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Best Mortgage Refinance Companies in New Britain

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2023
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Allied Funding Group logo
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License Verified:

License: 107594

Nationwide Multistate Licensing System and Registry

Allied Funding Group

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130 North Main Street, Wallingford, CT 06492
  • New Construction
  • Reverse Mortgages

Business Description

Allied Funding Group serves New Britain homebuyers and residential property owners with loans that match their needs. Its refinancing options include FHA without an appraisal and conventional that can refinance up to 90% of the property value or be used to settle a mortgage balance greater than the property value. The company also offers other loan options, such as home equity lines of credit and private mortgages, as well as state and local housing programs. Allied Funding Group has been in the mortgage lending industry since 1996.

License Verified:

License: 107594

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Allied Mortgage Group logo

License Verified:

License: 1887209

Nationwide Multistate Licensing System and Registry

Allied Mortgage Group

39 E. Cedar Street Ste. 1, Newington, CT 06111
  • New Construction
  • Reverse Mortgages

Business Description

Allied Mortgage Group has been serving customers in New Britain and the surrounding areas since 1993. It offers refinancing solutions through conventional, jumbo, FHA, VA, and USDA programs. It develops customized loan solutions to fit each client's lifestyle and needs. The firm also provides home purchasing loans for self-employed, first-time home buyers, and seasoned real estate investors. Allied Mortgage Group branch manager Ernest Lacasse has been in the industry for over 30 years and is licensed in eight states.

License Verified:

License: 1887209

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (89)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chance McQueen logo

License Verified:

License: 193306

Nationwide Multistate Licensing System and Registry

Chance McQueen

116 Washington Ave. Suite 401, North Haven, CT 06473
  • New Construction

Business Description

Chance McQueen obtains loan programs for homebuyers in New Britain tailored to their financial and personal needs. He assists borrowers seeking to change their loan terms, lower interest rates, or use their homes’ equity for cash through refinancing. Whether purchasing or refinancing homes, he offers different loan programs, such as ARM, FRM, FHA, jumbo, USDA, and VA. McQueen utilizes her over five years of experience in the finance industry to help clients throughout the homebuying process.

License Verified:

License: 193306

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
CT Liberty Mortgage logo
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License Verified:

License: 6297

Nationwide Multistate Licensing System and Registry

CT Liberty Mortgage

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1027 Farmington Avenue, Farmington, CT 06032
  • Reverse Mortgages

Business Description

CT Liberty Mortgage caters to residents of New Britain who seek refinancing solutions and loans. The team restructures existing debts to obtain less burdensome rates that emerge subsequent to the original inking of an obligation. It also delivers FHA loans for individuals with less ideal credit scores and reverse mortgages tailored to senior citizens. CT Liberty Mortgage maintains a blog that teaches the public about real estate matters, such as market trend predictions. Owner Cara Britton spoke at the 2013 Women in Banking Conference.

License Verified:

License: 6297

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (32)
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Unity Mortgage logo

License Verified:

License: 65392

Nationwide Multistate Licensing System and Registry

Global Unity Mortgage

71-1 Wilson Lane, Vernon, CT 06066
  • Reverse Mortgages

Business Description

Global Unity Mortgage is a brokerage that provides refinancing solutions to borrowers in New Britain. It offers rate-and-term for homeowners seeking better rates or reduced terms and cash-out for those who need money to pay for medical bills or debts. Other programs available from the company include FHA, USDA, VA, fixed- and adjustable-rate loans, as well as investor and high-balance mortgages. Global Unity Mortgage uses the latest technology to streamline its loan application process. Its loan officers are available 24/7 to respond to clients' queries.

License Verified:

License: 65392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gregg Pomeroy logo
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License Verified:

License: 30461

Nationwide Multistate Licensing System and Registry

Gregg Pomeroy

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1224 Main Street, Branford, CT 06405
  • New Construction

Business Description

Gregg Pomeroy serves the mortgage needs of clients in New Britain and its surrounding communities. He provides refinancing services for a wide variety of property types, including single- and multi-family residences, condominium units, townhouses, and manufactured homes. Gregg assists customers who are looking to cash out or get better terms and rates. In addition, he offers mortgage options like USDA, FHA, VA, jumbo, conventional, and construction loans. Gregg Pomeroy has more than 17 years of industry experience.

License Verified:

License: 30461

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Horizon Home Mortgage LLC logo
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License Verified:

License: 69164

Nationwide Multistate Licensing System and Registry

Horizon Home Mortgage LLC

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34 Bloomfield Ave, Windsor, CT 06095
  • Reverse Mortgages

Business Description

Horizon Home Mortgage LLC serves borrowers in New Britain and the surrounding locations. It guides homeowners throughout the refinance process, helping them borrow against the equity in their properties, switch between adjustable- and fixed-rate mortgages, decrease interest rates, and reduce their loan terms. Along with reverse, VA, and FHA mortgages, it also offers construction loans for people planning to build residential or commercial buildings. One of the company's loan officers, Ashish Desai, has more than three decades of experience in lending.

License Verified:

License: 69164

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (17)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nate Pryzbek logo
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License Verified:

License: 1663773

Nationwide Multistate Licensing System and Registry

Nate Pryzbek

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430 New Park Avenue Suite 101, Hartford, CT 06106
  • Reverse Mortgages

Business Description

Nate Pryzbek is a loan officer affiliated with Fairway Independent Mortgage Corporation. He restructures mortgages to fit clients’ needs, such as consolidating debts, converting to a fixed-rate loan, lowering interest rates or monthly payments, shortening terms, and turning home equity into cash. The mortgage expert helps people achieve homeownership by providing tailored advice on different loan programs, which include FHA, jumbo, renovation, USDA, and VA mortgages. Pryzbek guides customers throughout the loan process, from application to closing.

