commercial properties in Davie. It offers mortgage refinancing for various types of properties, such as single-family homes, multi-family residences, and condos, as well as retail and industrial buildings. Its consultants help borrowers obtain FHA, conventional, and bank statement loans based on their credit scores, income, and assets. They guide clients through the mortgage process to close transactions on time. The brokerage's niche products include residential, hard money, and foreign national loans.

License Verified:

License: 1543197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1961 NW 150 Avenue Suite 202, Pembroke Pines, FL 33028
  • Reverse Mortgages

Why choose this provider?

USA Funding Mortgage Group, Inc. offers VA and FHA loan programs to clients in Davie. It has mortgage refinancing solutions with fixed-rate or adjustable-rate and graduated payment options. In addition, it provides reverse and balloon mortgages. It works with independent loan originators to offer a variety of financial products. The firm was founded in 2006, specializing in the real estate market and financing on both the residential and commercial levels. Its management team has more than 50 years of industry experience.

License Verified:

License: 382740

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4801 S University Dr #2500, Davie, FL 33328
  • New Construction

Why choose this provider?

Millennium Mortgage is a refinancing services provider for clients in and around Davie. Some of its loan options include rate-and-term refinancing, cash-outs, and cash-ins. Its mortgage brokers cater to both homeowners and home buyers, helping them with end-to-end origination using proprietary technology. Other available programs include VA, USDA, and FHA loans, as well as reverse mortgages and ARMs. Millennium Mortgage is also licensed to operate in Colorado, Virginia, and California. CEO Pasquale Vilardo has been in the mortgage industry for more than 10 years.

License Verified:

License: 2063295

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
351 SW 136th Avenue, Suite 203, Davie, FL 33325
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Bankers Mortgage Lending offers refinancing options to Davie residents. Its mortgage options include VA, FHA, and adjustable-rate and fixed-rate loans. Its website contains detailed descriptions of each loan type to assist borrowers in determining which program fits their needs. Its refinance calculator helps borrowers in determining whether or not to refinance their existing mortgage. As a direct lender, the majority of underwriting decisions are made internally. It aims to provide a smooth loan experience by sending closing documents prior to settlement.

License Verified:

License: 328285

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12401 Orange Dr. Ste 216, Davie, FL 33330
  • New Construction

Why choose this provider?

EMB Lenders helps clients in Davie find the loan they need to refinance a house or purchase a dream home. It comprises mortgage specialists who have over 30 years of experience in the industry. They assist in the home refinancing process to lower monthly payments and rates. In addition, they recommend refinancing for clients looking to pay their mortgage over a shorter term. The firm is a direct lender with delegated power to underwrite and finance Freddie Mac, FHA, USDA, and Jumbo loan products.

License Verified:

License: 231073

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (35)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4875 Volunteer Road, Davie, FL 33330
  • New Construction
  • Reverse Mortgages

Why choose this provider?

LoanPro is a mortgage brokerage company that serves first-time home buyers to seasoned investors in the Davie community. It assists clients in obtaining a new mortgage through refinancing, helping them get lower monthly payments and interest rates and take cash out from home equity for personal purchases. It offers different types of home loans, including conventional, FHA, VA, jumbo, and commercial. The firm also provides foreign national and hard money loans. LoanPro has been in the industry for over 15 years.

License Verified:

License: 1486485

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (37)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4875 Volunteer Road, Davie, FL 33330
  • Commercial Loans

Why choose this provider?

Miguel Valdivieso serves clients in Davie who require mortgage contracts and refinancing solutions for buying new homes or restructuring burdensome current debts. The broker works with individuals who are mired in student loans and navigates the procedural hassles of obtaining mortgages. He is an independent agent who is free to shop for competing products without any undue influence from any single provider. Miguel Valdivieso keeps lines of communication open with his customers and makes them feel like they are talking to a direct lender. 

License Verified:

License: 1515391

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Website
9650 Stirling Rd #102, Cooper City, FL 33024
  • Reverse Mortgages

Why choose this provider?

Family Home Loans is a mortgage broker that implements refinancing strategies in and around the Davie metro. The company assists borrowers in replacing existing loans with reverse mortgages and home equity programs. Its team of professionals guides homeowners throughout the refinancing process, from pre-qualification and program selection to closing document signing. Additionally, the staff finds refinancing solutions for non-citizens, self-employed borrowers, and condo owners. Family Home Loans has funded over $150 million in loans to date.

License Verified:

License: 2178576

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2645 Executive Park Drive Suite 114, Weston, FL 33331
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Jorge Malo offers mortgage refinance options to residents in Davie and nearby areas. These include cash-out and streamlined refinance programs. He represents MyFloridaMortgages, a mortgage brokerage firm with more than 100 investor partners. He helps clients get approved for mortgage refinancing to assist with various financial needs, such as college tuition fees and home improvement project expenses. He also provides a range of home loan options, including VA, home equity, conventional, jumbo, and adjustable-rate mortgage loans.

License Verified:

License: 1514830

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Are lower interest rates always a reason to refinance in Davie?

    Refinancing shouldn't be solely based on lower interest rates. When you're thinking about refinancing your home, it's important to carefully consider factors, such as the amount of money you could save each month, the costs of closing the deal, and your plans for the future in your Davie home. Making a well-informed choice means considering all these things.

  • What are the types of properties you can refinance in Davie?

    In Davie, you can refinance various types of properties, including single-family homes, multi-family houses, townhouses, condominiums, co-ops, and condotels. Each property type comes with its own distinct characteristics. You can explore refinancing options for these different property types based on your individual needs and circumstances, ensuring that you make the best choice to optimize your financial situation.

  • What documentation is typically required for a mortgage refinance in Davie?

    When refinancing in Davie, you'll usually need to provide documents such as W2s from the past two years, bank statements covering the last two months, latest retirement statements, pay stubs from the last month, clear copies of your driver's license and Social Security card, and information about any other real estate you own. If you're self-employed, you'll need to provide personal tax returns for the past two years, along with a current income statement and balance sheet for your business.

  • When are you allowed to sell your home after refinancing it in Davie?

    Lenders often require you to reside in the property as your primary residence in Davie for 6 to 12 months following the refinancing, which means you cannot sell until that period passes. Additionally, there might be a pre-payment penalty if you repay the loan before the designated time, protecting the lender against interest income loss. Understanding these factors is important when considering selling after refinancing.

  • How can you increase your home's value for mortgage refinancing in Davie?

    To increase your home's value for mortgage refinancing in Davie, consider improving curb appeal, updating key areas like the kitchen and bathrooms, and adding energy-efficient features. Refresh paint and flooring, and address repairs for a well-maintained look. Integrating smart technology and creating open spaces can also enhance appeal. These improvements can make your home more attractive to potential buyers and potentially lead to a higher value when refinancing.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.