Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Loveland

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Loveland Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

25Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
633 North Denver Avenue, Loveland, CO 80537
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Welsh Insurance Agency Inc. provides renters' insurance for Loveland residents. This type of insurance offers protection against losses caused by incidents such as burglary, smoke, fire, vandalism, and pipe bursts. It covers damaged personal possessions inside the rental homes and reimburses renters' living expenses when the properties become uninhabitable due to a disaster. Renters can also choose to secure family members against property damage or personal injury lawsuits. Welsh Insurance Agency is a trusted choice member of the Independent Insurance Agents and Brokers of America.

License Verified:

License: 45995

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (60)
Facebook
5.0 / 5 (29)
Yelp
1.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
295 E 29th St, Ste 230, Loveland, CO 80538
  • Home and Auto Insurance

Why choose this provider?

Kastl Insurance is an agency owned by Shawn Kastl that serves Loveland. Taking his clients’ best interests into consideration, he aims to assess and provide the coverage that suits them the most. One of the core products he offers is renters' insurance that helps protect tenants who do not own their living spaces and financially covers personal properties in case of any risk. Other products he offers include auto, business, home, and life insurance.

License Verified:

License: 481743

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (39)
Google
5.0 / 5 (28)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1491 N Denver Avenue, Suite 201, Loveland, CO 80538
  • Multiple Policy Types

Why choose this provider?

Ed Bowen provides State Farm home, life, and renters' insurance to clients in Loveland. The pet-friendly office has staff that also offers auto, business, and health insurance products. Its crew of agents and account representatives have over 100 years of combined experience. They help clients understand life risks and assist them with selecting the best policy that fits their needs. The company also offers assistance with annuities. Ed has been an insurance agent in Colorado for 34 years.

License Verified:

License: 55448

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (48)
Yelp
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
577 Clubhouse Dr, Loveland, CO 80537
  • Multiple Policy Types
  • Home and Auto Insurance
  • Multiple Carriers

Why choose this provider?

Arrow Insurance Professionals is an independent agency that serves personal and commercial clients in Loveland. It offers renter's and specialty dwelling insurance solutions that cover the tenant's personal belongings, landlord furnishings, and tenant liability. It also provides policies for vacant homes, vacation properties, and lower-value homes. The company has insurance products to cover homes, auto, businesses, cyber liability, life, and recreational vehicles. Arrow Insurance Professionals works with various carriers to offer different policies, including American Modern and Travelers.

License Verified:

License: 314733

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2601 S Lemay Avenue Unit 36, Fort Collins, CO 80525
  • Multiple Policy Types

Why choose this provider?

Marinda Simpson is an insurance agent who works with State Farm and serves clients in the Loveland area. She offers a range of risk protection plans such as renters', home, auto, and health insurance, to prepare clients for unforeseen circumstances and help them easily recover from any type of unexpected events. She also offers insurance packages for businesses and properties, as well as annuities services. Simpson has been in the field for over 15 years. She actively participates in organizations that focus on economic advancement.

License Verified:

License: 381052

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (294)
Facebook
4.0 / 5 (20)
Yelp
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2187 E 11th Street, Loveland, CO 80537
  • Multiple Policy Types

Why choose this provider?

Dave Orr is a State Farm insurance agent who has been serving customers in Loveland and the nearby areas since 2016. He offers personal insurance products that include renters', homeowners', health, auto, and life. He also provides business insurance policies and banking services. Before becoming an insurance agent, Dave had worked as an operations manager for a telecommunications company for 12 years. He graduated with a Bachelor's degree in Psychology.

License Verified:

License: 507813

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1021 N. Lincoln Ave., Loveland, CO 80537
  • Multiple Policy Types

Why choose this provider?

Jackson Insurance provides a variety of insurance plans for clients in the Loveland area. It offers tailored policies for renters to help them repair or replace their property or personal belongings that have been damaged or lost as a result of unforeseen catastrophes and theft. Its plans can also provide coverage for accidents that occurred at the client's residence. The insurance firm has been in the industry since 1991 and is currently serving over 32 states.

License Verified:

License: 355931

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
746 Cleveland Ave, Loveland, CO 80537
  • Home and Auto Insurance

Why choose this provider?

Doug Rajotte is a State Farm insurance agent that offers renters' insurance plans to clients in Loveland and neighboring areas. He helps those with existing policies by reviewing their insurance plans to find missing coverages, such as medical liability and property damage repair. He also assists first-time clients in understanding different parts of the policy and how to process it online. Doug has been an insurance agent for around 20 years, working in Loveland since 2013. He also speaks fluent Spanish.

License Verified:

License: 423341

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (44)
Facebook
4.8 / 5 (21)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5205 S. College Ave, Fort Collins, CO 80525
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Daryl Alexander is an insurance agent who works with State Farm and serves clients in the Loveland area. He provides a range of insurance policies, such as renters', health, auto, and life to prepare clients for unexpected events in the future. He also offers risk protection coverages for properties and businesses and provides banking assistance. His tailored packages are designed to reduce clients' financial uncertainty and help them easily recover in the event of devastating losses. Alexander's team has over 75 years of combined experience.

License Verified:

License: 31309

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • How does renters' insurance's liability coverage protect Loveland tenants from the accidents or injuries that occur within their rented space?

    The liability coverage available in renters' insurance policies safeguards the possessions of tenants in Folsom against injury claims in case someone gets injured while on the renter's property. This option also assists renters in managing expenses to repair or replace items that they might unintentionally damage on another person's property.

  • What is the cost of renters’ insurance in Loveland?

    Derived from the details of a 20-year-old unmarried student residing in Loveland, the renters' insurance cost varies between $77.0 and $198.02. This estimate is also based on an individual who has not made any claims within the last five years. It also involves coverage for medical payments valued at $1,000 and personal property amounting to $5,000.

  • What additional coverage options are typically available through renters' insurance policies in Loveland?

    Loveland residents have access to additional options for renters’ insurance coverage, including special personal property coverage. This option serves to replace lost or misplaced personal items. There is also an add-on called scheduled personal property coverage, designed for high-value items like jewelry, recreational vehicles, and watercraft. This coverage ensures the replacement of valuables at their full appraised value, exceeding standard policy limits when necessary.

  • How can Loveland residents reduce their renters’ insurance costs?

    Residents of Loveland have the opportunity to reduce costs on their renters' insurance by bundling multiple policies with the same insurer. Additionally, implementing a home security system can lead to lower insurance expenses. Another avenue for potential savings is choosing a higher-deductible policy, which could subsequently result in lower premiums.

  • Who is qualified for the common discounts offered by renters’ insurance companies in Loveland?

    Loveland citizens who live in gated communities and those who install fire extinguishers and burglar alarm devices are eligible for lower renters’ insurance premiums. Older renters and individuals with credit scores of more than 700 can also avail of discounts. Discounts are also available to renters who opt for paperless transactions and payment systems.

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