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2024

Last updated:

Best Mortgage Refinance Companies in Pembroke Pines

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pembroke Pines Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

91Reviewed

56Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9000 Sheridan Street - Suite 96, Pembroke Pines, FL 33024
WebsiteLicense: 1633704

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Surefire Mortgages serves clients in and around the Pembroke Pines metro. It provides mortgage refinance programs that help lower interest rates and monthly payments. It also offers various mortgage solutions, such as FHA, VA, USDA, and jumbo loans, to help clients realize their dream of home ownership. The process involves determining the amount, selecting the appropriate program, filing the loan application, processing, and closing the transaction. Other options include fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages.

  • New Construction

8996 Taft Street, Pembroke Pines, FL 33024
WebsiteLicense: 1299516

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

United Mortgage Group helps individuals in Pembroke Pines who are looking to change the terms of their loan and opt for lower monthly mortgage payments. The company's Quick Quote tool, accessible through its website, calculates whether refinancing will indeed be beneficial for the clients who are planning to do so. The loan consultants from this company assist clients through the whole mortgage process, especially in transactions with the lenders. United Mortgage Group also provides fixed- and adjustable-rate loan options.

  • Reverse Mortgages

18503 Pines Blvd Suite 310, Pembroke Pines, FL 33029
WebsiteLicense: 1820818

Expertise.com Rating

Review Sources

Google
5.0 (63)
Facebook
5.0 (6)

Why choose this provider?

United Mortgage of Florida addresses the real estate concerns of residents in Pembroke Pines. Its brokers assist investors and buyers who want to purchase residential spaces. They offer refinancing services to help individuals and families compare mortgage loans, consolidate debts, and reduce their interest rates or monthly payments. They also process different types of mortgage programs, such as fixed- and adjustable-rate, jumbo, soft or hard money, and foreign loans. The company has been in operation since 2018.

  • Reverse Mortgages
  • New Construction

15800 Pines Blvd - Suite # 3100, Pembroke Pines, FL 33027
WebsiteLicense: 218197

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Florida Choice Mortgage delivers solutions to the diverse goals of homeowners in the Pembroke Pines area. Its team of loan originators assists holders of mortgages such as conventional, FHA, jumbo, or VA loans in the refinancing process. The team analyzes borrowers' needs and financial situations and helps them choose options like cash-out, rate and term, or streamline refinance. The company has been serving the community for over 23 years and has staff that can assist clients in Spanish.

  • New Construction

18501 Pines Blvd., 201, Pembroke Pines, FL 33029
WebsiteLicense: 1837119

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
4.6 (18)

Why choose this provider?

The Loan Pros Team offers mortgage refinancing programs to people in Pembroke Pines. It recommends financial solutions, such as VA, FHA, 203k, jumbo, and conventional loans, and helps clients find programs based on their needs. It also provides loans for self-employed or foreign nationals and those who have no income. The firm extends its services to customers in Broward and Palm Beach communities. It aims to serve people with integrity, honesty, and competence by helping them overcome roadblocks while securing loans.

  • New Construction
  • Reverse Mortgages

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are your options for refinancing your mortgage in Pembroke Pines?

    Homeowners in Pembroke Pines can explore several refinancing options tailored to their needs. Conventional refinancing accommodates primary, secondary, and investment properties, offering variable terms and rates. Veterans and active-duty military personnel with VA loans can benefit from the Florida (IRR) Interest Rate Reduction VA Mortgage, boasting no appraisal or income documentation. Similarly, the Florida FHA Streamline Mortgage is available for FHA-to-FHA refinancing, promising reduced paperwork and no appraisal, provided payments have been current for the last 12 months.

  • Is it beneficial to refinance your mortgage in Pembroke Pines?

    Yes. Refinancing your mortgage in Pembroke Pines can be highly beneficial. It can increase your monthly cash flow and offer extra funds for your needs. People refinance for various reasons, such as getting a lower mortgage rate to reduce monthly payments, paying off their home loan faster with a shorter term, using cash to clear other debts, or switching from an adjustable-rate mortgage to a more stable rate.

  • What is the process of refinancing like in Pembroke Pines?

    Refinancing a home in Pembroke Pines is simple and convenient. Start by submitting a short request for a home refinance analysis and sharing critical details about your situation. Our experts will then provide personalized options based on your needs. You can compare different mortgage interest rates and terms to understand your choices better. Afterward, choose the best offer to achieve a successful home refinance.

  • What is the difference between getting a conventional loan from a government-backed loan in Pembroke Pines?

    The distinction between conventional and government-backed loans in Pembroke Pines lies in their backing. A conventional loan isn't insured by the government, putting the responsibility for loan defaults on the lender, making them riskier and typically more expensive. Government-backed loans, like FHA or VA loans, are insured or guaranteed by federal agencies, benefiting borrowers with less-than-perfect credit, lower down payments, or limited income verification.

  • Why is it better to choose an FHA loan to streamline your refinance in Pembroke Pines?

    Choosing an FHA Streamlined Refinance in Pembroke Pines offers efficiency by swiftly lowering your current home loan's interest rate, often without needing an appraisal. It's less paperwork, saving time and money. If your original FHA loan is in good standing, and you want lower monthly interest payments, this option suits you. It's best for financially stable individuals seeking reduced monthly expenses without cashback.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.