License Verified:

License: 1663773

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
4.9 / 5 (30)
Yelp
5.0 / 5 (1)
Northeast Financial logo
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License Verified:

License: 117273

Nationwide Multistate Licensing System and Registry

Northeast Financial

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48 Meriden Rd, Suite 1, Middlefield, CT 06455
  • New Construction

Business Description

Northeast Financial is an independent company that responds to the mortgage needs of residential and commercial borrowers in New Britain. It offers FHA, VA, conventional, jumbo, rehab, and construction loans. The company also provides refinancing, reverse mortgages, and mobile home and non-QM loans. Its team assists commercial borrowers looking for new construction and fix and flip financing, as well as asset-based rental property loans. Northeast Financial believes that each community and client has a unique situation, and it has 29 employees ready to meet their needs.

License Verified:

License: 117273

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (80)
Facebook
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rapid Response Mortgage Services LLC logo
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License Verified:

License: 58789

Nationwide Multistate Licensing System and Registry

Rapid Response Mortgage Services LLC

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416 Highland Ave,, Cheshire, CT 06410
  • Reverse Mortgages

Business Description

Rapid Response Mortgage Services LLC caters to clients in New Britain and the surrounding areas. The brokerage helps individuals wishing to shorten their loan terms, gain low interest, and cash out their home's equity by applying for mortgage refinancing services. It also assists homeowners needing reverse mortgage programs. Its team members are available to help home buyers choose loans with fixed or adjustable mortgages. The company has been serving the local community for more than 20 years.

License Verified:

License: 58789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
4.9 / 5 (7)
Right Step Mortgage logo
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License Verified:

License: 2092323

Nationwide Multistate Licensing System and Registry

Right Step Mortgage

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152 Simsbury Road, Bldg. 9, Avon, CT 06001
  • New Construction
  • Reverse Mortgages

Business Description

Right Step Mortgage provides refinancing for residents of New Britain who seek to lower their interest rates and alter the duration of their current home loans. It offers various options, such as fixed-rate and adjustable-rate mortgages as well as jumbo, VA, and FHA loans. Its consultants compare rates and interest rates from multiple financial institutions to provide services that match the unique needs and scenarios of clients. In addition, they monitor changes in mortgage programs and market conditions to assess future risks.

License Verified:

License: 2092323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (5)
Right Trac Financial Group logo
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License Verified:

License: 2709

Nationwide Multistate Licensing System and Registry

Right Trac Financial Group

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110 Main Street, Manchester, CT 06042
  • Reverse Mortgages
  • New Construction

Business Description

Right Trac Financial Group has been handling the needs of residential property buyers in New Britain and the surrounding communities for more than four decades. The company provides clients with various mortgage-related services, which include working with lenders and helping clients secure various loans, such as home loans, loans for first-time homeowners, and home improvement and construction loans. Its loan officers can handle conventional, FHA, USDA, and jumbo loans. They also have experience with down payment assistance, investor cash flow loans, bank statement mortgages, and loans for teachers.

License Verified:

License: 2709

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (30)
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sensible Mortgage Solutions LLC logo
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License Verified:

License: 1930800

Nationwide Multistate Licensing System and Registry

Sensible Mortgage Solutions LLC

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31 Liberty St, Suite 306, Southington, CT 06489
  • New Construction

Business Description

Sensible Mortgage Solutions LLC, provides personalized loan programs to New Britain residents. It helps homeowners who want to refinance their mortgage to lower their interest rates and monthly payments, adjust their mortgage's term, or withdraw money from the equity in their home. Jeremy Hyatt, the firm's owner, started his mortgage career in 2005. Since joining the industry, he has been assisting families to reach their dream of homeownership. His company is part of the Brokers Are Better Network by The Association of Independent Mortgage Experts.

License Verified:

License: 1930800

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ward Kilduff Mortgage, LLC logo
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License Verified:

License: 64369

Nationwide Multistate Licensing System and Registry

Ward Kilduff Mortgage, LLC

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59 East Hill Road, Canton, CT 06019
  • New Construction

Business Description

Ward Kilduff Mortgage, LLC, has been dealing with New Britain clients since 2006. The company advises them through the loan refinancing process and helps them fulfill financial goals like reduced interest rates or decreased mortgage terms. It modifies the terms of programs backed by different government agencies, including the USDA, FHA, and VA. The company also assists aspiring homeowners through the loan qualification process and provides loan options like conforming and super jumbo programs. Its owner, Gregory Ward, is a Certified Mortgage Planning Specialist.

License Verified:

License: 64369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (32)
Google
4.6 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Welcome Home Mortgage, LLC logo
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License Verified:

License: 2744

Nationwide Multistate Licensing System and Registry

Welcome Home Mortgage, LLC

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1331 Silas Deane Highway, Wethersfield, CT 06109
  • New Construction
  • Reverse Mortgages

Business Description

Welcome Home Mortgage, LLC, caters to clients across New Britain and the surrounding areas. The company guides individuals who wish to refinance their existing loans to reduce their mortgage payments and interest rates. It also offers assistance to clients wanting to purchase homes using loan programs, including FHA, VA, balloon, and interest-only. One of the company's mortgage consultants, Kim Casner, has over 16 years of industry experience. Kim also serves as a certified divorce lending professional.

License Verified:

License: 2744

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.