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Best Mortgage Refinance Companies in Pembroke Pines

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2023
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Florida Choice Mortgage logo
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License Verified:

License: 218197

Nationwide Multistate Licensing System and Registry

Florida Choice Mortgage

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15800 Pines Blvd - Suite # 3100, Pembroke Pines, FL 33027
  • New Construction

Business Description

Florida Choice Mortgage delivers solutions to the diverse goals of homeowners in the Pembroke Pines area. Its team of loan originators assists holders of mortgages such as conventional, FHA, jumbo, or VA loans in the refinancing process. The team analyzes borrowers' needs and financial situations and helps them choose options like cash-out, rate and term, or streamline refinance. The company has been serving the community for over 23 years and has staff that can assist clients in Spanish.

License Verified:

License: 218197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Surefire Mortgages logo
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License Verified:

License: 1633704

Nationwide Multistate Licensing System and Registry

Surefire Mortgages

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9000 Sheridan Street - Suite 96, Pembroke Pines, FL 33024
  • New Construction

Business Description

Surefire Mortgages serves clients in and around the Pembroke Pines metro. It provides mortgage refinance programs that help lower interest rates and monthly payments. It also offers various mortgage solutions, such as FHA, VA, USDA, and jumbo loans, to help clients realize their dream of home ownership. The process involves determining the amount, selecting the appropriate program, filing the loan application, processing, and closing the transaction. Other options include fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages.

License Verified:

License: 1633704

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Loan Pros Team logo
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License Verified:

License: 1837119

Nationwide Multistate Licensing System and Registry

The Loan Pros Team

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18501 Pines Blvd., 201, Pembroke Pines, FL 33029
  • New Construction
  • Reverse Mortgages

Business Description

The Loan Pros Team offers mortgage refinancing programs to people in Pembroke Pines. It recommends financial solutions, such as VA, FHA, 203k, jumbo, and conventional loans, and helps clients find programs based on their needs. It also provides loans for self-employed or foreign nationals and those who have no income. The firm extends its services to customers in Broward and Palm Beach communities. It aims to serve people with integrity, honesty, and competence by helping them overcome roadblocks while securing loans.

License Verified:

License: 1837119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (19)
Facebook
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Mortgage Group logo
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License Verified:

License: 1299516

Nationwide Multistate Licensing System and Registry

United Mortgage Group

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8996 Taft Street, Pembroke Pines, FL 33024
  • Reverse Mortgages

Business Description

United Mortgage Group helps individuals in Pembroke Pines who are looking to change the terms of their loan and opt for lower monthly mortgage payments. The company's Quick Quote tool, accessible through its website, calculates whether refinancing will indeed be beneficial for the clients who are planning to do so. The loan consultants from this company assist clients through the whole mortgage process, especially in transactions with the lenders. United Mortgage Group also provides fixed- and adjustable-rate loan options.

License Verified:

License: 1299516

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
United Mortgage of Florida logo
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License Verified:

License: 1820818

Nationwide Multistate Licensing System and Registry

United Mortgage of Florida

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18503 Pines Blvd Suite 310, Pembroke Pines, FL 33029
  • Reverse Mortgages
  • New Construction

Business Description

United Mortgage of Florida addresses the real estate concerns of residents in Pembroke Pines. Its brokers assist investors and buyers who want to purchase residential spaces. They offer refinancing services to help individuals and families compare mortgage loans, consolidate debts, and reduce their interest rates or monthly payments. They also process different types of mortgage programs, such as fixed- and adjustable-rate, jumbo, soft or hard money, and foreign loans. The company has been in operation since 2018.

License Verified:

License: 1820818

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (4)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.